Name
Johnson
Member since
November 2015
On-time repayments
84 installments • 73%
I am a lady of 33 years of age. I come from a family of six and I am the first born among my siblings. Unfortunately, we lost our dad at an infancy stage. Our mum also later died from lung cancer. We are nicely taken care of by our aunt. I was able to complete Junior High School. Right after my Junior High School, I decided to learn a vocation due to a little bit of financial hardship. I completed my apprenticeship in three years later. I am very happy that three of my siblings are currently in Senior High School and two of my younger ones are in Junior High School. Thank my aunty for her help in my vocation and her massive financial contribution towards my siblings education. I am proud of myself today because I have own a shop and a machine to satisfy the services of my customers.
I am a seamstress I make both male and female wears. This services to clients are in very high demands because of various ongoing occasions in my area. People do come from far and near for my services. The most popular dress in high demands are traditional, cultural and ceremonial. The Kaba and Silt one of many Ghanaian traditional dresses, for women. It is the most popular traditional dress worn by women simply because it looks elegant. The Kaba a slit originates from the loose tunic like top worn all over Africa since the beginning of time and a loose cloth which women wrapped around their chest or waist and folded at the top to keep it firmly around the body. This wrap cloth evolved into a piece of cloth with strings that made it’s fitting safer. This then transgressed into the sown fitted skirt still with a string at the waist to tighten and loosen it, with a slit either on the bottom back or on the side for room for movement. The top of the Kaba also evolved and darts were place in the middle to make it more fitted and a zip was placed at the back. An extra piece of cloth called ‘akataso’ in Twi, goes with the Kaba, big enough for a woman to wrap around herself, put over her shoulders to keep her warm, fold into an extra head scarf, or use it to carry a child on their back. This is in high demands. I always have services to provide to my clients. It helps me save 20 percent of my income a day, 10 percent for my upkeep, 40 percent channeled into my siblings school fees and pocket money. 30 percent for more materials to satisfy my clients on time and with a better service. My hope is to expand my shop and to get more sowing machines in the future. I want to train up the less privilege ones in my area who have no chance to go to school to alleviate poverty in my area and to make them financially independent as I am today. My wildest dream is to set up a big dress making vocational center in my area for those who are also in a unfair situation which I was once in.
I will use this loan to expand my shop to make it a bit more spacious for my clients and also to freely contain more goods. I will buy more of sowing materials to add to the ones l already have. Materials such as 5 bags of cement will be needed to mould blocks, one truck and trip of sand will be needed, water and workers will be paid for workmanship. Demands of my clients will be duly satisfied with better service. My place will also be a place of attraction to more people. The more the customers the more my profit margin increases. It would help in smooth running of business to the best interest of my customers and myself.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$602.28
Date disbursed
Mar 17, 2016
Repayment status
Late
Projected term
62 months
Other loans
Amount repaid
$129.85
Amount remaining
$502.33
Expected completion
Jul 16, 2017
Status
Repaying late
Installment amount
$24.40
Expected Payments | Actual Payments | ||
---|---|---|---|
Mar 27, 2016 | $5.25 | Mar 7, 2016 | $5.25 |
Apr 3, 2016 | $5.25 | Mar 7, 2016 | $5.25 |
Apr 10, 2016 | $5.25 | Mar 7, 2016 | $5.25 |
Apr 17, 2016 | $5.25 | Mar 7, 2016 | $5.25 |
Apr 24, 2016 | $5.25 | Mar 7, 2016 | $1.31 |
Mar 21, 2016 | $3.93 | ||
May 1, 2016 | $5.25 | Mar 21, 2016 | $1.31 |
Mar 27, 2016 | $3.93 | ||
May 8, 2016 | $5.25 | Mar 27, 2016 | $1.31 |
Apr 3, 2016 | $3.93 | ||
May 15, 2016 | $5.25 | Apr 3, 2016 | $1.31 |
Apr 11, 2016 | $3.93 | ||
May 22, 2016 | $1.31 | Apr 11, 2016 | $1.31 |
May 29, 2016 | $1.31 | Apr 17, 2016 | $1.31 |
Jun 5, 2016 | $1.31 | Apr 17, 2016 | $1.31 |
Jun 12, 2016 | $1.31 | Apr 17, 2016 | $1.31 |
Jun 19, 2016 | $1.31 | Apr 17, 2016 | $1.31 |
Jun 26, 2016 | $1.31 | Apr 24, 2016 | $1.31 |
Jul 3, 2016 | $1.31 | Apr 24, 2016 | $1.31 |
Jul 10, 2016 | $1.31 | Apr 24, 2016 | $1.31 |
Jul 17, 2016 | $1.31 | Apr 24, 2016 | $1.31 |
Jul 24, 2016 | $1.31 | May 1, 2016 | $1.31 |
Jul 31, 2016 | $1.31 | May 1, 2016 | $1.31 |
Aug 7, 2016 | $1.31 | May 1, 2016 | $1.31 |
Aug 14, 2016 | $1.31 | May 1, 2016 | $1.31 |
Aug 21, 2016 | $1.31 | May 8, 2016 | $1.31 |
Aug 28, 2016 | $1.31 | May 8, 2016 | $1.31 |
Sep 4, 2016 | $1.31 | May 8, 2016 | $1.31 |
Sep 11, 2016 | $1.31 | May 8, 2016 | $1.31 |
Sep 18, 2016 | $1.31 | May 15, 2016 | $1.31 |
Sep 25, 2016 | $1.31 | May 23, 2016 | $1.31 |
Oct 2, 2016 | $1.31 | May 29, 2016 | $1.31 |
Oct 9, 2016 | $1.31 | Jun 7, 2016 | $1.31 |
Oct 16, 2016 | $1.31 | Jun 14, 2016 | $1.31 |
Oct 23, 2016 | $1.31 | Jun 20, 2016 | $1.31 |
Oct 30, 2016 | $1.31 | Jun 26, 2016 | $1.31 |
Nov 6, 2016 | $1.31 | Jul 5, 2016 | $1.31 |
Nov 13, 2016 | $1.31 | Jul 5, 2016 | $1.31 |
Nov 20, 2016 | $1.31 | Jul 13, 2016 | $1.31 |
Nov 27, 2016 | $1.31 | Jul 20, 2016 | $1.31 |
Dec 4, 2016 | $1.31 | Jul 29, 2016 | $1.31 |
Dec 11, 2016 | $1.31 | Jul 29, 2016 | $1.31 |
Dec 18, 2016 | $1.31 | Aug 14, 2016 | $1.31 |
Dec 25, 2016 | $1.31 | Aug 14, 2016 | $1.31 |
Jan 1, 2017 | $1.31 | Aug 14, 2016 | $1.31 |
Jan 8, 2017 | $1.31 | Sep 2, 2016 | $1.31 |
Jan 15, 2017 | $1.31 | Sep 2, 2016 | $1.31 |
Jan 22, 2017 | $1.31 | Sep 17, 2016 | $1.31 |
Jan 29, 2017 | $1.31 | Sep 17, 2016 | $1.31 |
Feb 5, 2017 | $1.31 | Sep 17, 2016 | $1.31 |
Feb 12, 2017 | $24.40 | Sep 17, 2016 | $1.31 |
Oct 8, 2016 | $1.31 | ||
Oct 23, 2016 | $2.62 | ||
Nov 2, 2016 | $1.31 | ||
Nov 8, 2016 | $1.31 | ||
Dec 15, 2016 | $3.93 | ||
Dec 29, 2016 | $3.93 | ||
Feb 9, 2017 | $3.93 | ||
Feb 19, 2017 | $24.40 | ||
Feb 26, 2017 | $24.40 | ||
Mar 5, 2017 | $24.40 | ||
Mar 12, 2017 | $24.40 | ||
Mar 19, 2017 | $24.40 | ||
Mar 26, 2017 | $24.40 | ||
Apr 2, 2017 | $24.40 | ||
Apr 9, 2017 | $24.40 | ||
Apr 16, 2017 | $24.40 | ||
Apr 23, 2017 | $24.40 | ||
Apr 30, 2017 | $24.40 | ||
May 7, 2017 | $24.40 | ||
May 14, 2017 | $24.40 | ||
May 21, 2017 | $24.40 | ||
May 28, 2017 | $24.40 | ||
Jun 4, 2017 | $24.40 | ||
Jun 11, 2017 | $24.40 | ||
Jun 18, 2017 | $24.40 | ||
Jun 25, 2017 | $24.40 | ||
Jul 2, 2017 | $24.40 | ||
Jul 9, 2017 | $24.40 | ||
Jul 16, 2017 | $3.67 |
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