Loan to increase fresh fruits for sale

Risper

Wanga, Kenya

86% repaid

Entrepreneur

Name

Risper

Member since

April 2015

On-time repayments

72 installments  •  36%

About Me

I am the first born in a family of four children under a single mother since our father died when we were very young and our mother brought us up. The rest of my family stays in a remote village in Homa Bay County. I grew up in Mbita Sub County, where I studied through primary school and High school.

My early life was very difficult, I did not proceed to college after my High School, since my mother could not afford to raise College education fees, I got married at a very tender age and did not live with my husband for long, he died 19 years ago when were two years old in marriage and left me with one baby (son) who has now joined College. I am the sole breadwinner for my family at the moment, I got 3 other kids from another man who inherited me after my husband death according to our Luo culture.

I am a fresh fruit vendor. I buy fruits from the nearest market and sell on a daily basis. The funds raised go into ensuring the continuity of my business and the profits are used to pay for my children's education.

I am very active in community development issues and I am representing our village in the Local Authority Development Board as the Secretary. My hobbies are singing and consoling the bereaved.

My Business

I trade on fresh fruits; mangoes, passion, pineapples, oranges and avocados. Most people prefer blended fruit juices due to the health benefits related to it. I chose this kind of businesses because their is a guarantee of sales on a daily basis. A batch of fruits I use on a single day costs 800 shillings. After sales I make 700 shillings per day. The profits go into my children's schooling. I wish to expand my business to be using fruits of about 2,000 Kenya Shillings, and estimate revenue after sales to be 4,000 daily. I also wish to expand my business and hopefully employ a few other people as the business grows so that I can serve my clients efficiently and on time.

Loan Proposal

I am seeking to raise funds to grow my business and make it more sustainable. The loan fund of KES 15,017 will go into adding my fruits stock size The benefit will be increased sales and a probable growth in profit margins of between 1,000-1,800 KES. With the growth of the business, I can be able to employ a few other young
ladies who are unemployed.

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Jan 5, 2016

Repayment status

Late

Projected term

13 months

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Ask Risper a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Risper    Feb 18, 2016

    I am setting up my business to improve my income on a daily basis.

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  • Alex    Feb 15, 2016

    I have talked to Risper in two occasions and she has said she had difficulty in adjusting her instalments but she has committed to start her repayment soon

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  • Alex    Feb 3, 2016

    Risper is positive about making her repayments. she just had issues with reducing her repayments into manageable level. we have talked and she will start making her repayments before the week ends

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  • Wendy Emlyn    Jan 29, 2016

    Hello Risper. Can you get in touch with Zidisha to reduce your payments to a more manageable level? That is better than letting yourself get behind with your payments, which can make it harder to get future loans.
    God bless you,
    Wendy

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  • Wendy Emlyn    Jan 27, 2016

    Hello Risper, are you able to start making payments yet?
    God bless you,
    Wendy

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  • Risper    Jan 4, 2016

    Thanks alot to my dear lenders for your loaning, I will use the loan to support my business and take my son to college with the increased income.

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  • Gladys    Nov 10, 2015

    Dear Zidisha Team,

    I have spoken to Risper Okello, she says she will complete her payment tomorrow.

    Thank You,
    Gladys Adera,
    Volunteer Mentor

    Log in to reply • Share
  • Gladys    Oct 7, 2015

    Dear Zidisha Team,

    I have spoken to Risper Okello, She said she is sorry for her late payment and wants to make payment of 500/- today and pay the rest next week.

    I have told her to make her adjustment for that or ask someone who is nearer to show her how to adjust and pay some now and finish her payment next week.

    She says, she will do exactly that.

    Thank you,
    Gladys Adera,
    Volunteer Mentor.

    Log in to reply • Share
  • Gladys    Sep 30, 2015

    Dear Zidisha Team,

    I have spoken to Risper, I have reminded Risper to adjust her payment and pay the little she can so that she can be on time payment. She has said she will do that today.

    Thank you,
    Gladys Adera,
    Volunteer Mentor.

    Log in to reply • Share
  • Gladys    Sep 23, 2015

    Dear Zidisha Team,
    I have spoken to Risper Okello, I have requested her to adjust her payment and pay as little as 100/- so that she can be on time payment. She has said she will do that.

    Thnk You,
    Gladys Adera,
    Volunteer mentor

    Log in to reply • Share
  • Gladys    Sep 16, 2015

    Dear Zidisha Team,

    I have talked to Risper Okello, and she says she is very sorry about the late payment, she said her business has not been doing well. I have requested Risper to adjust her payment and pay the little she can so that when she gets income she can increase her payment. She said she will do that this week.

    Thank You,
    Gladys Adera,
    Volunteer Mentor.

    Log in to reply • Share
  • Gladys    Sep 3, 2015

    Dear Zidisha Team,

    I have talked to Risper Okello, and she says she is very sorry about the late payment and she is going to make her payment today.

    Thank you
    Gladys Adera,
    Volunteer Mentor.

    Log in to reply • Share
  • Gladys    Aug 27, 2015

    Dear Zidisha Team,

    I have spoken to Risper about her late payment and she has said she is sorry but business as not been doing well. She is requesting to pay her loan by next week Tuesday because she does not have any right now to even adjust her loan. I have shown her how she can adjust to next week.

    Thank you,
    Gladys Adera
    Volunteer Mentor

    Log in to reply • Share
  • Gladys    Aug 18, 2015

    Dear Zidisha Team,
    I have tried to contact Risper but she is not answering my call. I have talked to one family member, meshack Ouma and he says he will go and check on Risper today and let me know.

    Gladys adera
    Volunteer Mentor.

    Log in to reply • Share
  • Gladys    Aug 4, 2015

    Dear Zidisha Team,
    I have tried to contact, Risper Okello but she is not answering my call. I have called again her community leader Kennedy Onyango, and he says he will try to get in touch with Risper and get back to me.

    Thank you,
    Gladys Adera,
    Volunteer Mentor.

    Log in to reply • Share
  • Gladys    Jul 31, 2015

    Dear Zidisha Team,
    I have talked tried to call Risper and she is not answering my call. I have talked to Kennedy Onyango, and he says he will look for her and let me know.

    Log in to reply • Share
  • Gladys    Jul 22, 2015

    Dear Zidisha Team,
    I have tried to talke to Risper Okello, her phone is off. I have talked to one invitee Christopher Okello to talk to Risper about his loan. He said he will look for Risper and let me know.

    Thank you Zidisha team.

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  • Gladys    Jul 16, 2015

    I have tried to contact Risper Okello, but she is still not answering my call. I have talked to Christopher but he says he as tried the same to calls Risper but she is still not answering his call. I spoke to one community leader Kennedy , and he says he understands Risper as gone for a seminar. I have sent Risper an text message to pay her loan.
    Thank you
    Gladys adera
    volunter Mentor.

    Log in to reply • Share
  • Gladys    Jul 9, 2015

    Dear Zidisha Team,
    I have tried to contact risper okello but she is not answering my call. I have talked to Christopher Ogwell one of the invitees, and asked him to contact Risper about her payment. she said she would do so.

    Thank you
    Gladys Adera
    Volunteer Mentor

    Log in to reply • Share
  • Risper    Jun 5, 2015

    My business was affected by heavy rains, I will re-adjust and repay the initially agreed amount. Thanks alot for your support.

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