M-PESA mobile phone payment service

Stella

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Stella

Member since

February 2014

On-time repayments

244 installments  •  75%

About Me

My name is Stella Chepngeno. I am a young single mother with 2 children. I am a very industrious lady from Kiamunyi, Nakuru County. This is one of the blessed places because agriculture does really well. Agricultural activities range from tea, potato, pyrethrum and maize farming. Dairy farming also does well here. I cleared school from Keringet Boarding Primary school in 2003 after which I joint St. Clare High School for my Kenya Certificate of Secondary Education (KCSE). I qualified for a Bachelors Degree in Commerce (Marketing option) in Egerton University, Nakuru. I graduated in December 2013. Currently I am a business lady operating my own cyber Cafe and recently opened up a restaurant.

My Business

The cyber café and restaurant businesses have really been rewarding despite the covid-19 pandemic. I won’t fail to earn $250 on a bad month. My business is just a 2 kilometer-drive from Nakuru town. The estate holds, on average, many affluent residents. There are a few shops around putting me in a position to sell more. I also have an M-PESA and fully stocked retail shop . This is something common in Kenya and it enables people to deposit, send or receive money through their phones- mobile banking. The main challenge in my shop is that most residents buy goods in supermarkets in town as they head home from work in the evening. However, I never fail to get customers. The shop and M-Pesa gives me a profit of over $400. I am looking forward to growing my business even more and I would be grateful to all those who will help raise the loan to grow my business even more bigger.

Loan Proposal

First of all let me thank Zidisha for this opportunity to be part of them. I own a shop in Kiamunyi estate, just a 2 kilometer-drive from Nakuru town. In the shop, I also operate an M-pesa. This is something common in Kenya and it enables people to deposit, send or receive money through their phones- mobile banking. I will use the Zidisha Loan to add float to M-Pesa. This is the amount that should be in an M-Pesa phone for effective money transfer and withdrawal. This will in turn generate more money that I can use to stock my shop. Thank you.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Mar 4, 2014

Repayment status

On Time

Projected term

60 months

Lenders

A

adiipienaar

South Africa

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Summary

Amount repaid

$187.60

Amount remaining

$0.00

Date repaid

Aug 3, 2015

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Mar 17, 2014 $2.35 Mar 12, 2014 $2.35
Mar 24, 2014 $2.35 Mar 17, 2014 $2.35
Mar 31, 2014 $2.35 Mar 27, 2014 $2.35
Apr 7, 2014 $2.35 Apr 18, 2014 $2.35
Apr 14, 2014 $2.35 Apr 18, 2014 $2.35
Apr 21, 2014 $0.01 May 28, 2014 $0.01
Apr 28, 2014 $0.00
May 5, 2014 $0.00
May 12, 2014 $0.00
May 19, 2014 $0.00
May 26, 2014 $0.00
Jun 2, 2014 $0.71 May 28, 2014 $0.58
Jun 2, 2014 $0.13
Jun 9, 2014 $0.71 Jun 2, 2014 $0.58
Jun 10, 2014 $0.13
Jun 16, 2014 $0.71 Jun 10, 2014 $0.69
Jun 20, 2014 $0.01
Jun 23, 2014 $0.71 Jun 20, 2014 $0.69
Jul 2, 2014 $0.01
Jun 30, 2014 $0.71 Jul 2, 2014 $0.69
Jul 11, 2014 $0.01
Jul 7, 2014 $0.71 Jul 11, 2014 $0.69
Jul 18, 2014 $0.01
Jul 14, 2014 $0.71 Jul 18, 2014 $0.69
Jul 24, 2014 $0.01
Jul 21, 2014 $0.71 Jul 24, 2014 $0.69
Aug 1, 2014 $0.01
Jul 28, 2014 $0.71 Aug 1, 2014 $0.69
Aug 8, 2014 $0.01
Aug 4, 2014 $0.71 Aug 8, 2014 $0.69
Aug 25, 2014 $0.01
Aug 11, 2014 $0.71 Aug 25, 2014 $0.69
Aug 31, 2014 $0.01
Aug 18, 2014 $0.71 Aug 31, 2014 $0.69
Sep 1, 2014 $0.01
Aug 25, 2014 $0.71 Sep 1, 2014 $0.69
Sep 8, 2014 $0.01
Sep 1, 2014 $0.71 Sep 8, 2014 $0.71
Sep 8, 2014 $0.71 Sep 8, 2014 $0.69
Sep 18, 2014 $0.01
Sep 15, 2014 $0.71 Sep 18, 2014 $0.69
Sep 29, 2014 $0.01
Sep 22, 2014 $0.71 Sep 29, 2014 $0.71
Sep 29, 2014 $0.71 Sep 29, 2014 $0.69
Nov 5, 2014 $0.01
Oct 6, 2014 $0.71 Nov 5, 2014 $0.71
Oct 13, 2014 $0.71 Nov 5, 2014 $0.71
Oct 20, 2014 $0.71 Nov 5, 2014 $0.71
Oct 27, 2014 $0.71 Nov 5, 2014 $0.71
Nov 2, 2014 $0.71 Nov 5, 2014 $0.69
Nov 17, 2014 $0.01
Nov 9, 2014 $0.71 Nov 17, 2014 $0.69
Dec 3, 2014 $0.01
Nov 16, 2014 $0.71 Dec 3, 2014 $0.71
Nov 23, 2014 $0.71 Dec 3, 2014 $0.69
Dec 5, 2014 $0.01
Nov 30, 2014 $0.71 Dec 5, 2014 $0.69
Dec 6, 2014 $0.01
Dec 7, 2014 $0.71 Dec 6, 2014 $0.69
Dec 8, 2014 $0.01
Dec 14, 2014 $0.71 Dec 8, 2014 $0.69
Dec 15, 2014 $0.01
Dec 21, 2014 $0.71 Dec 15, 2014 $0.69
Dec 22, 2014 $0.01
Dec 28, 2014 $0.71 Dec 22, 2014 $0.69
Dec 29, 2014 $0.01
Jan 4, 2015 $0.71 Dec 29, 2014 $0.69
Jan 5, 2015 $0.01
Jan 11, 2015 $0.71 Jan 5, 2015 $0.69
Jan 12, 2015 $0.01
Jan 18, 2015 $0.71 Jan 12, 2015 $0.69
Jan 19, 2015 $0.01
Jan 25, 2015 $0.71 Jan 19, 2015 $0.69
Jan 26, 2015 $0.01
Feb 1, 2015 $0.71 Jan 26, 2015 $0.69
Feb 2, 2015 $0.01
Feb 8, 2015 $0.71 Feb 2, 2015 $0.69
Feb 9, 2015 $0.01
Feb 15, 2015 $0.71 Feb 9, 2015 $0.69
Feb 16, 2015 $0.01
Feb 22, 2015 $0.71 Feb 16, 2015 $0.69
Feb 23, 2015 $0.01
Mar 1, 2015 $0.71 Feb 23, 2015 $0.69
Mar 2, 2015 $0.01
Mar 9, 2015 $0.71 Mar 2, 2015 $0.69
Mar 9, 2015 $0.01
Mar 16, 2015 $0.71 Mar 9, 2015 $0.69
Mar 16, 2015 $0.01
Mar 23, 2015 $0.71 Mar 16, 2015 $0.69
Mar 23, 2015 $0.01
Mar 30, 2015 $0.71 Mar 23, 2015 $0.69
Mar 30, 2015 $0.01
Apr 6, 2015 $0.71 Mar 30, 2015 $0.69
Apr 6, 2015 $0.01
Apr 13, 2015 $0.71 Apr 6, 2015 $0.69
Apr 13, 2015 $0.01
Apr 20, 2015 $0.71 Apr 13, 2015 $0.69
Apr 20, 2015 $0.01
Apr 27, 2015 $0.71 Apr 20, 2015 $0.69
Apr 27, 2015 $0.01
May 4, 2015 $0.71 Apr 27, 2015 $0.69
May 4, 2015 $0.01
May 11, 2015 $0.71 May 4, 2015 $0.69
May 11, 2015 $0.01
May 18, 2015 $0.71 May 11, 2015 $0.69
May 18, 2015 $0.01
May 25, 2015 $0.71 May 18, 2015 $0.69
May 26, 2015 $0.01
Jun 1, 2015 $0.71 May 26, 2015 $0.69
Jun 1, 2015 $0.01
Jun 8, 2015 $0.71 Jun 1, 2015 $0.69
Jun 9, 2015 $0.01
Jun 15, 2015 $0.71 Jun 9, 2015 $0.69
Jun 16, 2015 $0.01
Jun 22, 2015 $0.71 Jun 16, 2015 $0.69
Jun 22, 2015 $0.01
Jun 29, 2015 $0.71 Jun 22, 2015 $0.69
Jun 29, 2015 $0.01
Jul 6, 2015 $0.71 Jun 29, 2015 $0.69
Jul 8, 2015 $0.01
Jul 13, 2015 $0.71 Jul 8, 2015 $0.69
Jul 14, 2015 $0.01
Jul 20, 2015 $0.71 Jul 14, 2015 $0.69
Jul 23, 2015 $0.01
Jul 27, 2015 $0.71 Jul 23, 2015 $0.69
Jul 28, 2015 $0.01
Aug 3, 2015 $0.71 Jul 28, 2015 $0.71
Aug 10, 2015 $0.71 Jul 28, 2015 $0.71
Aug 17, 2015 $0.71 Jul 28, 2015 $0.71
Aug 24, 2015 $0.71 Jul 28, 2015 $0.71
Aug 31, 2015 $0.71 Jul 28, 2015 $0.71
Sep 7, 2015 $0.71 Jul 28, 2015 $0.71
Sep 14, 2015 $0.71 Jul 28, 2015 $0.71
Sep 21, 2015 $0.71 Jul 28, 2015 $0.71
Sep 28, 2015 $0.71 Jul 28, 2015 $0.71
Oct 5, 2015 $0.71 Jul 28, 2015 $0.71
Oct 12, 2015 $0.71 Jul 28, 2015 $0.71
Oct 19, 2015 $0.71 Jul 28, 2015 $0.71
Oct 26, 2015 $0.71 Jul 28, 2015 $0.71
Nov 1, 2015 $0.71 Jul 28, 2015 $0.71
Nov 8, 2015 $0.71 Jul 28, 2015 $0.71
Nov 15, 2015 $0.71 Jul 28, 2015 $0.71
Nov 22, 2015 $0.71 Jul 28, 2015 $0.71
Nov 29, 2015 $0.71 Jul 28, 2015 $0.71
Dec 6, 2015 $0.71 Jul 28, 2015 $0.71
Dec 13, 2015 $0.71 Jul 28, 2015 $0.71
Dec 20, 2015 $0.71 Jul 28, 2015 $0.71
Dec 27, 2015 $0.71 Jul 28, 2015 $0.71
Jan 3, 2016 $0.71 Jul 28, 2015 $0.71
Jan 10, 2016 $0.71 Jul 28, 2015 $0.71
Jan 17, 2016 $0.71 Jul 28, 2015 $0.71
Jan 24, 2016 $0.71 Jul 28, 2015 $0.71
Jan 31, 2016 $0.71 Jul 28, 2015 $0.71
Feb 7, 2016 $0.71 Jul 28, 2015 $0.71
Feb 14, 2016 $0.71 Jul 28, 2015 $0.71
Feb 21, 2016 $0.71 Jul 28, 2015 $0.71
Feb 28, 2016 $0.71 Jul 28, 2015 $0.71
Mar 6, 2016 $0.71 Jul 28, 2015 $0.71
Mar 14, 2016 $0.71 Jul 28, 2015 $0.71
Mar 21, 2016 $0.71 Jul 28, 2015 $0.71
Mar 28, 2016 $0.71 Jul 28, 2015 $0.71
Apr 4, 2016 $0.71 Jul 28, 2015 $0.71
Apr 11, 2016 $0.71 Jul 28, 2015 $0.71
Apr 18, 2016 $0.71 Jul 28, 2015 $0.71
Apr 25, 2016 $0.71 Jul 28, 2015 $0.71
May 2, 2016 $0.71 Jul 28, 2015 $0.71
May 9, 2016 $0.71 Jul 28, 2015 $0.71
May 16, 2016 $0.71 Jul 28, 2015 $0.71
May 23, 2016 $0.71 Jul 28, 2015 $0.71
May 30, 2016 $0.71 Jul 28, 2015 $0.71
Jun 6, 2016 $0.71 Jul 28, 2015 $0.71
Jun 13, 2016 $0.71 Jul 28, 2015 $0.71
Jun 20, 2016 $0.71 Jul 28, 2015 $0.71
Jun 27, 2016 $0.71 Jul 28, 2015 $0.71
Jul 4, 2016 $0.71 Jul 28, 2015 $0.71
Jul 11, 2016 $0.71 Jul 28, 2015 $0.71
Jul 18, 2016 $0.71 Jul 28, 2015 $0.71
Jul 25, 2016 $0.71 Jul 28, 2015 $0.71
Aug 1, 2016 $0.71 Jul 28, 2015 $0.71
Aug 8, 2016 $0.71 Jul 28, 2015 $0.71
Aug 15, 2016 $0.71 Jul 28, 2015 $0.71
Aug 22, 2016 $0.71 Jul 28, 2015 $0.71
Aug 29, 2016 $0.71 Jul 28, 2015 $0.71
Sep 5, 2016 $0.71 Jul 28, 2015 $0.71
Sep 12, 2016 $0.71 Jul 28, 2015 $0.71
Sep 19, 2016 $0.71 Jul 28, 2015 $0.71
Sep 26, 2016 $0.71 Jul 28, 2015 $0.71
Oct 3, 2016 $0.71 Jul 28, 2015 $0.71
Oct 10, 2016 $0.71 Jul 28, 2015 $0.71
Oct 17, 2016 $0.71 Jul 28, 2015 $0.71
Oct 24, 2016 $0.71 Jul 28, 2015 $0.71
Oct 31, 2016 $0.71 Jul 28, 2015 $0.71
Nov 6, 2016 $0.71 Jul 28, 2015 $0.71
Nov 13, 2016 $0.71 Jul 28, 2015 $0.71
Nov 20, 2016 $0.71 Jul 28, 2015 $0.71
Nov 27, 2016 $0.71 Jul 28, 2015 $0.71
Dec 4, 2016 $0.71 Jul 28, 2015 $0.71
Dec 11, 2016 $0.71 Jul 28, 2015 $0.71
Dec 18, 2016 $0.71 Jul 28, 2015 $0.71
Dec 25, 2016 $0.71 Jul 28, 2015 $0.71
Jan 1, 2017 $0.71 Jul 28, 2015 $0.71
Jan 8, 2017 $0.71 Jul 28, 2015 $0.71
Jan 15, 2017 $0.71 Jul 28, 2015 $0.71
Jan 22, 2017 $0.71 Jul 28, 2015 $0.71
Jan 29, 2017 $0.71 Jul 28, 2015 $0.71
Feb 5, 2017 $0.71 Jul 28, 2015 $0.71
Feb 12, 2017 $0.71 Jul 28, 2015 $0.71
Feb 19, 2017 $0.71 Jul 28, 2015 $0.71
Feb 26, 2017 $0.71 Jul 28, 2015 $0.71
Mar 5, 2017 $0.71 Jul 28, 2015 $0.71
Mar 13, 2017 $0.71 Jul 28, 2015 $0.71
Mar 20, 2017 $0.71 Jul 28, 2015 $0.71
Mar 27, 2017 $0.71 Jul 28, 2015 $0.71
Apr 3, 2017 $0.71 Jul 28, 2015 $0.71
Apr 10, 2017 $0.71 Jul 28, 2015 $0.71
Apr 17, 2017 $0.71 Jul 28, 2015 $0.71
Apr 24, 2017 $0.71 Jul 28, 2015 $0.71
May 1, 2017 $0.71 Jul 28, 2015 $0.71
May 8, 2017 $0.71 Jul 28, 2015 $0.71
May 15, 2017 $0.71 Jul 28, 2015 $0.71
May 22, 2017 $0.71 Jul 28, 2015 $0.71
May 29, 2017 $0.71 Jul 28, 2015 $0.71
Jun 5, 2017 $0.71 Jul 28, 2015 $0.71
Jun 12, 2017 $0.71 Jul 28, 2015 $0.71
Jun 19, 2017 $0.71 Jul 28, 2015 $0.71
Jun 26, 2017 $0.71 Jul 28, 2015 $0.71
Jul 3, 2017 $0.71 Jul 28, 2015 $0.71
Jul 10, 2017 $0.71 Jul 28, 2015 $0.71
Jul 17, 2017 $0.71 Jul 28, 2015 $0.71
Jul 24, 2017 $0.71 Jul 28, 2015 $0.71
Jul 31, 2017 $0.71 Jul 28, 2015 $0.71
Aug 7, 2017 $0.71 Jul 28, 2015 $0.71
Aug 14, 2017 $0.71 Jul 28, 2015 $0.71
Aug 21, 2017 $0.71 Jul 28, 2015 $0.71
Aug 28, 2017 $0.71 Jul 28, 2015 $0.71
Sep 4, 2017 $0.71 Jul 28, 2015 $0.71
Sep 11, 2017 $0.71 Jul 28, 2015 $0.71
Sep 18, 2017 $0.71 Jul 28, 2015 $0.71
Sep 25, 2017 $0.71 Jul 28, 2015 $0.71
Oct 2, 2017 $0.71 Jul 28, 2015 $0.71
Oct 9, 2017 $0.71 Jul 28, 2015 $0.71
Oct 16, 2017 $0.71 Jul 28, 2015 $0.71
Oct 23, 2017 $0.71 Jul 28, 2015 $0.71
Oct 30, 2017 $0.71 Jul 28, 2015 $0.71
Nov 5, 2017 $0.71 Jul 28, 2015 $0.71
Nov 12, 2017 $0.71 Jul 28, 2015 $0.71
Nov 19, 2017 $0.71 Jul 28, 2015 $0.71
Nov 26, 2017 $0.71 Jul 28, 2015 $0.71
Dec 3, 2017 $0.71 Jul 28, 2015 $0.71
Dec 10, 2017 $0.71 Jul 28, 2015 $0.71
Dec 17, 2017 $0.71 Jul 28, 2015 $0.71
Dec 24, 2017 $0.71 Jul 28, 2015 $0.71
Dec 31, 2017 $0.71 Jul 28, 2015 $0.71
Jan 7, 2018 $0.71 Jul 28, 2015 $0.71
Jan 14, 2018 $0.71 Jul 28, 2015 $0.71
Jan 21, 2018 $0.71 Jul 28, 2015 $0.71
Jan 28, 2018 $0.71 Jul 28, 2015 $0.71
Feb 4, 2018 $0.71 Jul 28, 2015 $0.71
Feb 11, 2018 $0.71 Jul 28, 2015 $0.71
Feb 18, 2018 $0.71 Jul 28, 2015 $0.71
Feb 25, 2018 $0.71 Jul 28, 2015 $0.71
Mar 4, 2018 $0.71 Jul 28, 2015 $0.71
Mar 12, 2018 $0.71 Jul 28, 2015 $0.71
Mar 19, 2018 $0.71 Jul 28, 2015 $0.71
Mar 26, 2018 $0.71 Jul 28, 2015 $0.71
Apr 2, 2018 $0.71 Jul 28, 2015 $0.71
Apr 9, 2018 $0.71 Jul 28, 2015 $0.71
Apr 16, 2018 $0.71 Jul 28, 2015 $0.71
Apr 23, 2018 $0.71 Jul 28, 2015 $0.71
Apr 30, 2018 $0.71 Jul 28, 2015 $0.71
May 7, 2018 $0.71 Jul 28, 2015 $0.71
May 14, 2018 $0.71 Jul 28, 2015 $0.71
May 21, 2018 $0.71 Jul 28, 2015 $0.71
May 28, 2018 $0.71 Jul 28, 2015 $0.71
Jun 4, 2018 $0.71 Jul 28, 2015 $0.71
Jun 11, 2018 $0.71 Jul 28, 2015 $0.71
Jun 18, 2018 $0.71 Jul 28, 2015 $0.71
Jun 25, 2018 $0.71 Jul 28, 2015 $0.71
Jul 2, 2018 $0.71 Jul 28, 2015 $0.71
Jul 9, 2018 $0.71 Jul 28, 2015 $0.71
Jul 16, 2018 $0.71 Jul 28, 2015 $0.71
Jul 23, 2018 $0.71 Jul 28, 2015 $0.71
Jul 30, 2018 $0.71 Jul 28, 2015 $0.71
Aug 6, 2018 $0.71 Jul 28, 2015 $0.71
Aug 13, 2018 $0.71 Jul 28, 2015 $0.71
Aug 20, 2018 $0.71 Jul 28, 2015 $0.71
Aug 27, 2018 $0.71 Jul 28, 2015 $0.71
Sep 3, 2018 $0.71 Jul 28, 2015 $0.71
Sep 10, 2018 $0.71 Jul 28, 2015 $0.71
Sep 17, 2018 $0.71 Jul 28, 2015 $0.71
Sep 24, 2018 $0.71 Jul 28, 2015 $0.71
Oct 1, 2018 $0.71 Jul 28, 2015 $0.71
Oct 8, 2018 $0.71 Jul 28, 2015 $0.71
Oct 15, 2018 $0.71 Jul 28, 2015 $0.71
Oct 22, 2018 $0.71 Jul 28, 2015 $0.71
Oct 29, 2018 $0.71 Jul 28, 2015 $0.71
Nov 4, 2018 $0.71 Jul 28, 2015 $0.71
Nov 11, 2018 $0.71 Jul 28, 2015 $0.71
Nov 18, 2018 $0.71 Jul 28, 2015 $0.71
Nov 25, 2018 $0.71 Jul 28, 2015 $0.71
Dec 2, 2018 $0.71 Jul 28, 2015 $0.71
Dec 9, 2018 $0.71 Jul 28, 2015 $0.71
Dec 16, 2018 $0.71 Jul 28, 2015 $0.71
Dec 23, 2018 $0.71 Jul 28, 2015 $0.71
Dec 30, 2018 $0.71 Jul 28, 2015 $0.71
Jan 6, 2019 $0.71 Jul 28, 2015 $0.71
Jan 13, 2019 $0.71 Jul 28, 2015 $0.71
Jan 20, 2019 $0.71 Jul 28, 2015 $0.71
Jan 27, 2019 $0.71 Jul 28, 2015 $0.71
Feb 3, 2019 $0.71 Jul 28, 2015 $0.22
Aug 3, 2015 $0.48
Feb 10, 2019 $0.71 Aug 3, 2015 $0.71
Feb 17, 2019 $0.71 Aug 3, 2015 $0.71
Feb 24, 2019 $0.71 Aug 3, 2015 $0.71
Mar 3, 2019 $0.71 Aug 3, 2015 $0.71
Mar 11, 2019 $0.06 Aug 3, 2015 $0.05

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