Loan to buy hospital consumables to sell

Alfred

Seikwa, Ghana

100% repaid

Entrepreneur

Name

Alfred

Member since

June 2015

On-time repayments

300 installments  •  80%

About Me

I am Nkrumah kwabena Alfred, 30 years of age and a laboratory assistant, a good entrepreneur whose aim is to build my own business.
I am the first from a family of four. I have completed senior high school but did not get the opportunity to further my education as I was dreaming of when I was in secondary school.

Life in my childhood days was not that easy as I mostly had to do buying and selling in order to cater for my education. I quite remember how sometimes in school, I have to miss classes in order to get some job done to get something for my pocket. After secondary school I took a course in laboratory assistants training.
As at now I have also manage to get a diploma in management and have completed my national service in 2015. My parents now are in their old age and cannot do any better job to cater for the family. Everything lies on me now. I have to take care of the family from the little that I have.

I have been employed as a laboratory assistant at a health center in the Tain district of Ghana on casual basis. I have therefore added these consumables selling in order to get something for the family and myself. My dream is to see poverty being reduced in my community and expanding my businesses will create the room for employing more hands which in turn will help reduce unemployment in the area.

With the support of Zidisha loans I have now grown interest in farming as their good loan terms have also help me get something to add farming to my job.
If I am able to raise this loan I will invest some of that money in planting yam,casava and cashew.
This crop are in high demand in my community and the country at large. This if I am able to achieve will help me to achieve my dreams.

Interestingly, until I discovered zidisha I was not so much good in using the internet to the extent that my first loan was process with the help of a member but now I am able to do all by myself due to the support of zidisha .
Thanks to the Zidisha community.

My Business

I am in the sale of non-drugs/ hospital consumables and also a small scale farmer.
Some of the non drugs include plasters, gentian violet, cotton wool, gauze, gloves etc.
The crops I plant also include yam,casava and cashew.

All these items I sell at Nsawkaw and its sub districts in the Brong Ahafo Region. Mostly, those I sell the health items to are the CHPS compounds and the health centres across the region. Sometimes individuals also patronize my products.

I sell my farm produced to the traders who buy in bulk for sale in the cities and also for export. I also sell some to others in smaller quantities in my area, that is those who cannot buy in bulk and need something for consumption.

I was not having any shop to stock my goods therefore I found it difficult to meet the high demands of customers but with the help of zidisha I have expand the shop and also hire a helper. I would be glad to get this loan in order to help expand this business. This I hope to do by getting more consumables to meet the demands and later get another shop or move my farming to a large scale farming as I am planning to do.

It is my dream also to extend this business of mine to parts of the region and the nation as a whole. By this I hope to decrease mortality among the sick which in turn will help the country achieve certain developmental goals such as reducing death among children under five years and pregnant women and also reduce hunger or famine in the country and the world at large.

I entered this type of businesses because it is a kind that help to save lives and it's contributions to eliminate global hunger.

In addition, I will be able to make good profit in order to take care of the family of which I am the bread winner and again expand my businesses to a higher height.
I promise to execute and respect the rules and regulation of this noble institution.

Thank you.

Loan Proposal

I would like to apply for a loan to buy hospital consumables to sell. Some of the consumables I intend buying are gloves, cotton, gauze, hepatitis B test strip, hepatitis C test strip, methylated spirit and so on. This will increase my customer base and the end increase my profit. I promise to abide by any regulation governing this noble institution. Thank you.

Feedback

None

None

1

  • Anonymous    Dec 3, 2020

    This is not a loan but a gift!

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    • Alfred    Dec 13, 2020

      Hello Rick Smith,
      I am sorry for the delay in payment of the full amount.
      Hopefully I will pay it all.
      I am face with circumstances beyond my control. But surely God willing I will do the needful.

      Log in to reply • Share


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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Jul 4, 2015

Repayment status

On Time

Projected term

5 months

Lenders

A

andyfletcher

I want my "My loans" page back, Qatar

jan73

Eugene, United States

ThomasJosef

Berlin, Germany

PG

Paul Graham

United States

C

Christian

Switzerland

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  • (Comment deleted by author)

    • Alfred    Dec 11, 2023

      Hello Rick,

      I apologise for the inconvenience.
      My business went down due to some challenges.

      I want to resume payment but due to the challenge with Bank of Ghana regarding crowedfunding it's making payment difficult.

      Team zidisha is working to help us to resume payment

      I once again apologise for the delay .

      Thanks.

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  • Eric    Apr 30, 2021

    I called Alfred and he said he facing some issues which has affected his business but he is working on things to start paying soon

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  • Eunice    Mar 24, 2021

    Please I spoke to Alfred and he says he has been facing some difficulties so he is preparing to start repayment again soon.

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  • Theophilus    Feb 18, 2021

    He promised to make payment very soon

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  • Alfred    Jan 22, 2021

    I need to review because of the difficulties
    I wish I could review to ¢20 weekly.

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  • Alfred    Dec 13, 2020

    Please there has been some unexpected changes in my business and this have affected me badly

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  • Margaret    Nov 23, 2018

    Hi Alfred,
    Thank you for letting us know, I hope things recover quickly for you! Regards, Margaret

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  • Alfred    Nov 24, 2017

    Dear lenders,
    I send you warm greetings.
    I am fine its only that there are few challenges.
    I pray I come out of that soon to complete payment.

    Thanks.

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  • Margaret    Nov 4, 2017

    Hi Alfred,
    Thank you for the updates on your business and education, you certainly are very ambitious and driven to achieve your dreams. I wish you all the best in your various projects. Regards, Margaret

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  • Rebecca    Oct 21, 2017

    Alfred is doing well with his business and i hope he gets more help to achieve his goals. Thank you

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  • Alfred    Oct 2, 2017

    Dear lenders thank you for the patience.
    I am doing good.
    I am trying hard to pay the loan back to be able to qualify for the next opportunity.
    I am so grateful to you.

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  • Alfred    Aug 15, 2017

    Dear lenders,

    I must apologize for the small payments. I am forced to go to school due to the emerging policies in my current job and to improve my skills to fit the situations.

    This have affected my businesses. I am trying hard to combine the two in order not to default.
    I will do well to pay back this loan and get the opportunity to get another loan.
    Thank you so much for the great works.

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  • Alfred    May 3, 2017

    Dear lenders,

    I thank you so much for the favour you have help bring to my life.
    I am now in need of extra money to further my education to pursue some program in medical laboratory. This have become important for me to do with some urgency.

    Without this loan it will not be possible for me. I have planted my crops and they are growing very well. Sale at my shop too is progressing positively.

    I thank you once again. May God bless you.

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  • Alfred    Apr 20, 2017

    Hello lenders,
    I am now raising mounds for my yam and cashew I have planted most of my crops too.
    The rains are not coming at all.
    We are praying for God to hear us..

    Sales is not bad am most geareful to God and my lenders.

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  • Margaret    Apr 6, 2017

    Hi Alfred,
    I am happy to hear that your sales are up in your business. It is excellent you are clearing more land and will be able to plant more crops. Best of luck to you as always. With Regards, Margaret

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  • Alfred    Apr 3, 2017

    Hello lenders!
    All is well with my businesses.
    Sales is positive.

    I am also planting my products. And clearing more lands.
    Thanks and God bless you.

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  • Margaret    Jan 24, 2017

    Thank you for the update Alfred. I hope you have a good crop this coming season. Regards, Margaret

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  • Alfred    Jan 10, 2017

    Hello!

    Good evening to you lenders.
    I apologize for being away from this platform for some times now, this was due to some assign assignments in the national elections and other personal issues.

    All is well with me and all set for my farm, I have already clear the land and waiting for the rainfall seasons to start planting.

    I am looking forward for a joyous 2017 on zidisha and my businesses.

    God bless you all.

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  • Margaret    Nov 22, 2016

    Thanks for sharing your excellent news Alfred. I hope your business continues to prosper.

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    • Alfred    Nov 22, 2016

      Thanks Margaret.
      I am Always grateful to you lenders.
      May God bless you all.

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