Loan to stock my grocery shop

Ernestina

Asawinso, Sefwi, Ghana

4% repaid

Entrepreneur

Name

Ernestina

Member since

June 2016

On-time repayments

153 installments  •  66%

About Me

I am called Ernestina Abiaw, a very famous Lady that comes from Sefwi Asawinso. Asawinso is a well known town dominated by cocoa farmers in the western part of Ghana. I was born on 26th March , 1980 by Mr and Mrs Abiaw both are devoted Christians. At my childhood days, I used to accompany my parents to the farm very often because , educating the girl child was not a priority. It was said then that , the role of the girl child was in the kitchen since she will definitely marry and be taking care of the children at home. This in fact, made me to enter into provisions business which I have never regretted since taken that venture. In the future, I would love to see my children attaining higher education especially, the females. I like watching films and playing gospel music whenever I am free .

My Business

Dear lenders, it is not easy to find and to be part of a family which is so trustworthy like zidisha. I always thank God for me to be accepted as a member of this wonderful and caring family. My lenders , my first and second loans were used to establish provision store which is still doing well and fetching me with some profit to crater for my family. But now, my dear lenders, I want to add farming to my bysiness by growing leguminous crops, specifically, growing of soya beans. Recently , Government of Ghana has come out with planting for food and job policy ,where specific crops like soya beans, bambara beans and maize have been selected for nationwide cultivation. At the end, Government will buy the produce from farmers and sell to institutions and the general public, thereby reducing incident of post harvest lost to farmers. I want to take advantage of this thereby cultivating soya beans on a large scale to make more profit to take care of my self and my siblings.

Loan Proposal

Thank you my lenders for your continuous financial assistance giving to me. I am very grateful to you all. The dry season has set in in Ghana so I cannot continue my soybeans farm. Therefore, when I get this loan my lenders, I will use to stock my grocery shop with different items to make more gains. I will use the loan to buy the following items:
Milo & milk=$150
iodated salt=$100
Imported rice=$150
Sardines=$100
Pampers=$100
Footwears &shoes=$200
Sugar=$100
Nido=$100
Transportation=$70
My lenders, at the end of the sales, I intend to use my profit to expand my business and also pay back my loan on time as I have done to my previous loans
Thank you.

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,065.00

Date disbursed

Nov 4, 2017

Repayment status

Late

Projected term

39 months

Lenders

JimVandegriff

Trinidad, California, United States

xtrahardware

Cazenovia, United States

PG

Paul Graham

United States

Humble Bundle Community

San Francisco, United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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Summary

Amount repaid

$45.35

Amount remaining

$1,019.83

Expected completion

Aug 26, 2019

Status

Repaying late

Installment amount

$0.23

Repayment History

Expected Payments Actual Payments
Nov 13, 2017 $11.63 Nov 14, 2017 $11.63
Nov 20, 2017 $1.16 Nov 23, 2017 $1.16
Nov 27, 2017 $1.16 Nov 30, 2017 $1.16
Dec 4, 2017 $1.16 Dec 10, 2017 $1.16
Dec 11, 2017 $1.16 Dec 10, 2017 $1.16
Dec 18, 2017 $1.16 Dec 22, 2017 $1.16
Dec 25, 2017 $1.16 Dec 25, 2017 $1.16
Jan 1, 2018 $1.16 Jan 7, 2018 $1.16
Jan 8, 2018 $1.16 Jan 11, 2018 $1.16
Jan 15, 2018 $1.16 Jan 20, 2018 $1.16
Jan 22, 2018 $1.16 Jan 27, 2018 $1.16
Jan 29, 2018 $1.16 Feb 1, 2018 $1.16
Feb 5, 2018 $0.70 Feb 15, 2018 $0.70
Feb 12, 2018 $0.00
Feb 19, 2018 $0.70 Feb 19, 2018 $0.70
Feb 26, 2018 $0.70 Mar 6, 2018 $0.70
Mar 5, 2018 $0.70 Mar 6, 2018 $0.23
Mar 14, 2018 $0.47
Mar 12, 2018 $0.70 Mar 24, 2018 $0.70
Mar 19, 2018 $0.70 Mar 29, 2018 $0.70
Mar 26, 2018 $0.70 Apr 4, 2018 $0.70
Apr 2, 2018 $0.70 Apr 6, 2018 $0.70
Apr 9, 2018 $0.70 Apr 19, 2018 $0.70
Apr 16, 2018 $0.00
Apr 23, 2018 $0.00
Apr 30, 2018 $0.47 May 5, 2018 $0.47
May 7, 2018 $0.70 May 5, 2018 $0.23
May 11, 2018 $0.47
May 14, 2018 $0.70 May 11, 2018 $0.23
May 23, 2018 $0.47
May 21, 2018 $0.70 May 23, 2018 $0.23
May 25, 2018 $0.47
May 28, 2018 $0.70 Jun 5, 2018 $0.70
Jun 4, 2018 $0.70 Jun 7, 2018 $0.70
Jun 11, 2018 $0.70 Jun 15, 2018 $0.70
Jun 18, 2018 $0.70 Jun 21, 2018 $0.70
Jun 25, 2018 $0.70 Jul 4, 2018 $0.70
Jul 2, 2018 $0.70 Jul 12, 2018 $0.70
Jul 9, 2018 $0.70 Jul 21, 2018 $0.70
Jul 16, 2018 $0.70 Jul 25, 2018 $0.70
Jul 23, 2018 $0.70 Aug 2, 2018 $0.70
Jul 30, 2018 $0.70 Aug 7, 2018 $0.70
Aug 6, 2018 $0.70 Aug 8, 2018 $0.70
Aug 13, 2018 $0.47 Dec 22, 2018 $0.47
Aug 20, 2018 $0.00
Aug 27, 2018 $0.00
Sep 3, 2018 $0.00
Sep 10, 2018 $0.00
Sep 17, 2018 $0.00
Sep 24, 2018 $0.00
Oct 1, 2018 $0.00
Oct 8, 2018 $0.00
Oct 15, 2018 $0.00
Oct 22, 2018 $0.00
Oct 29, 2018 $0.00
Nov 5, 2018 $0.00
Nov 12, 2018 $0.00
Nov 19, 2018 $0.00
Nov 26, 2018 $0.00
Dec 3, 2018 $0.00
Dec 10, 2018 $0.00
Dec 17, 2018 $0.00
Dec 24, 2018 $0.47 Dec 25, 2018 $0.47
Dec 31, 2018 $0.47 Jan 1, 2019 $0.47
Jan 7, 2019 $0.47 Jan 8, 2019 $0.47
Jan 14, 2019 $0.47 Jan 18, 2019 $0.47
Jan 21, 2019 $0.47 Jan 25, 2019 $0.47
Jan 28, 2019 $0.70 Feb 2, 2019 $0.70
Feb 4, 2019 $0.23 Feb 4, 2019 $0.23
Feb 11, 2019 $0.23 Feb 11, 2019 $0.23
Feb 18, 2019 $0.23 Feb 24, 2019 $0.23
Feb 25, 2019 $0.23 Mar 7, 2019 $0.23
Mar 4, 2019 $0.23
Mar 11, 2019 $41.17
Mar 18, 2019 $41.17
Mar 25, 2019 $41.17
Apr 1, 2019 $41.17
Apr 8, 2019 $41.17
Apr 15, 2019 $41.17
Apr 22, 2019 $41.17
Apr 29, 2019 $41.17
May 6, 2019 $41.17
May 13, 2019 $41.17
May 20, 2019 $41.17
May 27, 2019 $41.17
Jun 3, 2019 $41.17
Jun 10, 2019 $41.17
Jun 17, 2019 $41.17
Jun 24, 2019 $41.17
Jul 1, 2019 $41.17
Jul 8, 2019 $41.17
Jul 15, 2019 $41.17
Jul 22, 2019 $41.17
Jul 29, 2019 $41.17
Aug 5, 2019 $41.17
Aug 12, 2019 $41.17
Aug 19, 2019 $41.17
Aug 26, 2019 $31.63

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