Construction materials to build a home for my family

Bernard Maina Kibete

Kitengela Town,, Kenya

100% repaid

Entrepreneur

Name

Bernard Maina Kibete

Member since

January 2016

On-time repayments

132 installments  •  48%

About Me

Hello zidisha, I have heard alot about zidisha and how amazing it is. My names are Bernard Kibete, I am married and blessed with a baby girl. I was born raised and educated in Muranga county in kiharu division. After highschool I joined College in the city of nairobi where I graduated with a diploma in electrical engineering.
I got employed in an electrical firm where I worked for two years, in 2007 I quit employment to persue my passion in business.
I started small, selling electrical applliences from a make shift platform on the roadside, then I was determined to open a shop within a year.I planned well and in a years time, I was able to achieve my objective. My shop is located in kitengela town in a busy street. My hobbies are jogging, going to gym and part time actor in the local commedy programmes. I love people and making friends.

My Business

My business mainly deals with electricals and electronics for sale.I buy goods from wholesale stores and retail them to my clients.This involves, bulbs, solar panels, solar bulbs,electrical cables, lamp holders, and general electrical appliances.The cost of bulbs range from $5 to$10, solar panels from $50 to $150 and expect a profit of between 50% to 75%. Being an urban centre, there is high demand for my products and can do replacements once or twice a week.My profits goes to basic need, home keeping and Rent paying and school fees.

Loan Proposal

Hello Dear lenders,
I take this opportunity to thank you so much for funding my last loan of $300. I was able to buy building materials and started building a temporally home for my family( I have included pictures of the work done in my profile.. I once again need your assistance for a loan of $450. The funds will help me finish up building the house. The loan will help me buy cement ( $100), gravel ($100), sand($100) and hard boards($75)for the house finishing and also pay for the labor costs($75). I thank you in advance and looking forward for a positive response. God bless you.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$454.00

Date disbursed

Feb 2, 2017

Repayment status

Late

Projected term

10 months

Lenders

A

anonymous123

United States

Eduard

Dnepr, Ukraine

F

flaguy999

Tampa, United States

Treesforpeople

Oxfordshire, United Kingdom

TomF925

www.AfricaLeap.com, United States

T

tophini

Alma, United States

Paul Buchheit

Mountain View, United States

melissapmeier

United States

jennysommer85

United States

Kevin

San Francisco, United States

Diego

Monza, Italy

MC

United States

Ed

Howells, United States

LS

Leah Stemeroff

Toronto, Canada, Canada

Craig Newmark

United States

The Zinc Team

San Francisco, United States

RR

Rory Rohloff

United States

Humble Bundle Community

San Francisco, United States

R

Ryan

Albuquerque, NM, United States

Karin

Germany

A

Anonymous

United States

A

As

United States

JH

Joseph Hwang

Houston, United States

Paul Buchheit

Mountain View, United States

S

Sarah

Arlington, United States

A

Anonymous

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

C

Corran

United Kingdom

MW

Matt Winkler

United States, Canada

IR

Isaac Rattey

United States

Ask Bernard Maina a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Emma    Aug 18, 2019

    I hope you're going ok Bernard? Let us know how you're doing :-)
    If it would help, Zidisha staff can likely lower your repayment amount, & restructure your loan so you can just pick it up from here? Just pop them a msg & ask for some help :-) www.zidisha.org/forum-threa...

    Wishing you all the best, Emma from Australia.

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  • Emma    Nov 1, 2018

    How are you going Bernard?

    Wishing you all the best :-) Emma from Australia.

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  • Bernard Maina Kibete    Jun 7, 2018

    Hello dear lenders, thank you so much for helping me raise this loan.it will help me add stocks to my business .God bless you.

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  • Bernard Maina Kibete    Jun 3, 2018

    Dear lenders, I want to thank you so much as you decid e to fund my loan, I apologize so much for my late payments in my last loan. This was caused by illness which caused me to use a lot of funds with medication. I am now healed and ready to work hard and make payments on time. God bless you as you plan to fund me.

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  • Bernard Maina Kibete    Dec 6, 2017

    Dear lenders, I want to thank you so much from the bottom of my heart. You have touched my heart in a very special way. Through your kind and generous lending, I have been able to give my family a home.I will no longer have to pay for the rent, thank to you lenders. The last loan has helped me to finish building my family a house.God bless you.

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  • Collins Kirwa    Nov 29, 2017

    Dear Bernard
    your loan is in arears.kindly pay up in order to get a higher loan and avoid being listed by the CRB

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  • Bernard Maina Kibete    Jan 31, 2017

    Dear Lender,
    I want to thank you once again from deep down my heart for funding me.The funds will help me finish up building the house for my family. The loan will help me buy cement ( $100), gravel ($100), sand($100) and hard boards($75)for the house finishing and also pay for the labor costs($75). I accept the funds and I am humbled. God bless you.

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  • TomF925    Jan 28, 2017

    Happy New Year Bernard! Congratulations on your wonderful home under construction; thank you so much for the photos! AfricaLeap lending group is interested in supporting solar and other renewables along with improved efficiency. Your ten panels a month sounds excellent! Will you install a panel on your home? Are you connected to the grid?

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  • Henry Cheruiyot    Jan 25, 2017

    CONGRATULATION IN YOUR BUSINESS KEEP IT UP.

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  • Bernard Maina Kibete    Jan 24, 2017

    Dear lenders,
    I will be forever grateful for the your noble actions. I was able to buy building materials for a temporally home and have started building. The project is half done. I request for your assistance to help me finish and settle with my family. God bless you for your assistance. I have included Photos of the project undertaken.

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  • TomF925    Sep 8, 2016

    Those are very large solar panels! Do you sell many?

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    • Bernard Maina Kibete    Jan 19, 2017

      Hi Tom925,
      The sale of the panels is gradual. The maxmum I have ever sold is 10 solar panels per month, different capacities. You seem interested about solar panels, have you dealt with them?
      regards,
      Bernard.

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  • Bernard Maina Kibete    Aug 19, 2016

    I want to thank all the lenders for helping me raise the funds. These fund will help me to purchase materials to build a house for my family. Its all possible because you lend to me.Thank you. I humbly accept the funds.

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  • Bernard Maina Kibete    Aug 8, 2016

    Hello dear lenders, I am so grateful for having been able to finish paying for my 2nd loan, the loan helped me so much to boost my business stock which has seen my business grow by 40% and changing the face of my business.. I have no words enough to thank you for bing so kind, God bless you.

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  • Bernard Maina Kibete    Apr 27, 2016

    Dear lenders I want to thank you so much for being so kind. I accept the funds you have lend me with a lot of joy and gratitude. I want to introduce new stocks of led TVs and Antenas, I will buy 4pcs LED TVs each @ $50 and sell each @ $80, this will give me a profit of $30 each, a total of $90. I predict to do replacements on weekly basis targeting a profit of $ 270 every month. This will help my business to grow by over 30%. God bless!

    Best Regards,
    Bernard

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  • zidscott    Apr 20, 2016

    I attempted to loan to you but when I pressed the "Lend" button the next screen showed "Whoops, there was a problem" or something like that. It showed you % funded go up but did not subtract from my balance. Appears to be a software or site problem. Please report so I can loan to you.

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    • Bernard Maina Kibete    Apr 22, 2016

      Hi zidscot, I sent an email to zidisha informing them of the concern you raised, they told me that you personally send them an email regarding the issue, thank you so much for your funds.
      regards,
      Bernard.

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  • Bernard Maina Kibete    Apr 16, 2016

    Dear lender, I want to thank you so much for helping me in my first loan, the loan has had a positive impact in my business, the profits has enabled me to introduce new products, that is mobile phones and accessories, this coud not have been possible without your assistance, may God bless you.

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  • Bernard Maina Kibete    Jan 28, 2016

    Dear Lenders, below here are pictures of my business and the goods I sell. Your assistance to help me grow my business is highly appreciated.

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  • TomF925    Jan 27, 2016

    I would be very interested in seeing a picture of your solar bulbs and panels.

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