Raphael
Slota, Kenya
13% repaid
Name
Raphael
Member since
April 2015
On-time repayments
89 installments • 1%
am a 23 year old from a family of six members, i being the third last in the family. my childhood life was not very challenging as i managed to learn through primary and secondary school without much problem with school fees. my parents tried hard to ensure that we went to school by paying the fees for us.
after completing form four in 2012 i went to a college to pursue a certificate in video shooting and editing. it was a two year course and i have been practicing in the field since. however i have not been able to purchase my own camera and equipment for video shooting. i have been borrowing from people and paying for their services or working for people for pay. this is however very challenging hence wish to have my own equipment. this will make me self reliant and achieve the goal of self employment.
am currently single without a family of my own though my parents and siblings depend on me for financial assistance.
i take this business as a hobby so when i am free i interact with experts to learn more on video shooting and editing. i am also an active member of our local church in choir.
my business involves video shooting in ceremonies for my clients. i also do photographs. i find these services in demand as people want to preserve history or for future reference and the only means of achieving this is through pictures or videos. people want to see how a certain event was in future.
i chose this business because it would give me the freedom to be my own employer while at the same time employing others. i intent to have my own company providing these services. this is yet to be achieved though it will with time as i currently lack capital to purchase the equipment.
so far the money i make is not much enough to afford the equipment though am trying hard to save enough to be able to afford them. as i save for this purpose, i also intent to upgrade my certificate to a diploma level. the reason i am applying this loan is to enable me to pay for the diploma course. i have been able to save ksh. 40,000 from the average daily income of ksh.1200. i will not find it challenging in repaying back the loan once i get it.
i am applying this loan to enable me to pay for my diploma course fee. this is because i intent to be competitive enough in order to win clients and tenders in the near future involving video shooting and editing. with a diploma i will be more knowledgeable enough in this field and provide high quality work to my clients. once i achieve the goal of a company i will be able to provide employment to many people especially the youth. my income will increase and i will be able to cater for daily needs and also be able to save.
currently i am able to save ksh. 2000 monthly, i hope the profits will be able to double or triple. this is because as i pursue the training i will still be able to work mostly on weekends. i look forward to a positive response from you.i thank you in advance. thank you for your support,may the lord bless you the more.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Apr 29, 2015
Repayment status
Late
Projected term
20 months
Amount repaid
$13.84
Amount remaining
$91.30
Expected completion
Jan 15, 2017
Status
Repaying late
Installment amount
$1.11
Expected Payments | Actual Payments | ||
---|---|---|---|
May 10, 2015 | $10.51 | May 18, 2015 | $10.51 |
May 17, 2015 | $0.00 | ||
May 24, 2015 | $0.00 | ||
May 31, 2015 | $1.11 | Jul 9, 2015 | $1.11 |
Jun 7, 2015 | $1.11 | Jul 15, 2015 | $1.11 |
Jun 14, 2015 | $1.11 | Jul 15, 2015 | $1.11 |
Jun 21, 2015 | $1.11 | ||
Jun 28, 2015 | $1.11 | ||
Jul 5, 2015 | $1.11 | ||
Jul 12, 2015 | $1.11 | ||
Jul 19, 2015 | $1.11 | ||
Jul 26, 2015 | $1.11 | ||
Aug 2, 2015 | $1.11 | ||
Aug 9, 2015 | $1.11 | ||
Aug 16, 2015 | $1.11 | ||
Aug 23, 2015 | $1.11 | ||
Aug 30, 2015 | $1.11 | ||
Sep 6, 2015 | $1.11 | ||
Sep 13, 2015 | $1.11 | ||
Sep 20, 2015 | $1.11 | ||
Sep 27, 2015 | $1.11 | ||
Oct 4, 2015 | $1.11 | ||
Oct 11, 2015 | $1.11 | ||
Oct 18, 2015 | $1.11 | ||
Oct 25, 2015 | $1.11 | ||
Nov 1, 2015 | $1.11 | ||
Nov 8, 2015 | $1.11 | ||
Nov 15, 2015 | $1.11 | ||
Nov 22, 2015 | $1.11 | ||
Nov 29, 2015 | $1.11 | ||
Dec 6, 2015 | $1.11 | ||
Dec 13, 2015 | $1.11 | ||
Dec 20, 2015 | $1.11 | ||
Dec 27, 2015 | $1.11 | ||
Jan 3, 2016 | $1.11 | ||
Jan 10, 2016 | $1.11 | ||
Jan 17, 2016 | $1.11 | ||
Jan 24, 2016 | $1.11 | ||
Jan 31, 2016 | $1.11 | ||
Feb 7, 2016 | $1.11 | ||
Feb 14, 2016 | $1.11 | ||
Feb 21, 2016 | $1.11 | ||
Feb 28, 2016 | $1.11 | ||
Mar 6, 2016 | $1.11 | ||
Mar 13, 2016 | $1.11 | ||
Mar 20, 2016 | $1.11 | ||
Mar 27, 2016 | $1.11 | ||
Apr 3, 2016 | $1.11 | ||
Apr 10, 2016 | $1.11 | ||
Apr 17, 2016 | $1.11 | ||
Apr 24, 2016 | $1.11 | ||
May 1, 2016 | $1.11 | ||
May 8, 2016 | $1.11 | ||
May 15, 2016 | $1.11 | ||
May 22, 2016 | $1.11 | ||
May 29, 2016 | $1.11 | ||
Jun 5, 2016 | $1.11 | ||
Jun 12, 2016 | $1.11 | ||
Jun 19, 2016 | $1.11 | ||
Jun 26, 2016 | $1.11 | ||
Jul 3, 2016 | $1.11 | ||
Jul 10, 2016 | $1.11 | ||
Jul 17, 2016 | $1.11 | ||
Jul 24, 2016 | $1.11 | ||
Jul 31, 2016 | $1.11 | ||
Aug 7, 2016 | $1.11 | ||
Aug 14, 2016 | $1.11 | ||
Aug 21, 2016 | $1.11 | ||
Aug 28, 2016 | $1.11 | ||
Sep 4, 2016 | $1.11 | ||
Sep 11, 2016 | $1.11 | ||
Sep 18, 2016 | $1.11 | ||
Sep 25, 2016 | $1.11 | ||
Oct 2, 2016 | $1.11 | ||
Oct 9, 2016 | $1.11 | ||
Oct 16, 2016 | $1.11 | ||
Oct 23, 2016 | $1.11 | ||
Oct 30, 2016 | $1.11 | ||
Nov 6, 2016 | $1.11 | ||
Nov 13, 2016 | $1.11 | ||
Nov 20, 2016 | $1.11 | ||
Nov 27, 2016 | $1.11 | ||
Dec 4, 2016 | $1.11 | ||
Dec 11, 2016 | $1.11 | ||
Dec 18, 2016 | $1.11 | ||
Dec 25, 2016 | $1.11 | ||
Jan 1, 2017 | $1.11 | ||
Jan 8, 2017 | $1.11 | ||
Jan 15, 2017 | $0.19 |
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