Loan to put up a bigger shed for my grocery

Albert

Baba Dogo, Kenya

100% repaid

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Entrepreneur

Name

Albert

Member since

April 2016

On-time repayments

190 installments  •  44%

About Me

I was raised in rural kenya, in Nyanza province. I attended my studies in Nyanturago, high and i did not get good grades.so i started doing manual jobs at my homicile. I collected some moneies i started my small business of rearing poultry and

horticulture. by so doing the a mount the profits i got helped me fend ma famile.
The people of my village live simple lives and depend on agriculture for their day to day need. This is why i concentrate in agriculture so that i can give my children good education.
My son wants to be a pilot when he grows up and the other wants to be a mechanic.
During my free time i like singing in my church choir as well as helping chi;dren in the Sunday school classes. I heard of zidisha from friend and thought of trying it.

My Business

A part from the rearing of chicken and farming, i have started a business of selling grocery, and selling of second hand clothes in a trade center that is near my home. I opted for this business because people that live in this small town do not have farms , so i do supply them with farm produce such as kales, tomatoes, onions, and

sometimes milk from the farm. I chose this kind of business because it is easy to start as it requires a small capital., moreover most of the things that i sell i get them directly from my farm.

I use the profits from my business for personal development and for paying fees for my children

Loan Proposal

I need this loan to expand my business. to set up a bigger shade from where i sell my products. I basically need iron sheets, nails, timber and labor fees

Iron sheets- 100 dollars
timber-50 dollars
labor-20 dollar
Nails-5 dollars

Feedback

1

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  • M

    Margaret    Oct 12, 2017

    Albert paid off his loan in a timely manner, I would gladly lend to him again and encourage others to do the same.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$200.00

Date disbursed

May 3, 2016

Repayment status

On Time

Projected term

7 months

Other loans

Dec 2016:  $400

Oct 2017:  $799

Lenders

PG

Paul Graham

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

Ask Albert a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Albert    Apr 14, 2018

    Dear Lenders,

    I take this opportunity to thank all of you for bearing with me. I managed to pay all pending installments and i thank God for you.

    Kind regards

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  • Albert    Mar 28, 2018

    Dear Lenders,

    Hi to you all, i am sorry to inform you that i have not sent my 2 installments. My business is not doing well. I also lost my uncle. I promise to pay as soon as possible. Many thanks

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  • Albert    Mar 3, 2018

    Dear Lenders,

    I am adjusting my installment downwards as my business is not doing well. Am sorry about this situation.

    Many thanks

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  • Albert    Mar 3, 2018

    Dear Lenders,

    I hope this message finds you well. I am sorry that my business is low a bit hence the late payment. I am adjusting my instalment downwards as my financial status is down.

    Many thanks

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  • Albert    Feb 13, 2018

    Dear lenders,
    Hope this post finds you all well. My business is doing well thanks to your assistance. May God bless you all.

    Best regards

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  • Albert    Dec 20, 2017

    Hello Lenders,

    Just to let you know that despite taking a loan to pay for my kids fee my business is still doing fine.
    Many thanks

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  • Albert    Nov 28, 2017

    Hello Zidisha Team
    I managed to get Lucy Atieno on phone yesterday. She explained that her business has not been doing well because of the political climate in Kenya. She told me she will resume payment by next week. Otherwise i was so happy to know she is still doing all she can to have the loan serviced soonest possible as she wants to take another one.

    Many thanks

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  • Albert    Nov 18, 2017

    Hello Lenders,

    I am writing to request for a reduction of my weekly installments from Kshs2,000/= to Kshs500.00; as my business is not doing very well.

    Thanking you in advance

    Albert Mochama

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  • Albert    Nov 6, 2017

    Hello my lenders.

    I am so grateful for the disbursing of my loan funds to my account number.

    As i had explained to you; this amount will go to paying my kid's school fees.
    May God bless you all as you continue uplifting peoples lives.

    Many thanks

    Albert

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  • Albert    Oct 21, 2017

    Thank you Margaret for the above messages.
    I am so happy today confirming my loan which you have fully funded. i am so grateful to all of you. As i had indicated; i will pay for my kids education. I am at peace now knowing their fee is fully covered come next year. May God bless you abudantly

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  • Albert    Oct 18, 2017

    Thank you Margaret

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  • M

    Margaret    Oct 18, 2017

    Good luck Albert with your new loan!

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  • Albert    Oct 14, 2017

    Hello my lenders,

    Thank you for approving my loan. Am waiting for it to be fully funded. Many thanks

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  • Albert    Oct 11, 2017

    Dear Lenders,
    Today am very happy that you have credited my payment. I have applied for a new loan for school fees too. Many thanks to you for uplifting my family's life. May God bless you all

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  • Albert    Oct 10, 2017

    Hello zidisha team,

    Thank you for your continued support.

    Kindly let me know if you received my last installment of Kshs.15,060.00 vide Mpesa ref LJ92M2DYPG for account 0728 530493 on 9/10/2017 at 5.39 p.m. I would like to apply for another loan. Please advise

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  • Albert    Oct 10, 2017

    Hello my esteemed lenders. Just to let you know that I have cleared my loan balance though the 2nd installment of Ksh15,000.00 has not been credited into my account yet. I want now to apply for another loan so as to pay school fee for my three kids for the whole of next year. Many thanks. God bless

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  • Albert    Oct 9, 2017

    Now that i have cleared the fees for my kids this year i want to clear my outstanding amount in 2 installment so as to pave way for me to take another loan.

    The next loan, if approved shall be for my kids school fees for next year.

    Thanks in advance.

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  • Albert    Sep 18, 2017

    Hello my esteemed lenders.
    After alot of calculations i have requested to be allowed to lower my installment currently because of the following:-

    1] My business is not doing well currently
    2] I am hard pressed to finish paying fees for my daughter who is in form III

    I promise to to review my installment once i am stable.

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  • Albert    Jun 19, 2017

    Hi my esteemed lender, i have out of sorts for quite sometime. This is after I was involved in a road accident that's why my repayment graph has dropped. Am honestly sorry. Thanks .

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  • M

    Margaret    Mar 10, 2017

    Hi Albert,
    You can contact [email protected] anytime you need to make changes to your payment plan.
    I am happy to hear your children are getting an education. Best of luck to you in your grocery business. Regards, Margaret

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