Entrepreneur
Name
Joyce
Member since
February 2015
On-time repayments
108 installments • 25%
About Me
My name is Joyce Owusuaa. I come from Berekum in the Brong Ahafo Region. I was born on the 27th of January 1989 in Berekum. We are four in our family, my mother, father, my brother and myself.
I started my basic education at Berekum Methodist JHS, completed and continued at Our Lady of Providence at Drobo in the Brong Ahafo Region. After completing, I continued at Berekum College of Education. I am now in my final year and doing my service at St. Monica's Basic School.
I developed an interest in sewing when I was about to complete my senior high school, when our madam taught us sewing as a subject. I started my own fashion clothing centre in the year 2012.
My Business
I joined a fashion designer in my area in the year 2011 to learn more about fashioning. I started my own fashion clothing centre in the year 2012 with a base capital of 850 dollars. I was given a storeroom in my father's house to start my own centre. I started my own fashion clothing with two sewing machines with no apprentices.
After being in the business for about six months, it came to my notice that the people in Berekum had developed an interest in my designs. I then started to distribute my designs to some market people who sells clothes. I got two people who have also got interest to learn the designs, so I employed them.
Now, I have two stores with seven assistants who are learning to become designers. I look up to expanding my centres to get additional two or three to be able to employ more people to learn sewing. I estimate about 4,000 dollars for my expansion work.
REPAYMENT
I will be able to repay any loan offered me from the sale of the clothes or designs.
Loan Proposal
I will use the requested amount to buy machines for the workers employed and also purchase materials for sowing. This will help me to buy more materials in bulk at a lower price than to buy in pieces. This will also help me to design more clothes and sell more and get money to pay my employees.
A bundle of material cost 80 dollars. I will rent a new store and also buy machines for the people that I have employed and those I am yet to employ. I will also get more sellers who are going to sell the clothes or design made by my employees and myself.
About Me
My name is Joyce Owusuaa. I come from Berekum in the Brong Ahafo Region. I was born on the 27th of January 1989 in Berekum. We are four in our family. My mother ,father, my brother and myself.
I started my basic education at Berekum Methodist JHS, completed and continued at Our Lady of Providence at Drobo in the Brong Ahafo Region. After completing, I continued at Berekum college of education. I am now in my final year and doing my service at St. Monica's basic school.
I developed an interest in sowing when I was about to complete my senior high school when our madam taught us sowing as a subject. I started my own fashion clothing centre in the year 2012.
My Business
I joined a fashion designer in my area in the year 2011 to learn more about fashioning. I started my own fashion clothing centre in the year 2012 with a based capital of 850 dollars. I was given a store room in my father's house to start my own centre. I started my own fashion clothing with two sowing machines with no apprentices.
After being in the business for about six months, it came to my notice that the people in Berekum have developed an interest in my design. I then started to distribute my design to some market people who sells clothes to sell. I got two people who have also got interest to learn the design so I employed them.
Now, I have two stores with seven assistance who are learning to become designers.
I look up to expanding my centres to get additional two or three to be able to employ more people to learn sowing. I estimate about 4000 dollars for my expansion work.
REPAYMENT
I will be able to repay any loan offered me from the sale of the clothes or design.
Loan Proposal
I will use the requested amount to buy machines for the workers employed and also purchase materials for sowing. This will help me to buy more materials in bulk at a lower price than to buy in pieces. This will also help me to design more clothes and sell more and get money to pay my employees.
A bundle of material cost 80 dollars. I will rent a new store and also buy machines for the people that I have employed and those I am yet to employ. I will also get more sellers who are going to sell the clothes or design made by my employees and myself.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Feb 26, 2015
Repayment status
On Time
Projected term
5 weeks
Other loans
Lenders
Alberta, Canada
United States
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