Stock essential food items for my grocery

Entrepreneur

About Me

My name is Judith Akiyi, I was born and raised up in Lambwe Valley of Homa Bay County. My parents are peasant farmers. I am the 3rd born in a family of 7 (4 Boys and 3 girls). I went through my early education successfully and sat for my final examinations in Primary Education in the year 2000. Even though I passed the exams and emerged in the 5th position at our school, I couldn't manage to proceed with my education to high school due to lack of funds to support my further education. I dropped from school at a very young age (15 years). Having dropped from school., I stayed at home for 3 years assisting my parents with farm chores but life was unbearable so I decided to get married.

I got married and God blessed our marriage with 3 children. My husband is a University Graduate but has not succeeded in getting a formal employment since 2002. This hardship is what compelled me to start a small groceries shop to help us meet our family financial needs and educational costs for our 3 children.

In my free time, I do knitting and pattern design. I am a happy woman and I bring up my children in godly way.

With the little savings made from menial jobs I was doing to people for pay, I started a Groceries and Foodstuff shop. My basic market facts collection study found out that the community need these daily needs for their survival. My people have a unique cultural values in the sense of taboos and custom beliefs.

My Business

Juddie Groceries Shop, is the name I trade with. The shop is located at a very strategic Market Drive Area in Mbita Town. I started this provision store in my village because there a lot of people in this village that purchase essential household commodities daily. Since I started the business, I am happy that people are always at my shop purchasing. The main products are breakfast items like ,milk, bread tea, coffee and all kinds of bakery products. Also laundry products like, soap, soap powders and detergents are sold in my shop. The main motive behind me choosing this business was that, everyone will need this in everyday life because you have to take your breakfast, lunch and supper and you will need these items to prepare that

ZIDISHA first loan will help me a lot in my business thereby helping me to stock my shop.

Loan Proposal

I am seeking a loan of KES 9,130 to enable me purchase more essential food items for sale at my shop as follows;

- I will use KES 7,000 to buy detergents, soap, breakfast and lunch products etc.

- I will use KES 2,000 to improve the business kik

I assure you that, I will use the money solely for the purpose it's requested for. The 1st ZIDISHA loan will help in the expansion of my business and make it viable to attract more customers and help grow my business.I plead with the lenders to consider this my application in other for me to stock my shop with so many products to be able to solve the needs of the community. I hope and know that if I get this money my profit margin will be increased and will be able to generate a minimum of 20% profit within a week.

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