Maize farming

Walter Onyore

Rongai, Nakuru, Kenya

71% repaid

Entrepreneur

Name

Walter Onyore

Location

Rongai, Nakuru, Kenya

On-time repayments

308 weekly installments  •  100%

About Me

My name is Walter Onyore. Am the second born in a family of four, 2 boys and 2 girls. I was born on 24th October 1983. I am single but intend to marry as soon as I find an appropriate person. I went to Rongo primary school in East Kamagambo location of Migori district in the 1990 to 1998, later joined Mbita high school in between 1999 to 2003. Later I joined Kenya College of Accountancy University in the year 2006 to 2010 where I did my C.P.A. up to part three. I moved to Rongai and settled there in 2011. Currently, I am working at Vanessa Grant Girls’ secondary school in Rongai District of Nakuru County as an accountant.

My Business

I am engaged in poultry farming. Due to the high demand of the eggs in the hotels around and the customers who prefer the high quality of eggs my layers are producing due to the feeds used. At the moment, I have 150 layers. Each day I collect an average of 140 eggs which I sell at Ksh 10 each. This fetches Ksh 1,400 daily; which is Ksh 42,000 per month. The cost involves the following
1. 2x 70kg chick mash @ 2700 each =Ksh 5,400
2. 3 x70kg growers mash @ 2700 each =Ksh 8,100
3. 6 x 70kg of layers mash @ 2700 each = Ksh 16,200
The chick mash and the growers mash are given in the first three months while the layers mash is given when the chickens start laying eggs. The lifespan of a chicken is 12 months before it is disposed. During this period the chickens are expected to have consumed 54 x 90kg layer mash at a total cost of Ksh 145,800. Add this to the chick mash and growers mash gives you a total expenditure of Ksh 158,500 against a total income of Ksh 378,000. The chickens are then disposed at Ksh 500 each and consumed as meat in hotels, giving a further income of about Ksh 75,000. This leaves me with a net income of Ksh 309,200 translated to about Ksh 25,800 per month.
There is a great shortage of eggs in the country. The risks involved in this business are diseases and egg damage.

Loan Proposal

If I get this loan, I will buy 2 acres of land at a cost of 2,000 US dollars for maize farming. I will use about 500 US dollars for land preparation, ploughing, harrowing and planting. I will use 50 US dollars to do the first weeding and about the same 50 US dollars for second weeding. Am also planning to buy fertilizer (Urea) for top dressing for about 40 US dollars. Am sure that if this is done, I will achieve maximum harvest come the end of the season.
The harvest will be, One acre will give me a minimum of 30 bags, each of 90 kgs of maize, and this will give a total of 60 bags. One bag is selling at Ksh. 3,200 (32 US dollar). Total sale will be Ksh. 192,000 (1,920 US dollars) after a period of 6 Months.
This will help my family a great deal as our income will increase hence our life style and neighbours will be positively influenced and even our clan as a whole will benefit as I can offer to sell to them at a lower price.
A quick look at my net income, it will increase by at 50 US dollars per week. This will increase our earnings.
As this will take almost 5 months before I get money, I will be using my salary and my poultry farming to repay the loan in the meantime. I hope you will be able to fund my loan to enable move forward as planned.

Feedback

12

None

None

  • JimVandegriff    Mar 24, 2017

    Once again an excellent repayment record. Thanks!

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  • JimVandegriff    Oct 5, 2015

    Excellent repayment record on this latest loan.

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  • lmuenchen    May 3, 2014

    Fully repaid. Thanks and good luck for the future!

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  • Silver    Apr 6, 2014

    great, full loan paid back fast

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  • Withnail    Jan 11, 2014

    I enjoyed reading your updates, Walter. It was a pleasure to be able to lend to you, and I would gladly do it again.

    Best of luck with your business.

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  • investor    Dec 17, 2013

    Fully repaid. Thanks and good luck with your project.

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    • Walter Onyore    Dec 17, 2013

      Many thanks for the loan you gave me. Please next time lend me again.

      Walter.

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  • johnfay    Jun 7, 2013

    Best of luck! Very impressive!

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  • Krtecek    Jun 7, 2013

    Continuous, informative communication and repayment way ahead of time!

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  • Pierfausto    May 31, 2013

    I appreciated the regular feed back. Very serious and reliable. I hope he will always have this good opinion.

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  • lmuenchen    May 31, 2013

    Great borrower!!! Good luck for the future!

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  • Sundstroms    May 26, 2013

    Great borrower! We would like to lend Walter again!

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    • Walter Onyore    May 27, 2013

      Hi Sundstroms,

      Many thanks and may God showers your family with His Blessings

      Walter

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  • hugh1    May 25, 2013

    Walter Onyore has been a first class borrower, not only repaying his loan many months early, but he has sent regular informative and cheerful updates.His enthusiasm for his business shines through. Good luck, Walter.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$4,477.77

Date disbursed

Apr 6, 2019

Repayment status

On Time

Projected term

33 months

Cost to entrepreneur

Service fee: 5% of $4,477.77 = $201.30

Credit risk payment: $1,207.78

Lenders

Dianne

Maryville, United States

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Stephan

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Velen, Germany

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AER

Germany

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Mart

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jede

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Jo

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United States

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Nitya Marepally

San Ramon, CA, United States

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Melbourne, Australia

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United States

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United States

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Zurich, Switzerland

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JASON DORSETT

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Ryan

Albuquerque, NM, United States

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Bill Piper

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Michigan, United States

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Portland, Oregon, United States

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Gary Sinard

Franklin, TN, United States

M

Margaret

United States

Heather

Taree, NSW, Australia

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Merel S

Netherlands

Paul Thompson

York, United Kingdom

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J Fister

United States

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David

United States

A

Andrew

United States

Philipp Lehmann

Zurich, Switzerland

France

Emily

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Mike

Indianapolis, United States

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WC

Walter Clarke

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Brian

Rancho Cordova, United States

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Will

United States

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Liam

New Zealand

CA

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Barcelona, Spain

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Mountain View, United States

M

Mary

United States

Katja

Switzerland

AS

Andreas Schäfer

Basel, Switzerland

Jane

Ontario, Canada

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Sandi

Ocean Shores, Australia

Joakim

Son, Norway

A

Abby

London, ON, Canada

Annie

New York, NY, United States

afaness

Germany

A

Alex

United States

John Barnett

United States

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NYC, United States

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KJ

Karin Joy

Philadelphia, PA, USA, United States

MR

Micky Richards

United Kingdom

MC

Melissa Corrigan

Richmond, California, United States

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Darren Jeppson

Denver, Colorado, United States

M

Mark

United States

BG

Bruce Garretson

Portland, Oregon, United States

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Mushbugg

United States

Masato

Utah, United States

RW

Ronald Waite

United States

L

lysander

Australia

A

Alex

United States

Michael Bauschke

Dresden, Germany

LM

Lee Montecucco

Washington State, United States

sbdoc

Reno, United States

AM

Andy Marston

United Kingdom

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EJOBIV

United States

T

T

United States

Metalfreund

Berlin, Germany

JO

Jeff OHaleck

Seattle, United States

PA

Peter A

New York City, United States

KP

Keith Penrod

United States

MN

Mau NA

United Arab Emirates

Elizabeth

Australia

Frank Bailey

United States

MK

Maya Karri

United States

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Jorrit

Eindhoven, Netherlands

Severin Zörgiebel

Frankfurt, Germany

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Kindra

USA, United States

DR

Denise Ramser

United States

SW

Sean Walsh

United States

Richard Paulin

Melbourne, Australia

Rob Williams

Halifax, Canada

Genuine Interest

Singapore, Singapore

CJ

Chloe Jensen

United States

Amanda

United States

DO

Denis Ontiveros

Guildford, United Kingdom

B

Ben

United States

I

Ivan

New York, United States

T

Tom

United States

Ryan

Germany

KM

Karen Marshall

Alice Springs, Australia

ET

Eleanor Taig

United Kingdom

DB

Darren Boyd

United States

Girolamo Marroccoli

Basel, Switzerland

LT

Lisa Taylor

California, United States

H

hayeswmiller

United States

VH

Valerie Henry

United States

Francesca

Scotch Plains - New Jersey, United States

EA

Eric Ayers

Atlanta, United States

Adrian

Liverpool, United Kingdom

SW

SL Wilson

United States

KA

Kate and Tom

United States

M

Mika

Switzerland

KF

Kathy F

Memphis, TN, United States

Jeanette

Fort Worth, Texas, United States

Michael Winter

Hessisch Oldendorf OT Rumbeck, Germany

J

JM

Egypt

Peter Collins

Darmstadt, Germany

P

PatrickZisha

United States

F

Franz

Germany

Maximilian Lim

Singapore, Singapore

KM

KNI ma

United States

BH

Brad Holaway

Scottsdale, United States

Carol Vigurs

London, United Kingdom

Andrew

United States

B

Bram

Germany

R

Roman

Germany

Cambium Foundation

Kirkland, United States

S

Suzanne

United Kingdom

RS

Ralph Smyth

United Kingdom

NB

Nikolaus Bührer

Karlsruhe, Germany

J

Jakub

United States

CA

Chad Aboud

Toronto, Canada

Angela Chu

Toronto, Canada

CT

Chev T

Australia

S

Sam

New Zealand

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