243 installments • 57%
My names are Mercy Mugure Kimani. I'm married and have 3 children. I was born in Kiambu district in the Kiambu county which was in the former Central province. This is about 50 miles from Nairobi.
I went for early education near my rural home, which is just a walking distance and this was so good as I did not get tired going to school, unlike my counterparts.
Later I went to a school in Nairobi, Uthiru Girls high school, and after my form 4 exams, I joined a college in Nairobi to do my study in Front Office & Housekeeping.
I got married in the year 2010 and relocated to my current township of Nakuru which is 130 miles south of Nairobi.
I have been practising horticulture with my 5th loan and am happy to let you know that it was a wise decision.
Farming is not only a passion that I have, but the challenges and the ability to oversee crops from seeds to maturity and finally selling them and earning brings lots of excitement.
The farming I was doing was overhead irrigation which has it's own shortcomings, but on the other hand the profits are big. Within the first 6 months, I had started realizing profits upto 80% more.
This is the reason I want to move to a more intesified Greenhouse farming which is more productive and harvest are bigger hence the projected income will definitely double in the next half year.
I am very thankful to all of you at Zidisha for the great work you have been doing. I also take this opportunity to thank all the lenders who have had a lot of faith in me and for your patience during my repayment of this loan and the previous ones. May God continue to bless all of your and your families.
My business has been expanding each new day and since I began about late 2015 and joined Zidisha in early 2016, my business has grown very much. I started with a few clothes and a saloon and later started a mobile money transfer business called M-Pesa, later on I ventured into school uniforms all under one roof and amazingly, my profits have increased to more than 100% since I joined Zidisha.
I would therefore like to request a loan to increase my M-Pesa float, this is a financial business where customers withdraw and deposit money using a mobile phone. The reason for this is that most of the business community around my shop do not have a place for financial services, this will also include my other walk-in customers as well.
I plan to build a dedicated desk at the corner of my shop which will deal with M-Pesa transactions only. I will buy a desk, a small safe for keeping the money and small machine that shows identifies fake currency.
The cost for this will be as follows
Fake currency detector....$20
Total amount is $380
I would like to assure you that with this amount, my profits will continue to improved and I plan to take my children to good school for them to have quality education.
May God bless you all.
Jun 27, 2017
Cost to entrepreneur
Service fee: $15.77