Material purchase

James

Nakuru, Kenya

100% repaid

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How it Works

Entrepreneur

Name

James

Member since

March 2018

On-time repayments

8 installments • 63%

About Me

I am jame mutune musau. I was born in kagundo, that is in machakos county.i was the first born in a family of seven. Two boys,six girl. We were brought up in hardship area in eastern part of the country . It was hard growing up but we managed. Personaly i trained as a designer in tailoring after moving to nakuru to make ends meet.

My Business

I have a business in nakuru town, i started of as a trainee after being employed for a period of ten years, i felt i had gained enough experience to venture into private practice and i now ran my own tailoring shop. i now feel it a ripe for me to try and extend my business. I make atleased US dollars 3 to 4 as profit a day.

Loan Proposal

I have a clothing line shop in nakuru town in nakuru county. I fėel my business is ripe for expansion. I have three kids. One girl and two sons. My first born daughter has just completed high school an i intent to take her to college. I was hoping for a loan to expand my business before daughter joins college. I know with zidisha i will get the required lift.

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N
Nick Apr 24, 2018

James paid everything back on time, or early. Thanks James I wish you well.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$11.00

Date disbursed

Mar 17, 2018

Repayment status

On Time

Projected term

3 months

Other loans

Apr 2018: $4

Dec 2018: $16

Lenders

Paul Buchheit

Mountain View, United States

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James Apr 29, 2018

thanks zidisha for the last loan, i bought a piece of material for cloths making

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N
Nick Apr 10, 2018

Hi James, I pleased to be helping you with your loan. I wish you well for your business. God bless, Nick

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- James Apr 12, 2018
  
  Thanks Nick for your help. I am still new on zidisha and I am a little confused about my credit limit. I am getting a credit limit of ksh's 431 with a disbursement of kshs 31. This isn't my first loan as being put on zidisha page. I had qualified for a credit limit of kshs 1221 deduction I got 151. I am not sure why I'm being told 431 is my first loan. Help please.
  
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  - N
    
    Nick Apr 13, 2018
    
    Hi James, Yes, your credit limit seems very low. I'm afraid I am new to Zidisha too so cant tell you how it works. Perhaps you could ask your mentor Angienda to explain?
    
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  - J Apr 15, 2018
    
    Dear James,
    
    Because it’s your first loan you will have to pay a one time membership fee. This is deducted from your current loan. More info about this can be found on the Borrowers FAQ (www.zidisha.org/faq#borrowe...)
    
    You can find an overview with the calculations on your “your credit limit” page. (www.zidisha.org/current-credit). Before taking out a large loan, you must first build creditworthiness by repaying small test loans over a period of time.
    
    Kind regards,
    Joost
    Team Zidisha
    
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