Loan to buy tree seedlings & farm tools
Joshua
Rusinga Island, Kenya
21% repaid
Entrepreneur
Name
Joshua
Member since
May 2015
On-time repayments
182 installments • 29%
About Me
I am Joshua Okeyo Orwa, I was born in 1973 in the island of Rusinga, Lake Victoria, Kenya. I was the 2nd born among five siblings in my mothers house, though my father was a polygamist and had other 18 children with my other two step mothers. I have lived in Mbita Sub County of Homa Bay County since I was born. I was born in a family of 6 children. My father was a fisherman while my mother was a fish monger. Being the 2nd born, life was unbearable and I had to drop from school after doing my eight grade due to lack of high school fee.
After dropping from school, I joined my father in his fishing business as we were raising money to feed our large family and take our siblings to school. Life was unbearable and I went through a very hard life.
I got married at the age of 23 and our marriage has been blessed with seven children. The 1st born is doing his final year in High School in November 2015 and the last born in pre-school.
I come from fishing community that lives in the shores of Lake Victoria, men are fishermen while women are mainly fish mongers.
I love watching boat racing ,swimming, and meeting new people.
My Business
I am still doing fishing but I now focus on planting trees for sale especially grafted mangoes and oranges. Fruit seedlings are in high demand in Mbita as many palatial homes are coming up and they all needs fruits. Having assessed the market demands, I started the flowers and fruits plants farm two years ago using the KES 12,000 that I had saved. The business is doing very well and I need tools to enable me produce more fruit plants and meet the huge market demands. I look forward to getting help from ZIDISHA lenders to enable me expand the business rapidly as I remain faithful in repaying the loan.
Loan Proposal
My mixed, organic food farm is growing so fast, I need a loan of KES 38,097 in order to purchase fork jembe, water can, wheelbarrow and assorted seedlings for planting in the farm.
In the coming September- November short rains season is when the fruit seedlings are in high demand in Rusinga island and I would like to capitalize on this opportunity to expand my farm and improve my income.
I will use the loan funds to buy farm tools and assorted seedlings will enable me plant fruits and flowers for sale at a very good prices. I look forward to getting a loan funds from ZIDISHA to enable me meet the demands of the clients.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$384.00
Date disbursed
Aug 12, 2016
Repayment status
Late
Projected term
29 months
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Jake Gibson and Beverly Picardo
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