Loan to buy provisions to sell

Ernestina

Zenu, Ghana

100% repaid

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Entrepreneur

Name

Ernestina

Member since

July 2016

On-time repayments

166 installments  •  53%

About Me

I am Ernestina larbi of Tema, a major city in Ghana. Tema city is located in Southeast Ghana, near Accra. Once a small fishing village, tema quickly developed to become Ghana's leading seaport and industrial center.

This is where I live with my family of 2 children. My children are schooling, aged 9 (girl) and 13(boy). The girl wants to become a nurse and the boy a professor. We are a gifted and passionate family, with great spirit.

My Business

I operate a convenience store at Community four. My product include washing soap, tissues, detergents, baby diapers,milk,,sugar, butter, bread, soft drinks, mineral water toffees buscuits, a whole lot.

This is fine business. You buy from the main distributors at wholesale prices and resell. Expenses includes transportation, salaries, taxes, and rent.
You keep an eye on the numbers and every thing goes fine.

Loan Proposal

If my loan is fully funded I will buy provision products to boost my inventory.
I expect profit to go up at least by 30% since the factory prices are lower than that of the retailers. The loan amount of GHS 2,960 ($739.704)will be used to purchase provisions like biscuits, Milo, sugar,powered milk,Lipton,soft drinks, soap and provision items if my loan is fully funded.

Thank you.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$796.00

Date disbursed

Nov 25, 2016

Repayment status

On Time

Projected term

8 months

Other loans

Jul 2016:  $98

Sep 2016:  $98

Aug 2017:  $1,186

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Trudy

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Thomas

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Qatar

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RMIM

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Brian

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ben

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Portugal

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Anonymous

United States

Ask Ernestina a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Ernestina    Jul 20, 2019

    Hello lender's,
    I would like to reduce my repayments plan due to slow movement of business

    Log in to reply • Share

  • Ernestina    Jun 27, 2019

    I want to reduce my repayment due.

    Thank you

    Log in to reply • Share

  • Ernestina    May 23, 2019

    Kindly permit me reduce my repayment due to slow movement of business this days.

    Thank you

    Log in to reply • Share

  • Ernestina    Dec 3, 2018

    Hello lender's,
    I would like to reduce my next repayment.

    Thank you

    Log in to reply • Share

  • Ernestina    Jul 6, 2018

    Hi lender's,
    I would like to reduce my repayment plan

    Thanks

    Log in to reply • Share

  • Ernestina    May 23, 2018

    Hello lender's,
    Gradually business is picking and decided to change my repayment schedule for next repayment.

    Thank you

    Log in to reply • Share

  • Ernestina    May 23, 2018

    Dear lender's

    my business is gradually picking up and will soon increase my repayment plan.

    Thank you

    Log in to reply • Share

  • Ernestina    Jan 25, 2018

    Hello lender's,
    Permit me reduce my repayment plan for this week.
    Thanks you

    Log in to reply • Share

  • Ernestina    Jan 6, 2018

    Business is gradually picking up with me and I promise to increase my repayment in a due time.

    Thank-you

    Log in to reply • Share

  • Ernestina    Dec 9, 2017

    Hello lender's,
    I want to reduce my repayment in order to save money to pay my son school fees.

    Thank-you

    Log in to reply • Share

  • Ernestina    Nov 20, 2017

    Hi lender's,
    I want to reduce my repayment.
    Thanks

    Log in to reply • Share

  • Ernestina    Nov 5, 2017

    Hello lender's,
    Permit me increase my repayment due to steady growth of business recently.


    Thank you

    Log in to reply • Share

  • Ernestina    Oct 16, 2017

    Dear lender's,
    Zidisha is having problems with updating borrowers repayments that why you it looks like I have not made repayments.

    Thank you

    Log in to reply • Share

  • Ernestina    Sep 26, 2017

    hi lenders,
    i want to reduce my repayments

    thanks

    Log in to reply • Share

  • Ernestina    Aug 30, 2017

    Hi lender's,
    I was able to purchase provision items to boost my inventory with loan I secured from you lender's.

    Log in to reply • Share

  • Ernestina    Aug 25, 2017

    Hello lender's,
    This a confirmation to let you know a loan amount of ghc 4704 have been sent into my MTN Mobile money wallet.
    I want thank you all for you all for the loan.

    Thank you

    Log in to reply • Share

  • Ernestina    Aug 23, 2017

    This loan amount will be used to purchase bulk provision items.
    This will help the raise the standard of my business to a greater heights.
    Thanks to you lender's for putting smile on my face.

    Log in to reply • Share

  • Ernestina    Aug 12, 2017

    I will like to express my sincere gratitude to all lender's who supported me in time of needs.

    Thank you

    Log in to reply • Share

  • Ernestina    Jul 25, 2017

    Hi lenders.

    With this loan, I was able to purchase goods at factory price and supply on credit to a few trusted retailers. Today, one of my biggest customer made full payment!

    Log in to reply • Share

  • Ernestina    May 2, 2017

    Dear lender's,
    I want to reduce my repayments due to recent change in my income.

    Thanks

    Log in to reply • Share


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