Entrepreneur
Name
Joseph
Member since
January 2015
On-time repayments
210 installments • 56%
About Me
My Name is Joseph Ojuok from Kojwach Ringa village in South Nyanza, Homabay county am the second last born in a family of ten. I went to Kojwach Primary School and later Joined Ringa Secondary School as a days collar. Where i cleared my fourth form. I have survived with my mum for so many after losing my dad in 1978 when I was four years old. My mother who since I was born is a village mother took care of us with small business of selling fish and milk, I admire her for that. I am married and blessed with two beautiful kids’ one in form two and another in class 5. Both in public government schools. I would love my children to live a comfortable life when they grow up and have good jobs than being a local business man as I am.
My Business
I developed interest to produce local poultry that I put on the market as well as sell eggs one and half years ago. I personally went to Kenya Agricultural research Institute to inquire more and be advised on how to start breeding local chickens for commercial use. Their field Consultant Mr. Martin properly advised me on how to construct chicken house, vaccination and feeding programs, Hence I ordered from them( KARI )50 chickens. Out of 50, 10 died and remained with 23 layers and 3 cocks the rest I sold off(Cocks only). I am happy every day I get 15-18 eggs which sell at ksh 20 each. Many village farmers come to me for the eggs to hatch on their own because I have a specially improved Chicken which lay fertilized eggs every day. My chickens are good quality so I have many clients mainly farmers who admire my farm. I have one dedicated person who help me in vaccination of my chickens and often look for their food and hygiene. I have saved from sales of eggs and recently 4 months back ordered for another one hundred chickens (100) which are to start laying in less than 2 months from now. It is my dream to expand my farm to a limit it is recognized by our extended community and government at large as a source of income for many people.
If you lend me credit, it will not only allow me to expand my poultry farm but I will also employ others at the village level hence also play role in reducing poverty in our country. Above all my income will increase and I shall be able to help other less fortunate in our society.
Thank you
Loan Proposal
My interest is to stock feeds for my existing poultry farm which has always been my greatest challenge. I have 70 free range poultry which gives me daily fertilized eggs between 25-45 per day which sell @ USD 0.19 each. That means my daily income is USD 5.7 on average and weekly 39.9USD.
Feeding is the biggest challenge hence if i get a loan which i intend to fully pay within 3 months as i intend to add more chicken.
Therefore my lowest monthly income will be 159.6USD hence within three months i shall comfortably repay the loan in full as well as my local farm assistant and move on to the next phase.
Thank you for your continued support, Zidisha Team!! My future Hope!!
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Loan Info
Project Type
Classic Loan
Disbursed amount
$350.00
Date disbursed
Jan 17, 2016
Repayment status
On Time
Projected term
37 months
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Summary
Amount repaid
$367.90
Amount remaining
$0.00
Date repaid
Feb 20, 2019
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jan 30, 2016 | $24.00 | Feb 1, 2016 | $24.00 |
| Feb 6, 2016 | $24.00 | Feb 11, 2016 | $24.00 |
| Feb 13, 2016 | $7.00 | Feb 15, 2016 | $7.00 |
| Feb 20, 2016 | $7.00 | Feb 29, 2016 | $7.00 |
| Feb 27, 2016 | $7.00 | Feb 29, 2016 | $7.00 |
| Mar 5, 2016 | $7.00 | Mar 13, 2016 | $7.00 |
| Mar 12, 2016 | $7.00 | Mar 31, 2016 | $7.00 |
| Mar 19, 2016 | $7.00 | Mar 31, 2016 | $7.00 |
| Mar 26, 2016 | $7.00 | Mar 31, 2016 | $7.00 |
| Apr 2, 2016 | $0.00 | ||
| Apr 9, 2016 | $3.00 | Apr 12, 2016 | $3.00 |
| Apr 16, 2016 | $3.00 | Apr 20, 2016 | $3.00 |
| Apr 23, 2016 | $3.00 | May 6, 2016 | $3.00 |
| Apr 30, 2016 | $3.00 | May 6, 2016 | $3.00 |
| May 7, 2016 | $3.00 | May 16, 2016 | $3.00 |
| May 14, 2016 | $3.00 | May 16, 2016 | $3.00 |
| May 21, 2016 | $3.00 | May 30, 2016 | $3.00 |
| May 28, 2016 | $3.00 | May 30, 2016 | $3.00 |
| Jun 4, 2016 | $3.00 | Jun 23, 2016 | $3.00 |
| Jun 11, 2016 | $3.00 | Jun 23, 2016 | $3.00 |
| Jun 18, 2016 | $3.00 | Jun 23, 2016 | $1.00 |
| Jun 29, 2016 | $2.00 | ||
| Jun 25, 2016 | $3.00 | Jun 29, 2016 | $3.00 |
| Jul 2, 2016 | $3.00 | Jun 29, 2016 | $1.00 |
| Jul 18, 2016 | $2.00 | ||
| Jul 9, 2016 | $3.00 | Jul 18, 2016 | $3.00 |
| Jul 16, 2016 | $3.00 | Jul 18, 2016 | $1.00 |
| Jul 29, 2016 | $2.00 | ||
| Jul 23, 2016 | $3.00 | Jul 29, 2016 | $3.00 |
| Jul 30, 2016 | $3.00 | Jul 29, 2016 | $1.00 |
| Aug 16, 2016 | $2.00 | ||
| Aug 6, 2016 | $3.00 | Aug 16, 2016 | $3.00 |
| Aug 13, 2016 | $3.00 | Aug 16, 2016 | $2.00 |
| Sep 4, 2016 | $1.00 | ||
| Aug 20, 2016 | $3.00 | Sep 4, 2016 | $2.00 |
| Sep 14, 2016 | $1.00 | ||
| Aug 27, 2016 | $3.00 | Sep 14, 2016 | $3.00 |
| Sep 3, 2016 | $3.00 | Sep 14, 2016 | $3.00 |
| Sep 10, 2016 | $3.00 | Sep 14, 2016 | $2.00 |
| Sep 23, 2016 | $1.00 | ||
| Sep 17, 2016 | $3.00 | Sep 23, 2016 | $3.00 |
| Sep 24, 2016 | $3.00 | Sep 30, 2016 | $3.00 |
| Oct 1, 2016 | $3.00 | Sep 30, 2016 | $3.00 |
| Oct 8, 2016 | $3.00 | Oct 6, 2016 | $3.00 |
| Oct 15, 2016 | $3.00 | Oct 14, 2016 | $3.00 |
| Oct 22, 2016 | $3.00 | Oct 22, 2016 | $3.00 |
| Oct 29, 2016 | $3.00 | Nov 2, 2016 | $3.00 |
| Nov 5, 2016 | $3.00 | Nov 4, 2016 | $3.00 |
| Nov 12, 2016 | $3.00 | Nov 12, 2016 | $3.00 |
| Nov 19, 2016 | $3.00 | Nov 18, 2016 | $3.00 |
| Nov 26, 2016 | $3.00 | Nov 25, 2016 | $3.00 |
| Dec 3, 2016 | $3.00 | Dec 7, 2016 | $3.00 |
| Dec 10, 2016 | $3.00 | Dec 7, 2016 | $3.00 |
| Dec 17, 2016 | $3.00 | Dec 17, 2016 | $3.00 |
| Dec 24, 2016 | $3.00 | Dec 24, 2016 | $3.00 |
| Dec 31, 2016 | $3.00 | Dec 30, 2016 | $3.00 |
| Jan 7, 2017 | $3.00 | Jan 13, 2017 | $3.00 |
| Jan 14, 2017 | $3.00 | Jan 13, 2017 | $3.00 |
| Jan 21, 2017 | $3.00 | Feb 7, 2017 | $3.00 |
| Jan 28, 2017 | $3.00 | Feb 7, 2017 | $3.00 |
| Feb 4, 2017 | $3.00 | Feb 14, 2017 | $3.00 |
| Feb 11, 2017 | $3.00 | Feb 17, 2017 | $3.00 |
| Feb 18, 2017 | $3.00 | Mar 9, 2017 | $3.00 |
| Feb 25, 2017 | $3.00 | Apr 6, 2017 | $3.00 |
| Mar 4, 2017 | $3.00 | Apr 6, 2017 | $3.00 |
| Mar 11, 2017 | $3.00 | Apr 6, 2017 | $3.00 |
| Mar 18, 2017 | $3.00 | Apr 6, 2017 | $3.00 |
| Mar 25, 2017 | $3.00 | Apr 6, 2017 | $3.00 |
| Apr 1, 2017 | $3.00 | Apr 6, 2017 | $3.00 |
| Apr 8, 2017 | $3.00 | Apr 6, 2017 | $3.00 |
| Apr 15, 2017 | $0.00 | ||
| Apr 22, 2017 | $0.00 | ||
| Apr 29, 2017 | $0.00 | ||
| May 6, 2017 | $0.00 | ||
| May 13, 2017 | $0.00 | ||
| May 20, 2017 | $0.00 | ||
| May 27, 2017 | $0.00 | ||
| Jun 3, 2017 | $0.00 | ||
| Jun 10, 2017 | $0.00 | ||
| Jun 17, 2017 | $0.00 | ||
| Jun 24, 2017 | $0.00 | ||
| Jul 1, 2017 | $0.00 | ||
| Jul 8, 2017 | $0.00 | ||
| Jul 15, 2017 | $0.00 | ||
| Jul 22, 2017 | $0.00 | ||
| Jul 29, 2017 | $0.00 | ||
| Aug 5, 2017 | $0.00 | ||
| Aug 12, 2017 | $0.00 | ||
| Aug 19, 2017 | $1.00 | Aug 26, 2017 | $1.00 |
| Aug 26, 2017 | $1.00 | Aug 26, 2017 | $1.00 |
| Sep 2, 2017 | $1.00 | Sep 5, 2017 | $1.00 |
| Sep 9, 2017 | $1.00 | Sep 5, 2017 | $1.00 |
| Sep 16, 2017 | $1.00 | Sep 14, 2017 | $1.00 |
| Sep 23, 2017 | $1.00 | Sep 14, 2017 | $1.00 |
| Sep 30, 2017 | $1.00 | Sep 25, 2017 | $1.00 |
| Oct 7, 2017 | $1.00 | Sep 25, 2017 | $1.00 |
| Oct 14, 2017 | $1.00 | Sep 25, 2017 | $1.00 |
| Oct 21, 2017 | $1.00 | Oct 21, 2017 | $1.00 |
| Oct 28, 2017 | $1.00 | Oct 21, 2017 | $1.00 |
| Nov 4, 2017 | $1.00 | Nov 1, 2017 | $1.00 |
| Nov 11, 2017 | $40.00 | Oct 19, 2018 | $18.00 |
| Oct 25, 2018 | $22.00 | ||
| Nov 18, 2017 | $1.00 | Oct 25, 2018 | $1.00 |
| Nov 25, 2017 | $0.00 | ||
| Dec 2, 2017 | $0.00 | ||
| Dec 9, 2017 | $0.00 | ||
| Dec 16, 2017 | $0.00 | ||
| Dec 23, 2017 | $0.00 | ||
| Dec 30, 2017 | $0.00 | ||
| Jan 6, 2018 | $0.00 | ||
| Jan 13, 2018 | $0.00 | ||
| Jan 20, 2018 | $0.00 | ||
| Jan 27, 2018 | $0.00 | ||
| Feb 3, 2018 | $0.00 | ||
| Feb 10, 2018 | $0.00 | ||
| Feb 17, 2018 | $0.00 | ||
| Feb 24, 2018 | $0.00 | ||
| Mar 3, 2018 | $0.00 | ||
| Mar 10, 2018 | $0.00 | ||
| Mar 17, 2018 | $0.00 | ||
| Mar 24, 2018 | $0.00 | ||
| Mar 31, 2018 | $0.00 | ||
| Apr 7, 2018 | $0.00 | ||
| Apr 14, 2018 | $0.00 | ||
| Apr 21, 2018 | $0.00 | ||
| Apr 28, 2018 | $0.00 | ||
| May 5, 2018 | $0.00 | ||
| May 12, 2018 | $0.00 | ||
| May 19, 2018 | $0.00 | ||
| May 26, 2018 | $0.00 | ||
| Jun 2, 2018 | $0.00 | ||
| Jun 9, 2018 | $0.00 | ||
| Jun 16, 2018 | $0.00 | ||
| Jun 23, 2018 | $0.00 | ||
| Jun 30, 2018 | $0.00 | ||
| Jul 7, 2018 | $0.00 | ||
| Jul 14, 2018 | $0.00 | ||
| Jul 21, 2018 | $0.00 | ||
| Jul 28, 2018 | $0.00 | ||
| Aug 4, 2018 | $0.00 | ||
| Aug 11, 2018 | $0.00 | ||
| Aug 18, 2018 | $0.00 | ||
| Aug 25, 2018 | $0.00 | ||
| Sep 1, 2018 | $0.00 | ||
| Sep 8, 2018 | $0.00 | ||
| Sep 15, 2018 | $0.00 | ||
| Sep 22, 2018 | $0.00 | ||
| Sep 29, 2018 | $0.00 | ||
| Oct 6, 2018 | $0.00 | ||
| Oct 13, 2018 | $0.00 | ||
| Oct 20, 2018 | $0.00 | ||
| Oct 27, 2018 | $2.00 | Oct 26, 2018 | $2.00 |
| Nov 3, 2018 | $2.00 | Oct 26, 2018 | $2.00 |
| Nov 10, 2018 | $2.00 | Nov 9, 2018 | $2.00 |
| Nov 17, 2018 | $2.00 | Nov 17, 2018 | $2.00 |
| Nov 24, 2018 | $2.00 | Nov 22, 2018 | $2.00 |
| Dec 1, 2018 | $2.00 | Nov 30, 2018 | $2.00 |
| Dec 8, 2018 | $2.00 | Dec 7, 2018 | $2.00 |
| Dec 15, 2018 | $2.00 | Dec 14, 2018 | $2.00 |
| Dec 22, 2018 | $2.00 | Dec 20, 2018 | $2.00 |
| Dec 29, 2018 | $2.00 | Dec 27, 2018 | $2.00 |
| Jan 5, 2019 | $2.00 | Dec 27, 2018 | $2.00 |
| Jan 12, 2019 | $2.00 | Jan 12, 2019 | $2.00 |
| Jan 19, 2019 | $2.00 | Jan 12, 2019 | $1.00 |
| Jan 23, 2019 | $1.00 | ||
| Jan 26, 2019 | $2.00 | Jan 23, 2019 | $2.00 |
| Feb 2, 2019 | $2.00 | Feb 1, 2019 | $2.00 |
| Feb 9, 2019 | $2.00 | Feb 9, 2019 | $2.00 |
| Feb 16, 2019 | $2.00 | Feb 18, 2019 | $2.00 |
| Feb 23, 2019 | $24.90 | Feb 20, 2019 | $24.90 |
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