To expand my cosmetics business

Patience

Sunyani, Ghana

90% repaid

Entrepreneur

Name

Patience

Member since

October 2017

On-time repayments

117 installments  •  94%

About Me

Patience languan is my name, a 29 years senior high school gradute.
Am the third born of 6 children of my parents, Mr and Mrs Languan.
I started my primary education in a village where my parents stays as a peasant farmers.
I completed my basic education and had a good grade and I was given half scholarship to proceed to the senior high school, where I successfully completed.
Life has now become very difficult for me since my parents are peasant farmers and cannot help me to further my education. I have then decide to go into business to earn a living.

My Business

Please I need a capital to start my own cosmetics shop.
There is high demands for cosmetics products in my locality especially the hair, body creams and lotions and hair creams. During the dry season there is always shortage of the products in my locality I had a friend who is into the same business and always encourage me to also start.
I have secured a store it's has left the capital to buy the products and start.
Finally I am planning to focus on reinvestment in my business from any profit that I make from the start.

Loan Proposal

This company has been so good to of some of us in Africa.
I've raised a loan twice and have been able to repay from my profit, please lenders, I will like to appeal to you for your support to further expand my costimetic business to reach more people in my community.
I know with this higher amount of money it will be very good step in the right direction, am hoping to employ atleast two people next year to also help reduce the unemployment rate in our country currently.
I hearby I peal to you all the leaders who are doing a wonderful job of lending money to some of us who have no chance of getting money from the local banks.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$137.00

Date disbursed

Jan 4, 2020

Repayment status

Late

Projected term

12 months

Lenders

JH

Joseph Hwang

Houston, United States

Carrie

Arlington, MA, United States

JR

Jose Ramirez

World, Spain

Kathleen Coleman

Oregon, United States

Ask Patience a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Agbenyega    May 26, 2021

    I called and she told me she will adjust and she needs 56 Ghana cedis

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  • Agbenyega    Apr 9, 2021

    Patience said she will pay

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  • Agbenyega    Mar 7, 2021

    I called patience but her phone is not going through unfortunately all her references too is not going through but I will do my best to call her and a advice her

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  • Issaka    Jan 20, 2021

    Patience phone number isn't going through when i tried calling her, i will give an update once i am able get in touch with as i will keep trying to reach to her.
    Thank you

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  • Patience    Nov 30, 2020

    Since the covid 19 lockdwon started, I have not able to recover from the losses I recorded during that time.

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  • Patience    Oct 17, 2020

    Covid impact on my business has really affected me

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  • Patience    Sep 5, 2020

    I lost all my capital and now paying the loan through my personal resources

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  • Patience    Jul 29, 2020

    I'm very sorry for not honoring my promise. But this is due to the current pandemic which has made things worse. Since we're still alive, I will definitely pay.

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  • Godwin    Jun 25, 2020

    Because of the covid-19 she said she need more time

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  • Patience    May 31, 2020

    Am repaying this loan from my own resources.
    The products I bought the car had an accident and up to date the insurance company has not to repay us.

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  • Patience    Apr 19, 2020

    Due to the coronavirus pandemic

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  • Patience    Mar 7, 2020

    I lost all my items I bought through accident and am now paying the money from my own pocket .

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  • Patience    Jan 25, 2020

    The driver carrying my goods from Accra to Sunyani had an accident and all the goods have damaged.
    I have been assured that the insurance will pay if am lucky and they pay early I will increase the amount of the instalment again.

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  • Patience    Jan 6, 2020

    Thank you, lenders, for the prompt funding of my loan.
    I've received GHC 527 in total and will use all to buy my cosmetic products for my shop

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  • Patience    Dec 31, 2019

    Am very grateful for the swift funding of my loan, this loan will help me expand my business.
    Am hoping that this new year will be a great one to all of us, may the good Lord bless all my honourable lenders.
    Once again I said prosperous new year.

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  • Patience    Dec 24, 2019

    Happy many returns my partner in the development of my business, I am praying the good Lord will grant us all a long life .

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  • Ruth FT    Dec 24, 2019

    Happy Christmas and good luck!

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  • Joshi    Jun 20, 2019

    Thats odd. I think I had seen '6 days left' for your loan. Why did it just expire suddenly?

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  • Joshi    Jun 20, 2019

    Patience,
    wish you all the best for your business. I have one suggestion for you - provide regular updates. Once a month, every 6 weeks would be fine. Yes we lenders can see your repayments but we are also interested in hearing from you, borrowers, about how things are going. "Knowing a lender" is critical in deciding funding for a loan application.

    All the best again and hope your plans to employ more people work out soon.

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  • Patience    Jun 11, 2019

    This loan will help me expand my cosmetic business

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