Loan to buy clothes (dresses) for my shop
Bernice
Battor, Ghana
28% repaid
Entrepreneur
Name
Bernice
Member since
September 2016
On-time repayments
77 installments • 51%
About Me
I am Bernice Kyerewa fromBattor in the Volta region. My two parents are disabled so life has been more than hell for us. Our neighbours used to mock us because we hardly had three square meals a day. In fact, the best word that describes us was "paupers".
It was so bad that, we started positioning ourselves around the Battor Catholic hospital, begging to survive. This continued for about two(2) years but on one fortunate day, we met the Catholic priest who after interrogating us insisted that, we take him to our parents which we gladly did. Hmmm.....the priest cried uncontrollably because of our condition/situation when we sent him to our house.
He promised to send us to the Catholic school where we would attend school free; and also added that, he would ensure that the church takes care of our needs.
After completing the vocational school, I started making and selling tie and dye fabrics but the market was not good for the fabric or material.
My Business
I am into retailing of children's clothes and production of local tie and die fabrics.
At the initial stage of my tie and die business, I went to Accra and located ten(3) big wholesale shops dealing in different kinds of fabrics. I narrated my story and pleaded with the creditors to supply the goods to me on account and give me a month to pay back. They accepted my proposal and gave me the goods as agreed upon. I make a total daily sales of GH¢10.00 . This helped me to pay my suppliers/creditors on time.
Profits generated from my business will be partly used to settle my debts and the remaining will be ploughed back into the business.
Loan Proposal
Dear Lenders,
The Easter festival is very much celebrated or observed in my area. As such, sales normally increases during this period. Consequently, I write to request for a loan of GHS 204.00 to enable me buy more of children's clothes (dresses) against Easter.
This would position me to expand my business.
Thank you all.
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$46.00
Date disbursed
Mar 31, 2017
Repayment status
Late
Projected term
13 months
Other loans
Lenders
Summary
Amount repaid
$13.18
Amount remaining
$33.18
Expected completion
Apr 28, 2018
Status
Repaying late
Installment amount
$2.27
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Apr 8, 2017 | $0.68 | Apr 1, 2017 | $0.68 |
| Apr 15, 2017 | $0.23 | Apr 15, 2017 | $0.23 |
| Apr 22, 2017 | $0.23 | Apr 15, 2017 | $0.23 |
| Apr 29, 2017 | $0.23 | Apr 15, 2017 | $0.23 |
| May 6, 2017 | $0.23 | Apr 15, 2017 | $0.23 |
| May 13, 2017 | $0.23 | Apr 15, 2017 | $0.23 |
| May 20, 2017 | $0.23 | Apr 15, 2017 | $0.23 |
| May 27, 2017 | $0.23 | Jun 3, 2017 | $0.23 |
| Jun 3, 2017 | $0.23 | Jun 3, 2017 | $0.23 |
| Jun 10, 2017 | $0.23 | Jun 3, 2017 | $0.23 |
| Jun 17, 2017 | $0.23 | Jun 3, 2017 | $0.23 |
| Jun 24, 2017 | $0.23 | Jun 3, 2017 | $0.23 |
| Jul 1, 2017 | $0.23 | Dec 18, 2017 | $0.23 |
| Jul 8, 2017 | $0.23 | Dec 18, 2017 | $0.23 |
| Jul 15, 2017 | $0.23 | Dec 18, 2017 | $0.23 |
| Jul 22, 2017 | $0.23 | Dec 18, 2017 | $0.23 |
| Jul 29, 2017 | $0.00 | ||
| Aug 5, 2017 | $0.00 | ||
| Aug 12, 2017 | $0.00 | ||
| Aug 19, 2017 | $0.00 | ||
| Aug 26, 2017 | $0.00 | ||
| Sep 2, 2017 | $0.00 | ||
| Sep 9, 2017 | $0.00 | ||
| Sep 16, 2017 | $0.00 | ||
| Sep 23, 2017 | $0.00 | ||
| Sep 30, 2017 | $0.00 | ||
| Oct 7, 2017 | $0.00 | ||
| Oct 14, 2017 | $0.00 | ||
| Oct 21, 2017 | $0.00 | ||
| Oct 28, 2017 | $0.00 | ||
| Nov 4, 2017 | $0.00 | ||
| Nov 11, 2017 | $0.00 | ||
| Nov 18, 2017 | $0.00 | ||
| Nov 25, 2017 | $0.00 | ||
| Dec 2, 2017 | $0.00 | ||
| Dec 9, 2017 | $0.00 | ||
| Dec 16, 2017 | $0.00 | ||
| Dec 23, 2017 | $2.27 | Dec 19, 2017 | $2.27 |
| Dec 30, 2017 | $2.27 | Dec 24, 2017 | $2.27 |
| Jan 6, 2018 | $2.27 | Jan 16, 2018 | $2.27 |
| Jan 13, 2018 | $2.27 | Jan 16, 2018 | $2.27 |
| Jan 20, 2018 | $2.27 | ||
| Jan 27, 2018 | $2.27 | ||
| Feb 3, 2018 | $2.27 | ||
| Feb 10, 2018 | $2.27 | ||
| Feb 17, 2018 | $2.27 | ||
| Feb 24, 2018 | $2.27 | ||
| Mar 3, 2018 | $2.27 | ||
| Mar 10, 2018 | $2.27 | ||
| Mar 17, 2018 | $2.27 | ||
| Mar 24, 2018 | $2.27 | ||
| Mar 31, 2018 | $2.27 | ||
| Apr 7, 2018 | $2.27 | ||
| Apr 14, 2018 | $2.27 | ||
| Apr 21, 2018 | $2.27 | ||
| Apr 28, 2018 | $1.36 | ||
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