Name
Francis
Member since
November 2016
On-time repayments
128 installments • 65%
I am a self independent young energetic man who believes in continuous work to earn a living. I come from the southern Part of the country where farming is the major source of occupation. i come from a family of eight.At my early stages , i stayed with a family member for some couple of years which i obliged. A practice ,which is common in Ghana.This was mainly due to the fact that my parents had to struggle before they could make ends meet. This unfortunate experience negatively affected my education which consequently lead to my withdrawal from school.In spite of all these unfortunate incidence, i survived until i attain a certain age that allowed me to take decisions for myself. It is my intention to take proper care of my kids looking at what i have gone through. I am still unmarried.
The commencement of this endeavor beets my imaginations. But my effort of hard work couple with Gods blessing brought me this far. As it had been said in scriptures, hard work always pays. This establishment had been in an existence for few year now and the outcome has been fascinating.. I initially walked house to house in selling my provisions. This traveled for some months before i could secure enough capital to move to my permanent place.During the just ended christmas, i was able to make some headway and gains because the celebrants actually patronized the goods. The secrete for the good market was that, as a beginner i made the prices of my items very moderate so all manner of people got lured to the store and this has made me feel elated because this is a gesture of being on the right track.
God bless my lenders and the hard working zidisha team for your kind help. I am really touched by the generous help you have been giving to me. Zidisha, is indeed, a real family made up of real people. Lenders, my grocery shop is growing as expected. Per my estimation, my profit increased about 13% of my existing capital with my previous loan. My lenders, I have come to you again for your kind help. I will use this loan to buy more items to expand my grocery shop. This will enable me to sell more items and make more profit at the end. The items include the following: 15 bags of perfume rice=$130
2 bags of maize flour=$60
Milo &milk=$100
Sugar & biscuit =$50
Cooking oil=$50
Sardines=$ 50
Tomato paste & soap=$50
Transportation=$30
My generous lenders, after selling, I will use my profit to reinvest in my business and also repay back my loan on time. I am certain you will kindly help me to achieved my aim. Once again, I am grateful to you and may God grant you long life.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$459.00
Date disbursed
Oct 3, 2017
Repayment status
Late
Projected term
46 months
Other loans
Amount repaid
$44.16
Amount remaining
$419.55
Expected completion
Oct 5, 2019
Status
Repaying late
Installment amount
$51.60
Expected Payments | Actual Payments | ||
---|---|---|---|
Oct 14, 2017 | $2.32 | Oct 14, 2017 | $2.32 |
Oct 21, 2017 | $2.32 | Oct 25, 2017 | $2.32 |
Oct 28, 2017 | $2.32 | Nov 20, 2017 | $2.32 |
Nov 4, 2017 | $2.32 | Nov 20, 2017 | $2.32 |
Nov 11, 2017 | $0.00 | ||
Nov 18, 2017 | $0.00 | ||
Nov 25, 2017 | $1.16 | Dec 9, 2017 | $1.16 |
Dec 2, 2017 | $1.16 | Dec 9, 2017 | $1.16 |
Dec 9, 2017 | $1.16 | Dec 15, 2017 | $0.93 |
Dec 21, 2017 | $0.23 | ||
Dec 16, 2017 | $1.16 | Dec 21, 2017 | $1.16 |
Dec 23, 2017 | $1.16 | Dec 21, 2017 | $1.16 |
Dec 30, 2017 | $1.16 | Dec 21, 2017 | $0.23 |
Jan 9, 2018 | $0.93 | ||
Jan 6, 2018 | $1.16 | Jan 9, 2018 | $1.16 |
Jan 13, 2018 | $1.16 | Jan 9, 2018 | $0.23 |
Jan 13, 2018 | $0.93 | ||
Jan 20, 2018 | $1.16 | Jan 13, 2018 | $0.23 |
Jan 20, 2018 | $0.93 | ||
Jan 27, 2018 | $1.16 | Jan 20, 2018 | $0.23 |
Jan 27, 2018 | $0.93 | ||
Feb 3, 2018 | $1.16 | Jan 27, 2018 | $0.23 |
Feb 4, 2018 | $0.93 | ||
Feb 10, 2018 | $0.70 | Feb 4, 2018 | $0.23 |
Feb 17, 2018 | $0.46 | ||
Feb 17, 2018 | $0.00 | ||
Feb 24, 2018 | $0.46 | Feb 25, 2018 | $0.46 |
Mar 3, 2018 | $0.46 | Mar 4, 2018 | $0.46 |
Mar 10, 2018 | $0.46 | Mar 12, 2018 | $0.46 |
Mar 17, 2018 | $0.46 | Mar 17, 2018 | $0.46 |
Mar 24, 2018 | $0.46 | Mar 29, 2018 | $0.46 |
Mar 31, 2018 | $0.46 | Apr 6, 2018 | $0.46 |
Apr 7, 2018 | $0.46 | Apr 16, 2018 | $0.46 |
Apr 14, 2018 | $0.46 | Apr 23, 2018 | $0.46 |
Apr 21, 2018 | $0.46 | Apr 26, 2018 | $0.46 |
Apr 28, 2018 | $0.46 | May 10, 2018 | $0.46 |
May 5, 2018 | $0.46 | May 10, 2018 | $0.46 |
May 12, 2018 | $0.46 | May 18, 2018 | $0.46 |
May 19, 2018 | $0.46 | May 25, 2018 | $0.46 |
May 26, 2018 | $0.46 | May 27, 2018 | $0.46 |
Jun 2, 2018 | $0.46 | Jun 2, 2018 | $0.46 |
Jun 9, 2018 | $0.46 | Jun 10, 2018 | $0.46 |
Jun 16, 2018 | $0.46 | Jun 18, 2018 | $0.46 |
Jun 23, 2018 | $0.46 | Jun 25, 2018 | $0.46 |
Jun 30, 2018 | $0.46 | Jul 10, 2018 | $0.46 |
Jul 7, 2018 | $0.46 | Jul 10, 2018 | $0.46 |
Jul 14, 2018 | $0.46 | Jul 19, 2018 | $0.46 |
Jul 21, 2018 | $0.46 | Jul 25, 2018 | $0.46 |
Jul 28, 2018 | $0.46 | Aug 2, 2018 | $0.46 |
Aug 4, 2018 | $0.46 | Aug 6, 2018 | $0.46 |
Aug 11, 2018 | $0.46 | Aug 13, 2018 | $0.46 |
Aug 18, 2018 | $0.46 | Aug 19, 2018 | $0.46 |
Aug 25, 2018 | $0.46 | Sep 6, 2018 | $0.46 |
Sep 1, 2018 | $0.46 | Sep 14, 2018 | $0.46 |
Sep 8, 2018 | $0.00 | ||
Sep 15, 2018 | $0.00 | ||
Sep 22, 2018 | $0.00 | ||
Sep 29, 2018 | $0.23 | Sep 25, 2018 | $0.23 |
Oct 6, 2018 | $0.23 | Oct 6, 2018 | $0.23 |
Oct 13, 2018 | $0.23 | Oct 13, 2018 | $0.23 |
Oct 20, 2018 | $0.23 | Oct 20, 2018 | $0.23 |
Oct 27, 2018 | $0.23 | Oct 28, 2018 | $0.23 |
Nov 3, 2018 | $0.46 | Nov 4, 2018 | $0.46 |
Nov 10, 2018 | $0.46 | Nov 18, 2018 | $0.46 |
Nov 17, 2018 | $0.46 | Nov 18, 2018 | $0.46 |
Nov 24, 2018 | $0.46 | Nov 18, 2018 | $0.46 |
Dec 1, 2018 | $0.46 | Dec 1, 2018 | $0.46 |
Dec 8, 2018 | $0.46 | Dec 9, 2018 | $0.46 |
Dec 15, 2018 | $0.46 | Dec 12, 2018 | $0.46 |
Dec 22, 2018 | $0.46 | Dec 22, 2018 | $0.46 |
Dec 29, 2018 | $0.46 | Jan 5, 2019 | $0.46 |
Jan 5, 2019 | $0.46 | Jan 25, 2019 | $0.46 |
Jan 12, 2019 | $0.46 | Jan 25, 2019 | $0.46 |
Jan 19, 2019 | $0.46 | Feb 2, 2019 | $0.46 |
Jan 26, 2019 | $0.46 | Feb 4, 2019 | $0.46 |
Feb 2, 2019 | $0.46 | Feb 13, 2019 | $0.46 |
Feb 9, 2019 | $0.23 | Apr 20, 2019 | $0.23 |
Feb 16, 2019 | $0.00 | ||
Feb 23, 2019 | $0.00 | ||
Mar 2, 2019 | $0.00 | ||
Mar 9, 2019 | $0.00 | ||
Mar 16, 2019 | $0.00 | ||
Mar 23, 2019 | $0.00 | ||
Mar 30, 2019 | $0.00 | ||
Apr 6, 2019 | $0.00 | ||
Apr 13, 2019 | $0.00 | ||
Apr 20, 2019 | $0.23 | Apr 24, 2019 | $0.23 |
Apr 27, 2019 | $0.00 | ||
May 4, 2019 | $0.00 | ||
May 11, 2019 | $0.00 | ||
May 18, 2019 | $0.00 | ||
May 25, 2019 | $0.00 | ||
Jun 1, 2019 | $0.00 | ||
Jun 8, 2019 | $0.00 | ||
Jun 15, 2019 | $0.00 | ||
Jun 22, 2019 | $0.00 | ||
Jun 29, 2019 | $0.00 | ||
Jul 6, 2019 | $0.00 | ||
Jul 13, 2019 | $0.00 | ||
Jul 20, 2019 | $0.00 | ||
Jul 27, 2019 | $0.00 | ||
Aug 3, 2019 | $0.00 | ||
Aug 10, 2019 | $51.60 | Aug 7, 2019 | $0.23 |
Aug 17, 2019 | $51.60 | ||
Aug 24, 2019 | $51.60 | ||
Aug 31, 2019 | $51.60 | ||
Sep 7, 2019 | $51.60 | ||
Sep 14, 2019 | $51.60 | ||
Sep 21, 2019 | $51.60 | ||
Sep 28, 2019 | $51.60 | ||
Oct 5, 2019 | $6.97 |
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