African smock materials (Batakali materials) for clothing production

Ernest

Akim Oda, Ghana

100% repaid

Entrepreneur

Name

Ernest

Member since

August 2016

On-time repayments

78 installments  •  86%

About Me

My name is Ernest Ponsu and i come from Akim oda in the Eastern corridors of Ghana. i lived the whole of my live in the village of 5 brothers and 2 sister. i am second level leaver graduate school with good results and later went to the polytechnic to pursuit further studies in fashion and design.
Whist in school i develop the dream to become an entrepreneur who will build up a great future in clothe making and as well sew good dresses for people. whilst all this thought came running through my mind i put up certain measures to ensure that i actualize this merciful dream of mind. the idea was good but very challenging, so as the year inch further i started facing more and more challenges both in my private and academic life . Besides this, I gravely needed certain things to help me even complete my practical tuition and learning but was really a problem , so this and many more left me in abject decision as to how to complete the course. so, as i develop that habit of designing many pretty wears for people , the more i work on that the more i then garnered the in depth experience in clothes making and designs.
So in all this efforts , it helped me gained conscious of the need there after the service i set up a small store of which i am into some tailoring duties. since i still leave within the catchment areas i am able to get people to make their clothes for them.

My Business

Talking about the business i have just started is the tailoring business, rightly into sewing and designing good clothes for more clients . People develop likes for the smart collections and designs i bring on board so i work from morning to the evening 9 pm busy sewing and meeting the requirement of my customers.
Infact as a start up i acheived a profit target of GHS 523 which is equivalent to 130 USD for now in a week.. I am hoping to push up more than that but the resource and machines required to meet this pressing demand is inadequate. i have put up strong effort to acquire another machine that could help relieved the other machine when breakdown occurs, but anytime i try, i do not succeed . i was one day discussing this problem of mine to a friend who then told me to join zidisha since they can help me in affordable loans to re sustain my business. indeed i did not declined and hence decided to join and have this fell of relieved , so if am here today is on a look out to the good lenders out there to assist me revived this seemmily lost dream. i also hope to make good repayment and meet other coming opportunities . Thank you

Loan Proposal

As a very energetic young entrepreneur very mindful and careful about business, I have realize the strong need to really make my business profitable and a going -concern.

Crown by the support of my unfailing lenders and the zidisha community as well in everyday of my life i remain always thankful to them for expanding my tailoring business.

As of today, i have expanded in size and progressively. I need to extend my horizon into making of more Africa Smock (Batakali) for a very high patronage and this will depend on buying in more of their materials. I candidly need your support, base on my credit rating.

Feedback

3

None

None

  • nicole    Aug 25, 2017

    My second loan to Ernest -- I recommend him to others & would be glad to lend to him a third time!

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  • nicole    Mar 13, 2017

    Ernest paid on time & I would be happy to lend to him again!

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Loan Info

Project Type

Classic Loan

Disbursed amount

$211.00

Date disbursed

Mar 20, 2017

Repayment status

On Time

Projected term

5 months

Lenders

W

Witlof

Tsukuba, Japan

cyrus0302

San Francisco, United States

nicole

Worcester, Ma, United States

gseletko

South Perth, Australia

Paul Buchheit

Mountain View, United States

SuperMario28

Cudahy, United States

Fred

Germany

George

Corvallis, Oregon, United States

PG

Paul Graham

United States

N

Nick

Greater London, United Kingdom

R

Rahima

United States

GC

Greger Cronquist

Göteborg, Sweden

J

James

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

JA

Joshua Axtell

United States

A

Anonymous

United States

France

Paul Buchheit

Mountain View, United States

A

Adriaan

Netherlands

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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  • Ernest    Sep 15, 2017

    Reduce my repayment

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  • Ernest    Aug 25, 2017

    I am grateful to my lenders for the support in my previous loan S. It really supported me in adding more stock to meet the pressing needs of my customers.
    I pray that Zidisha keeps us going like this.

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  • Ernest    Aug 24, 2017

    I wish to adjust my repayment.

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  • Ernest    Apr 23, 2017

    I will like to reduce my repayment just to enable me curb so incoming cost and after a while I will readjust it.

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  • Ernest    Apr 9, 2017

    Hi my lenders I wish to thank you all again and also announce to you that I have procure the materials for the "batakeli" or the smock production.
    You all made it again and again and again. I am filled and fortified by all the unfailing support all this year's of my life in my business. Received warm greetings and blessing and that all what you do victory are yours, open doors and new protocols locate you in your enterprise.
    Thanks.

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  • Ernest    Mar 21, 2017

    Thanks so much mu wonderful len funds i have fully received the amount and i shall rightly use it for the intended purpose. I am very grateful in this regard.

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  • Ernest    Mar 19, 2017

    Thanks very much my estimable lenders for funding this loan. God bless you all for funding my project.

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  • Ernest    Mar 13, 2017

    As a very young entrepreneur very mindful in business , I have indeed learnt and had so many support from my second loan and this loan had really helped me purchase an extra sewing machine of which i requested. And indeed this machine is effectively working and transforming my business and meeting the pressing needs of my client also. I say Zidisha and my lovely lenders makes it all.

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  • Ernest    Mar 7, 2017

    I will like to increase my repayment. Business had been good and my customer have paid me the job i worked for. Thanks very much my lenders and zidisha community for your understanding.

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  • Ernest    Feb 14, 2017

    I will like to reduce the payment again following some recent attacked on my shop. I hope to do my best to pay off this loan completely. Thank you.

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  • Ernest    Jan 26, 2017

    After gaining more contracting during the chrism-as season in December i wish to adjust my installment payment. Business had been good for me.

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  • Ernest    Jan 20, 2017

    I ma grateful to all my wonderful lenders for helping me right from the first day of my job making all things possible for me to acquire this funds to move this far in my tailoring business, I thank you all,

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  • Ernest    Nov 24, 2016

    I would like to readjust my payment terms due to some certain reason that might make me fall due. But promise to honor my obligation.

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  • Ernest    Oct 20, 2016

    i made repayment since 3 days ago , and it has not yet reflected why,,,,

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  • Ernest    Oct 20, 2016

    My payment has since not yet being effected. Why

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  • Ernest    Oct 11, 2016

    I am grateful to all my lenders for funding this project, I beleive this fund is going to help me so much. And most grateful.

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  • Ernest    Oct 9, 2016

    I thank all my lenders for funding me successfully and I wish to say that I will use this fund to buy a new sewing machine in order to facilitate my tailoring duties and will also use part to buy some tailoring materials for my shop.
    I know this will go a long way to help me. And once again thank you all my lenders.

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  • Ernest    Oct 5, 2016

    I will like to seek for a second loan to enable me complete the new shop that I have started with the first loan. I also wish to used part of this second loan to fully pay off for the new sewing machine which I bought on credit. I will actually want to stock in more sewing materials for my tailoring duties also. Thanks a lot to all my lenders for funding me in my first loan. I promise to honor repayments also like before. Thanks.

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  • Ernest    Oct 1, 2016

    Its been a great honor and i wish to thank all my lenders for helping in the funding. I have now being able to make a small improvement in my business since I join this team and I wish to say a big thank to you all who indeed has show me the way.
    Now my taiolring business is moving on well good and at the same time i have been able to repair the old one and now I have two sewing machine actively working.

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  • Ernest    Sep 12, 2016

    thanks to you all my lenders for finally helping me acquire this loan ,
    Am indeed grateful and hope for a lasting relationship.

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