Loan to buy computers and internet connection
Ruth
Mombasa, Kenya
100% repaid
Entrepreneur
Name
Ruth
Member since
June 2014
On-time repayments
70 installments • 59%
About Me
My name is Ruth Ndiru - a nurse by profession. I am currently working at Coast General Hospital - the second largest hospital in Kenya. I was born in Rift Valley region of Kenya where I went for primary and secondary education. I later enrolled for a nursing course at Kakamega Medical Training Center where I qualified as a nurse. I have worked here for the last 20 years. I am married with two children - a boy and a girl aged 20 and 15 years respectively. One is doing a course at Mount Kenya University and the girl is pursuing her secondary school education. I also do a side business where I run a photocopying bureau and money transfer or mpesa. My business is located within the hospital compound.
My Business
I do photocopying services and mobile money transfer within the hospital compound. I started this business two years ago after I realized there was a need for such services by the many patients that we get in the hospital. The hospital management was kind enough to allow me run this business within the hospital premises.
I have employed one worker who helps me run the place when I am on duty. The business is quite profitable since I am always assured of a steady stream of clients who visit the hospital all the time. I make about $400 per month. I am in need of a loan because I need to buy a larger photocopying machine which will increase my efficiency. The one I have is not meant for commercial work and it slows me down considerably. With this loan that I hope to get from zidisha, combined with my own savings, I am planning to buy a photocopying machine costing about $350.
Loan Proposal
My first loan was a big success because I managed to buy a used commercial photocopying machine. This has increased efficiency in my business and improved my income greatly.
I believe in building on success upon another success and the loan has stimulated my business to an extent that I feel it is ripe for serious expansion. The next phase of my business is to invest in a cyber cafe to address the needs of my nurse colleagues who need to do a lot of research in medical field. Some of them travel to town (a distance of 3km) to get these services and this group is my number one target in this new venture. I am also targeting many people who bring their patient in the hospital to use these services.
If granted this loan I will spend it to buy two computers @ $190 and internet set-up fee to cost $60.
I promise to remain faithful in my loan repayment just as I did in the first loan.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$300.00
Date disbursed
Sep 8, 2014
Repayment status
On Time
Projected term
5 months
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