Loan to buy a new fuel-saving Boxer B150 motorcycle
Joshphat
O. Rongai, Kenya
17% repaid
Entrepreneur
Name
Joshphat
Member since
September 2015
On-time repayments
54 installments • 91%
About Me
I am an healthy and a God fearing Man,Educated from Primary level.'O' Level and went to a religious study of Bible. I am also a Pastor and a Family Man.Throughout my Childhood,Education and Family life has been a weeping journey that sometimes my parents could afford living on a 1 USD a day.Being and brought up along side my Brothers and Sisters,My parents used to do Casual Jobs to bring food to the table for us.
When i became mature and independent,i started to be productive and there i started doing business of Keeping livestock back in my Rural home,this could see me providing a living both to my children and My parents as well as our siblings.The production of Milk was in Surplus and we could sell in a nearby market and get cash to meet other expenses.From that time i have been a Business person and an active Christian Who Believe in God and Hard work.However,I have been all along challenged by Financial Problems every time.The uniqueness of the place and the cultures of the many places i have lived and interacted with people is that the culture dictates the virtue of honesty,handwork as well as giving back to the community or Society.My children wish to have a firm foundation from their father as they pursue their careers.They want to see a successful father in all matters of their life.My hobby is preaching and teaching the word of God,This is what i do most of my time wish i had known Zidisha Loans by then,i would have Grown my business to another level.
Thank you.
My Business
Well,My business is in Transport field.As a driver,i offer transport using Motorcycles which i have two that i have created a job for one young man by employing him.The services of transport are on high demand everyday as it offers transport to more interior parts of an estate and unlike the vehicles.Most of my costs that i incur are common starting with Tyre's,where the rough roads makes it uneasy to use a Tyre for long without wearing out,other cost are buying tubes ,oil,and frequent general mechanical problems that are costly in maintenance and time waste.I usually make good income out of the business that is mainly dominated by young men.
Mostly much of my revenue goes towards educating my younger children,feeding them as well as Helping my parents to put food on their table.I also Give back to the society by Donating food stuffs and Clothes to many Orphans and destitute children in our community.
I will be at a position to grow my business by Joining Zidisha Loans.
Thank you.
Loan Proposal
After visiting a number of Motorcycle showrooms to see the new Motorcycle i am intending to buy with my next loan,below are the Specifications of the Motorcycle;
*Type : Brand New Boxer 150 Motorcycle
*Mileage : 27000 KM
*Year : 2015
Transmission Type : Manual
Make : Bajaj
Why the New Boxer 150 Motorcycle is the ultimate choice.
*Fuel saving hence saving on cost of buying fuel therefore high profitability.
*It is bigger and strong hence preferred by many customers due to comfort.
*Since it is new low maintenance cost is the next advantage and less time is wasted and more time of doing job.
*High profit.
This motorcycle is my target and i know with your help i will be able to buy it.
I will top up the money i have after selling this old one.The cost of the new Motorcycle is USD 1,200.00. All the customers will now prefer my ride in the area simply because of the comfort and big seat.My profit will shoot from my previous $30.00 to $50.00 per day.This is excellence and dream achieved.
I will on other hand do more of helping the needy in the society and my parents back home while living a life worth and repaying your loan.
Thank you lenders.I will work hard.
Regards,
Joshphat Njiru Nderi
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Loan Info
Project Type
Classic Loan
Disbursed amount
$402.00
Date disbursed
Apr 22, 2016
Repayment status
Late
Projected term
8 months
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