Name
James
Member since
August 2013
On-time repayments
303 installments • 40%
i am James Muigai maina 24 years old. i come from a family of three,where i have 2 small brothers one in primary school and the other in high school. i am a certified public accountant of Kenya and currently i am pursuing my bachelors course online.i recently got a job in thika where by i work as an M-PESA attendant in thika town. due to the financial condition because my father recently was involved in an accident and lost his arm i have had the obligation of supporting my family. due to this factors i thought of a business venture of selling males shirts and female tops.
as i said earlier i came in to the business of selling female tops and male shirts, this i do it mostly in the evening during the rush hour where by i have been standing in thika town streets mainly near Gathimaini Chemist and also near Mac-vast hotel which are the major streets in Thika and have the most population during the rush hour. i decided to deal with female tops and male shirts mainly because of the nature of ladies being so much into impulse buying. i buy these clothes from Gikomba market where for example i buy a shirt at 100 shillings and then when i come to selling i do sell them at least at 200 shillings thereby making a profit of at least 100 shilling per cloth and due to my reliability i have been able to have some loyal customers and thus i am able to make sales each evening to about 6 people thus making a profit of at least 600 shillings which i use to assist my family and pay for my school fees.i also started a photocopy business which is also much profitable, although i have not yet been able to come up with a method of determining the profit per unit but so far it has reached the break even point.
Hi,
zidisha Lenders, I want take this time to thank you for the recommendable job you are doing.
I am very happy to post my third loan on this platform after a successful investment of my previous loan of 174.01$. The loan was very successful and very fruitful in my life. This loan I am requesting, am intending to
1. Invest 30 % in buying high heel shoes for ladies, as you might be aware we are entering into a rainy season after the dry spell. I want to buy these shoes early enough before their demand goes up
thus I will save by buying at lower cost.
2. I will use 40% to buy jumpers and heavy pullovers also in readiness for the rainy season. I will purchase these from the capital city where I can buy in bulk, fetching a good return on each product.
3. 20% of this loan will be used for paying up rent for my recently acquired stall and decorating it. The walls have faded, so I will paint it, and will also buy a big mirror in order to make it attractive and classy. This renovation will not damage my custom, as the work shall be done at the weekend.
4. 10% of the remaining loan will be used to facilitate my project and ensure that all shall go on as planned.
I have always maintained 100% repayment rate, kindly fund my project and make it a success.
God bless you.
Positive
8
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$342.00
Date disbursed
Oct 29, 2014
Repayment status
On Time
Projected term
5 months
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Amount repaid
$355.77
Amount remaining
$0.00
Date repaid
Apr 8, 2015
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Nov 9, 2014 | $24.93 | Nov 10, 2014 | $24.93 |
Nov 16, 2014 | $0.07 | Nov 10, 2014 | $0.07 |
Nov 23, 2014 | $11.36 | Nov 17, 2014 | $11.36 |
Nov 30, 2014 | $11.36 | Nov 25, 2014 | $11.36 |
Dec 7, 2014 | $11.36 | Dec 1, 2014 | $11.36 |
Dec 14, 2014 | $11.36 | Dec 8, 2014 | $11.36 |
Dec 21, 2014 | $11.36 | Dec 15, 2014 | $11.36 |
Dec 28, 2014 | $11.36 | Dec 22, 2014 | $11.36 |
Jan 4, 2015 | $11.36 | Dec 29, 2014 | $11.36 |
Jan 11, 2015 | $11.36 | Jan 6, 2015 | $11.36 |
Jan 18, 2015 | $11.36 | Jan 12, 2015 | $11.36 |
Jan 25, 2015 | $11.36 | Jan 20, 2015 | $11.36 |
Feb 1, 2015 | $11.36 | Jan 26, 2015 | $11.36 |
Feb 8, 2015 | $11.36 | Feb 2, 2015 | $11.36 |
Feb 15, 2015 | $11.36 | Feb 11, 2015 | $11.36 |
Feb 22, 2015 | $11.36 | Feb 16, 2015 | $11.36 |
Mar 1, 2015 | $11.36 | Mar 2, 2015 | $11.36 |
Mar 8, 2015 | $11.36 | Mar 9, 2015 | $11.36 |
Mar 15, 2015 | $11.36 | Mar 11, 2015 | $11.36 |
Mar 22, 2015 | $11.36 | Mar 23, 2015 | $11.36 |
Mar 29, 2015 | $11.36 | Mar 23, 2015 | $11.36 |
Apr 5, 2015 | $11.36 | Apr 6, 2015 | $11.36 |
Apr 12, 2015 | $45.45 | Apr 8, 2015 | $45.45 |
Apr 19, 2015 | $58.05 | Apr 8, 2015 | $58.05 |
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