Loan to support food sales business

Kennedy

Sunyani Corronation Park, Ghana

1% repaid

Entrepreneur

Name

Kennedy

Member since

February 2016

On-time repayments

50 installments  •  46%

About Me

Kennedy Osborn is my name. I am a gentleman of 31years. I come from Sunyani in the Brong Ahafo Region of Ghana.
My father is Mr James Brifah and my mother is Mrs. Ama Brifah .
I have two sister and one brother. I attended my basic school at St Timothy Preparatory school and later furthered to Senya Senior High.
My parents farm and so they introduced me to farming.
I am married with one son. The food i like best is fufu and light soup. My hobby is playing football.
I am also a fun of music and can sing very well. I am part of the choir in my church and can also play the traditional drums very well.
I like business too.

My Business

My business is farming. I grow cassava, maize, beans,and other vegetables annually and after harvest, I sell to market women who are retailers of these products. My farm is located in Sunyani in the Brong Ahafo region of Ghana, about 3km away from where I live.
I am able to make two harvests in a year and after each harvest, I dry the crops I must dry and later sell to retailers.
Out of 15 acres of the land I cultivate, four and a half acres of the land is for beans whilst another three and a half is for cultivating maize and the other acres is for the cultivation of my vegetables
and cassava.
I am able to obtain about 20 bags of each crop, after each harvest and also enough vegetables for sale. I gain a lot of money. A lot of hard work and Money do I invest in the farm from land preparation to harvesting of the crops as well as sales.
I employ men and women who help me on the farm to clear the land, cultivate and harvest the crops. I also hire tractors to plough the land. When the crops are cultivated, I apply fertilizers to help the crops do well.

Loan Proposal

Dear Zidisha team and lenders., thanks for the first loan. It really helped a lot.
My wife and I request a second loan of GHS 1926 to sustain our local restaurant popularly called chop bar.
We need GHS1000 to purchase a new piece of land on which we will move the wooden structure.
We need GHS 300 to pay the carpenters who will work on the structure.
We need GHS 300 to buy additional foodstuffs or raw materials.
We will use GHS 300 to acquire additional cooking utensils, tables and chairs on which customers will sit and eat.
We prepare mainly fufu with light soup and banku with okro stew.
We promise to always be faithful in repaying.
Thanks.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$498.00

Date disbursed

Sep 3, 2016

Repayment status

Late

Projected term

65 months

Other loans

Lenders

PG

Paul Graham

United States

The Zinc Team

San Francisco, United States

A

Anonymous

United States

A

Anonymous

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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  • Kennedy    Feb 6, 2017

    I need to reduce payment and increase soon please

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  • Kennedy    Dec 29, 2016

    I will increase later

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  • Kennedy    Oct 29, 2016

    please I want to decrease payment

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  • Kennedy    Oct 12, 2016

    Pls i will increase payment very soon

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  • Kennedy    Sep 5, 2016

    thanks for the loan. I received ghs1931. this will help reestablish our chop bar.
    I promise to remain faithful with payment

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  • Kennedy    Aug 29, 2016

    dear zidisha team, please disburse my loan for me today so I can use to sustain our chop bar business

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  • Kennedy    Aug 27, 2016

    please zidisha team, my loan has been fully funded and has been awaiting disbursement. kindly disburse to me by Monday so I can invest in our chop bar business. Thanks.

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  • Kennedy    Aug 18, 2016

    Thank you lenders for the loan. As stated in the proposal l will use the money to move our chop bar to a new location we can call our own and get the additional utensils.
    I promise to repay on time

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  • Kennedy    Aug 10, 2016

    Dear lenders and zidisha team, thank you greatly for the first loan given to me. My crops were in a very bad state and I was about losing everything when you came in to give me the loan. I bought weedkillers, fertilizers and watering can and other farm tools and after using on my farm I was able to gain back my usual yield. Though there was not a tremendous increase in yield due to delayed rainfalls which is the major source of water for form lands in my community, I did not run much loss because at least I made my usual harvest and after sales I made 13% more profit of the former profit.
    Thanks a lot my dear lenders and zidisha team.

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  • Kennedy    Aug 2, 2016

    l want to reduce payment in order not to have reduced on time payment

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  • Kennedy    Jul 20, 2016

    Business has been good

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  • Kennedy    Jul 5, 2016

    l am increasing payment because business is doing better.

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  • Kennedy    Jun 14, 2016

    l need reduction

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  • Kennedy    May 20, 2016

    Business is rising again.

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  • Kennedy    Mar 25, 2016

    I have incurred a serious debt.

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  • Kennedy    Mar 18, 2016

    I made my first repayment last sunday, which was credited but it was later discredited.
    Please do something about it.

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  • Kennedy    Mar 11, 2016

    Dear lenders and Zidisha Team, I am happy to inform you that business is going on well. My crops are really doing well.
    Thank you for he help.
    I really appreciate.

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  • Kennedy    Mar 2, 2016

    Dear Lenders and Zidisha Team,
    Please, I have received my first loan and have made the purchase of fertilizers and pesticides. I hope my crops will do so well. Thank you.

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  • Kennedy    Feb 17, 2016

    I want to thank all lenders who have helped fund my loan.

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