Equipment for laundry service

Edem Kwasi Senaya

Accra, Ghana

100% repaid

Entrepreneur

Name

Edem Kwasi Senaya

Member since

August 2016

On-time repayments

245 installments  •  89%

About Me

Senaya Edem Kwasi is my name. I am a Ghanaian and comes from Ho, in the Volta Region. I was brought up in the village until I was about 12 years old before my father brought me to the city to be educated. Thus, I started my education at the age of 12 years. I was a little matured for my class but have to cope. When I got to stage 5, my father asked me to stop schooling and learn fitting (Mechanic). He gave me two options as to whether I would want to become an apprentice mechanic or go to school and leave his house! I chose the latter and had to be on the streets working whilst having education on my mind. I did that for some time, gather some money and then travel to Benin in order to pursue more menial works. During this time, I have been saving judiciously so as to continue my education. 
I enrolled in a private school to complete my primary education after some periods of hardwork. I enrolled in stage 6. After completion of primary education, I then enrolled for Junior high school education which is three years in Ghana. The only way to work my way through is to be working whilst going to school and studies became very difficult because I am always tired at the end of the day. Luckily for me, I had a penpal from Canada who decided to sponsor my education and I had to study hard. I sat for the final exams in the second year, came out as the second best student and had admission to read science at the secondary school level. I had my secondary education at Mawuli Senior High School in Ho. 
I sat for the final exams which is the West African Secondary School Certificate Examinations and came out with a very good result which led to my gaining admission to the Kwame Nkrumah University of Science and Technology, in Kumasi to read Civil Engineering. 
Financial burdens at the university in the first year was very tough for me until I had a full scholarship. The scholarship was offered to me by Educational Pathways International (www.educationalpathwaysinternational.org) after I have applied and attended an interview. It made life a little easier for me and I had to study hard in order not to be taken off the scholarship. By God’s grace, I graduated from the University with a second class upper honors degree in Civil Engineering. I graduated from the university at the age of 28 years! I did the compulsory national service and have gotten a job with a Chinese company where I worked for about four months. 
I am a determined person and always pursue my dreams till the finish line. 
It has been my desire to make life a little easier and create opportunities for people around me. So with this in mind coupled with the high unemployment rate in Ghana, I have decided to form my own construction company. It has been duly registered and I have obtained license for operation last year. The name of my company is Conciv Engineering Limited. Conciv is currently in operation but on sub contract basis.

My Business

Conciv Engineering Limited (CEL) is a construction company formed in the year 2015. The main idea behind the formation of this firm is to provide employment to the many unemployed youth in Ghana and also bring relief to others by providing them with quality services at an affordable prices. 
The mission statement of CEL is : To become the number one construction and infrastructure development company in Ghana, a national player who safely, profitably and sustainably delivers best-in-class integrated services, products and solutions to meet our client’s needs.
The vision statement of CEL is: Bridging the infrastructural development gap between the rural and urban centers.
CEL intends to provide infrastructural development mainly to the rural and peri-urban areas of the country. Several of the rural areas in Ghana are faced with very challenging issues in terms of infrastructure and it breaks my heart when I travel out of the city and meet some of this developmental trail. To realize the vision of CEL of bridging the infrastructural development gap between the rural areas and the urban centres, CEL intends to and has begun carrying out research in rural areas about the infrastructure that is needed and how it will benefit the said community. 
Some of the communities visited do not have schools! The children therefore have to walk for long distances before getting access to education. It is interesting to know that, all these children with lack of these facilities compete with the children in the urban centres for the same examinations. The results coming from these rural folks is nothing to write home about and the least said about them the better. 
I know the value of education through my personal struggle to get myself educated. I therefore want to in my own way give others the same opportunity by providing them with these infrastructure.
After carrying out a research and coming out with a solution. CEL then carry out all the designs involved and the cost of providing that infrastructure. From there, then we raise funds from the public to carry out the construction. Most of these rural areas have big firms that are operating there such as the oil industry, mining industries amongst others. We intend getting in touch with them to provide funds for this development.
There are different sides of this coin! Doing this will create employment to others and also providing the community with something valuable. 
I believe that, the beginning of everything is not easy and there must be sacrifices. I therefore intend to use my salary from my current employment to repay this loan. It is difficult raising capital for a startup business but I am very confident to be able to raise capital through Zidisha in order to realize my dreams. 
CEL have bid for projects and have won a couple of them but do not have the pre-financing ability to finance it. I am optimistic that, I will be able to build a startup capital for my construction company through partnership with Zidisha lenders. 
You can look at some of our activities on facebook by liking our page just by typing Conciv Engineering Limited or using the handle @Conciv2015. 

Loan Proposal

This loan when fully funded will be used to purchase laundry supplies for my laundry.

I have rented a space for laundry services in my community. I have subsequently bought a washing machine, painted the shop and currently working on branding and advertising. The next item on my check list before the laundry starts operation is the laundry supplies which will be the detergents, the hangers, steam iron, softeners, bleach, stain removals, suit rubbers among others.

The motivation behind opening a laundry is to serve the busy people in my community that find it difficult to do their laundry and also to provide a constant source of income for me.

Profits from revenues generated will be used to repay this loan and I will make sure to maintain high repayment rate as my previous loans.
Because this is a start up, repayment of this loan will be supported from my construction business which is doing very well at the moment.

Thank you for reading!

Feedback

2

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  • Margaret    Nov 4, 2019

    Perfect repayment!

    Log in to reply • Share
  • Chris    Mar 14, 2017

    I think money is in good hands at Edem. I will support him again without a doubt! Good Look in future!

    Log in to reply • Share


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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,618.43

Date disbursed

Oct 20, 2019

Repayment status

On Time

Projected term

4 months

Cost to entrepreneur

Service fee: $55.08

Credit risk payment: $220.68

Lenders

d

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Brian

Midhurst, Canada

R

Raabo

Rungsted, Denmark

investor

Candiac, Canada

S

SueB1

Los Alamos, United States

AltruisticSelfishnes

Chicago, United States

R

rhc2104

Burlingame, United States

lietu

Tallinn, Estonia

O

Oxfall

Gothenburg, Sweden

Aksel

Nesoddtangen, Norway

LA

United States

MarktheMormon

Sandy, Utah, United States

T

Tallago3

Munich, Germany

Tamanders

North Carolina, United States

D

DRSZ73

Portsmouth, United Kingdom

MindMuse

Talking Rock, United States

BJ

Brandon Joz

North Carolina, United States

P

pmyadlowsky

Charlottesville, United States

A

AlexCheng

Seattle, United States

JimVandegriff

Trinidad, California, United States

Tavin

Ottawa, Canada

C

cflint

Springville, United States

J

jjonas

berlin, Germany

KirstenShute

Montreal, Canada

C

chrisherron

Chicago, United States

F

florian

Mettmenstetten, Switzerland

G

graememoss

Amsterdam, Netherlands

L

Lenah

Vert Saint Denis, France

KM

British Columbia, Canada, Canada

DLarson

Morris, United States

Pascal

Gent, Belgium

K

kaf121

Lynnfield, United States

B

bgj21

Cambridge, United Kingdom

Cloudways

Malta, Malta

Ellwood

Wimborne, United Kingdom

Andreas1974

Fristad, Sweden

Jouni

Finland

Paul and Rachel

London, United Kingdom

RobinW

Bonn, Germany

Namaste250

Pittsford, United States

G

Goodwill

Oakland, United States

K

Katehar

Maple Valley, WA, United States

Blake

Rockford, United States

P

Prysdahl

Marshall, United States

E

edgreig

Brixton, United Kingdom

Ingela

Falun, Sweden

Sunnyside

Stafford, United Kingdom

V

Valis

Singapore, Singapore

nakamura

United States

Bobrm2k3

Charleston, United States

MichaelOsburg

Hochheim, Germany

J

Johannes

Pirmasens, Germany

T

Taupe

Balzers, Liechtenstein

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

G

Goldrivermob

Gold River, Canada

D

Don100

Wilton, United States

M

Moonknight

Østre Gausdal, Norway

C

Colibri

Nanaimo, Canada

paulclinton

malaga, Spain

H

HobbyCollector

Beach City, United States

S

Smith

Kespu'kwitik, Canada

JFais

Atlanta, United States

L

Leonora

TÄBY, Sweden

JOKer

Weisendorf, Germany

stever

Cape Coral, United States

JonB

London, United Kingdom

soniad

Dubai, United Arab Emirates

H

Habroukema

Austin, United States

J

JulCam

Montreal, Canada

MarshFamilyUK

Canterbury, United Kingdom

dmirpuri

Bangkok, Thailand

ibc123

Seattle, United States

E

Esseni

Cincinnati, United States

B

BMcDermott

Washington, DC, United States

markpearson

Portsmouth, United Kingdom

lizandsteve

guelph, Canada

T

Travelover

Northville, United States

NedRyerson

Munroe Falls, United States

MrMichigander

Marquette, United States

mikeice

Kohler, United States

T

Texikan

Fort Worth, United States

sderickson

Berkeley, CA, United States

T

thebonseung

Republic of Korea

K

kristina19

United States

D

drorm

United States

N

nycjen

United States

O

osubucks45

United States

R

roozbeh

United States

C

ColoradoEmac

United States

Dreamworks.nl

Den Haag, Netherlands

S

stevemorin

United States

A

Anonymous

United States

Paul Buchheit

Mountain View, United States

M

Mal57

Australia

D

DandS

United States

N

nswanberg

United States

K

kvillantz18

United States

P

plhughes

United States

M

merk85

United States

B

bugdaniel

Switzerland

K

Kber9156

North Parramatta, Australia

D

DaveElliott

United Kingdom

J

jbhernan

United States

mepster

San Francisco, Ca, United States

R

RonEddy

United States

TyWee

Manila, Philippines

B

bscent

Hong Kong

Grant Xavier Storer

Seattle, Wa, United States

I

idris

United States

K

Keith

Luxembourg

utdream

United States

Otto Barten

Amsterdam, Netherlands

TheGoodData

London, United Kingdom

S

shappysfunland

United States

S

StefanB

Stockholm, Sweden

C

Crainster

Chapel Hill, United States

PolarBearCapital

United States

G

GEMMGMT

United States

Mike and Jacqui

United Kingdom

HL

Holly Laird

Austin, United States

S

Stephan

Netherlands

K

Kristiina

All Countries

JL

Joao Leal

United Kingdom

Martin Ward

Leicester, United Kingdom

Nigel Titley

Milton Keynes, United Kingdom

P

Philip

Bremen, Germany

S

Sven

Netherlands

Dave Bogard

New York, United States

R

Robert

Berlin, Germany

MD

Miles Dodge

CORVALLIS, United States

MW

Matt Willis

United States

W

Wade

United States

LJ

United States

SK

Stefan Kruell

Muenster, Germany

C

Chitti421

United States

Craig

Memphis, TN, United States

Richard

Shrewsbury, United Kingdom

Kristin Rhodes

Kansas City, Kansas, United States

moursund

Beaver Nation, United States

Julia

United States

Kevin

San Francisco, United States

MI

Matt Insler

United States

JC

JD Conley

United States

C

cota

United States

JD

Jeff DePree

United States

Z

zaroastra

somewhere over the rainbow, Portugal

ME

Manaal Eisa

Washington DC, United States

Emma

Australia

TH

tom hd

United Kingdom

J

John

United Kingdom

Carla

Amsterdam, Netherlands

Pedro R-C

Cambridge, United States

R

Rembrandt

United Kingdom

R

Rahel

Austria

Mattie Shaw

Seattle, United States

M

Margaret

United States

Aylsham Rotary

Aylsham, Norfolk, Uk, United Kingdom

Kavitha Amarnath

Sydney, Australia

Brad Schilling

Bunbury, Australia

Mark Grey

Redding, CT, United States

N

Nick

United States

E

eriklonnroth

United Kingdom

YK

Yonghwan Kim

Republic of Korea

MS

Mark S Yourek

United States

DD

Danilo Da Silva

Maputo, Mozambique

Hana

United Arab Emirates

wissam

Jeddah, Saudi Arabia

Douglas St Quintin

Sydney, Australia

Carl D Patterson

United Kingdom

TF

Tom Fawcett

United States

Paul Smithson

Leeds, United Kingdom

A

Andrei

United States

A

Adam

United Kingdom

M

Mark

United States

Tobias Königs

Sancta Colonia Dei Gratia Romanae Ecclesiae Fidelis Filia, Germany

P

Peter

Bratislava, Slovakia

Eugen Stamm

Zurich, Switzerland

JM

Jo McDonnell

United Kingdom

Christopher Hey

Sudbury, Canada

Taylor

Memphis, United States

Cliff

United States

EB

Ellen Batten

Kalamazoo, Michigan, United States

MP

Minah Park

Republic of Korea

B

Bramlage

United States

R

Ryan

United States

MT

Marco Tietz

United States

SH

Steven Huntington

London, United Kingdom

UK

Uday Kolluri

New York, Singapore

Rory McLaughlin

Dallas, United States

PC

Pedro Cambra

United Kingdom

DM

Dritan Muneka

United States

Dan Michael

Oslo, Norway

Thomas

Sweden, Sweden

Tam Thao Nathan

United States

Sigrid

Belgium

Stanislas L

London, United Kingdom

JC

Justin cohan

United States

R

Rolands

Taichung, Taiwan

K

Katka

St Albans, United Kingdom

EthicalHost

Toronto, Canada

V

Vidar

Oslo, Norway

I

isaac

United Kingdom

RC

Rudi Chen

United States

Madeleine

Switzerland

A

Ashley

United Kingdom

KK

karl kerksiek

United States

B

Boris

Bern, Switzerland

Carla

United States

SB

Sue Bucholz

Sacramento, United States

NG

Nick Gorrell

Surfers Paradise, Queensland, Australia

N

Nancy

United States

E

Elynne

United States

E

EABF

Netherlands

RH

Robert Hamner

United States

M

Matthias

Australia

SA

Steve A

Newbury, United Kingdom

A

Adam

United Kingdom

KirstenAlana

Los Angeles, United States

Angela Linwood

Minneapolis, Minnesota, United States

Tom Eggert

Madison, United States

A

AJ

United States

EB

Erika Barraza

United States

Joseph Abell

Brisbane, Australia

RG

Ravi Gadad

United States

Bill Ballew

Kansas City, Missouri, United States

J Laufs

Germany

GA

Giovanni and Yelena

New York, Ny, United States

JA

Jan Andresen

Hamburg, Germany

AS

Aida Smith

United States

LZ

Li Zhang

United Kingdom

Sinan Taifour

Munich, Germany, Germany

SM

Sachet Marion

United States

johannes

Taipei, Taiwan

AJ

Abby jones

United States

JA

Joe and Deb Rinella

Kansas City Metro, United States

James

London, United Kingdom

SA

Shar Alamdari

Los Angeles, United States

J

Jon

United States

RE

Richard Ellis

United Kingdom

Ed

Howells, United States

L

Lucy

Australia

Craig Travis Provyn

Bradenton, Florida, United States

BH

Barbara Hermann

United Kingdom

Benjamin Kniaz

Boston, United States

SH

Stephanie He

United States

WS

Warren Shen

United States

chessplayer

Berlin, Germany

RS

Rich Stein

United States

JS

Jason Strauss

United States

MF

Mike Frawley

United States

Gerrit

Palm Harbor, FL, United States

KJ

Kevin J Baird

Cleveland, OH, United States

JA

Joshua Axtell

United States

JV

Jose Vidal

New York, United States

Day Family

Melbourne, Australia

MM

MB McKenna

United States

VC

Victor Chong

United States

HD

Hardik Desai

United Kingdom

BE

Bob Ewing

United States

PW

Patrick White

Albuquerque, NM, United States

AB

Andrew Bent

United States

R

Ryan

Albuquerque, NM, United States

BP

Bill Piper

United States

Ellen

Michigan, United States

RS

Rick Smith

Cuenca, Equador

PC

Peter Cordier

United States

MB

Mimi Botkin

United States

M

Mark

Toulouse, France, France

L

Lastoni

United States

D

Dalton

San Francisco, United States

C

Campbell

New Zealand

HCPSPIRIT

Helsinki, Finland

Dean Suminski

Portland, Oregon, United States

Diane U

Olympia, Wa, Usa, United States

Samuel

Ottawa, Canada, Canada

KK

Kurt Kellner

United States

M

Mack

Harbor, Oregon, United States

Doron Elinav

Ramat Gan, Israel

JF

J Fister

United States

John Sercel

Florence, United States

AS

Amy Shearer

United Kingdom

A

Arian

Belgium

R

RMIM

United States

Alex

Virginia, United States

SS

Sarah sewall

United States

KA

Khaled Asmri

Saudi Arabia

Mike

Indianapolis, United States

WC

Walter Clarke

Phoenix, United States

W

Will

United States

D

Dave

Dropmore, Manitoba, Canada

L

Liam

New Zealand

Katja

Switzerland

Tyler Metcalf

Utah, United States

Jane

Ontario, Canada

SS

Sandi Smith

Pimpama. Queensland, Australia

A

Alex

United States

ZS

Zach Silveira

Asheville, Nc, United States

B

BRB

Australia

Rasmus

Norway

BN

Brian Neilon

United States

JB

Jane Bean

United States

S

S

Canberra, Australia

JH

Jane Hanford

United Kingdom

Sean Richards

Wilmette, United States

Nethanel Kohen

NYC, United States

GA

Gabe Arnold

United States

L

Liz

Canada

HB

Hugo Boss

United Kingdom

H

Hayley

Australia

MR

Micky Richards

United Kingdom

MC

Melissa Corrigan

Richmond, California, United States

RA

Ravel Antunes

United States

RS

Rohan Singh

United States

MP

Michael Poley

United States

Thereze Ovid

Brooklyn, New York, United States

SD

Sheri Dieck

United States

Darren Jeppson

Denver, Colorado, United States

H

Haley

United States

JN

Julie Noel

United States

Mai Phuong Nguyen

Nashville, United States

JL

James Little

United Kingdom

J

Johanna

Zürich, Austria

L

lysander

Australia

AP

Ariel Pollak

United States

A

Alex

United States

PB

Powered by me

European Union, Netherlands

CoBon

Stubbæk, Denmark

Daniel Toke Hansen

Copenhagen, Denmark

RD

Roel De Meester

Antwerpen, Belgium

Adam Öhman

Norrköping, Sweden

Greg DeKoenigsberg

Durham NC, United States

LM

Lee Montecucco

Washington State, United States

D

Daniel

Hong Kong

sbdoc

Reno, United States

Tim

Utrecht, Netherlands

A

Axel

Berlin, Germany

Frosty

North Pole, United States

Sayuri

United Kingdom

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