Loan to buy tree seedlings & farm tools
Joshua
Rusinga Island, Kenya
21% repaid
Entrepreneur
Name
Joshua
Member since
May 2015
On-time repayments
182 installments • 29%
About Me
I am Joshua Okeyo Orwa, I was born in 1973 in the island of Rusinga, Lake Victoria, Kenya. I was the 2nd born among five siblings in my mothers house, though my father was a polygamist and had other 18 children with my other two step mothers. I have lived in Mbita Sub County of Homa Bay County since I was born. I was born in a family of 6 children. My father was a fisherman while my mother was a fish monger. Being the 2nd born, life was unbearable and I had to drop from school after doing my eight grade due to lack of high school fee.
After dropping from school, I joined my father in his fishing business as we were raising money to feed our large family and take our siblings to school. Life was unbearable and I went through a very hard life.
I got married at the age of 23 and our marriage has been blessed with seven children. The 1st born is doing his final year in High School in November 2015 and the last born in pre-school.
I come from fishing community that lives in the shores of Lake Victoria, men are fishermen while women are mainly fish mongers.
I love watching boat racing ,swimming, and meeting new people.
My Business
I am still doing fishing but I now focus on planting trees for sale especially grafted mangoes and oranges. Fruit seedlings are in high demand in Mbita as many palatial homes are coming up and they all needs fruits. Having assessed the market demands, I started the flowers and fruits plants farm two years ago using the KES 12,000 that I had saved. The business is doing very well and I need tools to enable me produce more fruit plants and meet the huge market demands. I look forward to getting help from ZIDISHA lenders to enable me expand the business rapidly as I remain faithful in repaying the loan.
Loan Proposal
My mixed, organic food farm is growing so fast, I need a loan of KES 38,097 in order to purchase fork jembe, water can, wheelbarrow and assorted seedlings for planting in the farm.
In the coming September- November short rains season is when the fruit seedlings are in high demand in Rusinga island and I would like to capitalize on this opportunity to expand my farm and improve my income.
I will use the loan funds to buy farm tools and assorted seedlings will enable me plant fruits and flowers for sale at a very good prices. I look forward to getting a loan funds from ZIDISHA to enable me meet the demands of the clients.
Feedback
Positive
2
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$384.00
Date disbursed
Aug 12, 2016
Repayment status
Late
Projected term
29 months
Other loans
Lenders
Taiwan
Norway
United Kingdom
Jake Gibson and Beverly Picardo
San Francisco, United States
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Summary
Amount repaid
$84.70
Amount remaining
$318.50
Expected completion
Jan 23, 2019
Status
Repaying late
Installment amount
$3.02
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Aug 24, 2016 | $29.24 | Sep 22, 2016 | $29.24 |
| Aug 31, 2016 | $16.13 | Sep 22, 2016 | $16.13 |
| Sep 7, 2016 | $0.00 | ||
| Sep 14, 2016 | $0.00 | ||
| Sep 21, 2016 | $0.00 | ||
| Sep 28, 2016 | $0.00 | ||
| Oct 5, 2016 | $0.00 | ||
| Oct 12, 2016 | $0.00 | ||
| Oct 19, 2016 | $3.02 | Oct 18, 2016 | $3.02 |
| Oct 26, 2016 | $3.02 | Oct 18, 2016 | $2.02 |
| Nov 14, 2016 | $1.01 | ||
| Nov 2, 2016 | $3.02 | Nov 14, 2016 | $2.02 |
| Nov 16, 2016 | $1.01 | ||
| Nov 9, 2016 | $3.02 | Nov 16, 2016 | $2.02 |
| Nov 23, 2016 | $1.01 | ||
| Nov 16, 2016 | $3.02 | Nov 23, 2016 | $3.02 |
| Nov 23, 2016 | $3.02 | Nov 23, 2016 | $3.02 |
| Nov 30, 2016 | $3.02 | Nov 23, 2016 | $3.02 |
| Dec 7, 2016 | $3.02 | Feb 5, 2019 | $3.02 |
| Dec 14, 2016 | $3.02 | Feb 5, 2019 | $3.02 |
| Dec 21, 2016 | $3.02 | Feb 5, 2019 | $2.02 |
| Feb 18, 2019 | $1.01 | ||
| Dec 28, 2016 | $3.02 | Feb 18, 2019 | $3.02 |
| Jan 4, 2017 | $3.02 | Feb 18, 2019 | $3.02 |
| Jan 11, 2017 | $3.02 | Feb 18, 2019 | $3.02 |
| Jan 18, 2017 | $3.02 | ||
| Jan 25, 2017 | $3.02 | ||
| Feb 1, 2017 | $3.02 | ||
| Feb 8, 2017 | $3.02 | ||
| Feb 15, 2017 | $3.02 | ||
| Feb 22, 2017 | $3.02 | ||
| Mar 1, 2017 | $3.02 | ||
| Mar 8, 2017 | $3.02 | ||
| Mar 15, 2017 | $3.02 | ||
| Mar 22, 2017 | $3.02 | ||
| Mar 29, 2017 | $3.02 | ||
| Apr 5, 2017 | $3.02 | ||
| Apr 12, 2017 | $3.02 | ||
| Apr 19, 2017 | $3.02 | ||
| Apr 26, 2017 | $3.02 | ||
| May 3, 2017 | $3.02 | ||
| May 10, 2017 | $3.02 | ||
| May 17, 2017 | $3.02 | ||
| May 24, 2017 | $3.02 | ||
| May 31, 2017 | $3.02 | ||
| Jun 7, 2017 | $3.02 | ||
| Jun 14, 2017 | $3.02 | ||
| Jun 21, 2017 | $3.02 | ||
| Jun 28, 2017 | $3.02 | ||
| Jul 5, 2017 | $3.02 | ||
| Jul 12, 2017 | $3.02 | ||
| Jul 19, 2017 | $3.02 | ||
| Jul 26, 2017 | $3.02 | ||
| Aug 2, 2017 | $3.02 | ||
| Aug 9, 2017 | $3.02 | ||
| Aug 16, 2017 | $3.02 | ||
| Aug 23, 2017 | $3.02 | ||
| Aug 30, 2017 | $3.02 | ||
| Sep 6, 2017 | $3.02 | ||
| Sep 13, 2017 | $3.02 | ||
| Sep 20, 2017 | $3.02 | ||
| Sep 27, 2017 | $3.02 | ||
| Oct 4, 2017 | $3.02 | ||
| Oct 11, 2017 | $3.02 | ||
| Oct 18, 2017 | $3.02 | ||
| Oct 25, 2017 | $3.02 | ||
| Nov 1, 2017 | $3.02 | ||
| Nov 8, 2017 | $3.02 | ||
| Nov 15, 2017 | $3.02 | ||
| Nov 22, 2017 | $3.02 | ||
| Nov 29, 2017 | $3.02 | ||
| Dec 6, 2017 | $3.02 | ||
| Dec 13, 2017 | $3.02 | ||
| Dec 20, 2017 | $3.02 | ||
| Dec 27, 2017 | $3.02 | ||
| Jan 3, 2018 | $3.02 | ||
| Jan 10, 2018 | $3.02 | ||
| Jan 17, 2018 | $3.02 | ||
| Jan 24, 2018 | $3.02 | ||
| Jan 31, 2018 | $3.02 | ||
| Feb 7, 2018 | $3.02 | ||
| Feb 14, 2018 | $3.02 | ||
| Feb 21, 2018 | $3.02 | ||
| Feb 28, 2018 | $3.02 | ||
| Mar 7, 2018 | $3.02 | ||
| Mar 14, 2018 | $3.02 | ||
| Mar 21, 2018 | $3.02 | ||
| Mar 28, 2018 | $3.02 | ||
| Apr 4, 2018 | $3.02 | ||
| Apr 11, 2018 | $3.02 | ||
| Apr 18, 2018 | $3.02 | ||
| Apr 25, 2018 | $3.02 | ||
| May 2, 2018 | $3.02 | ||
| May 9, 2018 | $3.02 | ||
| May 16, 2018 | $3.02 | ||
| May 23, 2018 | $3.02 | ||
| May 30, 2018 | $3.02 | ||
| Jun 6, 2018 | $3.02 | ||
| Jun 13, 2018 | $3.02 | ||
| Jun 20, 2018 | $3.02 | ||
| Jun 27, 2018 | $3.02 | ||
| Jul 4, 2018 | $3.02 | ||
| Jul 11, 2018 | $3.02 | ||
| Jul 18, 2018 | $3.02 | ||
| Jul 25, 2018 | $3.02 | ||
| Aug 1, 2018 | $3.02 | ||
| Aug 8, 2018 | $3.02 | ||
| Aug 15, 2018 | $3.02 | ||
| Aug 22, 2018 | $3.02 | ||
| Aug 29, 2018 | $3.02 | ||
| Sep 5, 2018 | $3.02 | ||
| Sep 12, 2018 | $3.02 | ||
| Sep 19, 2018 | $3.02 | ||
| Sep 26, 2018 | $3.02 | ||
| Oct 3, 2018 | $3.02 | ||
| Oct 10, 2018 | $3.02 | ||
| Oct 17, 2018 | $3.02 | ||
| Oct 24, 2018 | $3.02 | ||
| Oct 31, 2018 | $3.02 | ||
| Nov 7, 2018 | $3.02 | ||
| Nov 14, 2018 | $3.02 | ||
| Nov 21, 2018 | $3.02 | ||
| Nov 28, 2018 | $3.02 | ||
| Dec 5, 2018 | $3.02 | ||
| Dec 12, 2018 | $3.02 | ||
| Dec 19, 2018 | $3.02 | ||
| Dec 26, 2018 | $3.02 | ||
| Jan 2, 2019 | $3.02 | ||
| Jan 9, 2019 | $3.02 | ||
| Jan 16, 2019 | $3.02 | ||
| Jan 23, 2019 | $0.89 | ||
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