Materials to complete a building project

Gideon Amefu

New Weija, Ghana

100% repaid



Gideon Amefu

Member since

August 2014

On-time repayments

299 installments  •  78%

About Me

My name is Gideon John Amefu. I come from a family of six, my parents inclusive. I live at New Weija a suburb of the Accra Metropolis. I am a student and I am currently at the Kwame Nkrumah University of Science and Technology pursuing a degree course in Civil Engineering.

I started a marketing business in order to lift some burden off my parents. I market products such as popcorn machines,hand-made crafted bead bags and purses, wooden bags and more via internet. The money I gain from the sale of these items are used to pay my school fees and my feeding. I also sometimes re-invest the money into other lucrative businesses to get my returns. As a young gentleman, I want to come out of the University prepared to affect my generation positively. I want to do this by training my fellow young ones the skills and appropriate way to marketing especially in Ghana and Africa- this will mean I should have a hands-on training in that regard. With the help of Zidisha and lenders I will promote my marketing plans.

I love to play table tennis, video games as well as football. At my free time I love to read my bible, search for more website where I can post my adverts and market more items online.

My Business

The business I do is online marketing of products. I mostly market products such as teaching aids to people online, door-to-door, through posters and advertisement. My Dad is a handicraft producer who mainly produces teaching aids in both wooden and digital forms. These teachings aids are a supplement to help teachers guide children in their formative stages. The teaching aids would help build their fundamental study of pronouncing words and how to communicate. There is a demand for these goods and services because there are a lot of schools encompassing my neighbourhood and these different schools need these teaching aids to help boost their level of communication to children. My business is much preferred because the teaching aids are sharp,real,easy to read and understand,quality,durable and very attractive and most of all very reasonable(in terms of cost). The business is profitable because there isn't much of a competiton and therefore we are able to supply to a large number of schools in the neighbourhood and make our profits. The main risks my business faces is that, should there be an error in the wording(digital form of teaching aids), it could be rejected and the cost of production is lost. However, this risk isn't so much of a problem because we have alternatives to remedy the situation whenever it occurs. I mostly make approximately 95usd every month. I believe through advertisement I can take over a greater number of schools in my country.

Loan Proposal

Hello Lenders, this loan I am about taking would help me buy materials for building such as cement bags, sand, water, building blocks or bricks and stones. The total amount needed for the project is 3000 usd. This loan would allow me to complete a portion of a building project I have already started and this portion could be used as a shop for my already existing popcorn machine manufacturing business. This loan could help relieve me of the rent I used to pay for the use of other people's rental shops. It would also help me do a portion of my building project since the shop is embedded within the entire building. So the amount which would have been used for rental could now be a profit to me. It could increase our profits by 50usd.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Oct 10, 2018

Repayment status

On Time

Projected term

11 months

Cost to entrepreneur

Service fee: $32.03

Credit risk payment: $96.35



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  • Gideon Amefu    Oct 8, 2021

    Hello Zidisha, business has been slow lately. Cost of production has gone up in recent times due to increment in the prices on the market. The profit margin being made previously has now been slashed down due to this change. However, we are making new changes and improvements to boost sales. Thank you

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  • Christian Golo    Oct 7, 2021

    John Amefu's phone is switched off, but I manage to speak with one of his references Roland Adjei who to talk to him.

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  • Christy Doh Happy    Sep 24, 2021

    He promised to resume payment soon

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  • Christy Doh Happy    Aug 19, 2021

    When I call Amefu he told me business is slow but he will make sure to pay some

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  • John Michael Arthur    Aug 16, 2021

    I spoke with him today and he promised to resume payment soon

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  • Gideon Amefu    Aug 5, 2021

    Well business has been slow of late but we are hoping with time it would pick up. Prices of commodities have gone up drastically and as such it is causing our operational cost and pricing of the machine to go up. Due to the changes in price, we are not having an influx of buyers as before plus the COVID-19 situation. I hope to resume payments in bulk once market gets back to normal. Thank you

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  • John Michael Arthur    Jul 14, 2021

    I called him and he said he will resume payment soon

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  • Gideon Amefu    Jul 1, 2021

    The prices of our raw materials for production have increased tremendously in Ghana and keep increasing. Each day there is a change in prices. It has reduced the profit margin we make on our products. However, we are trying our possible best to pay back the loan in due course. Thank you

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  • John Michael Arthur    Jun 13, 2021

    I called Gideon's line he is picking and all his references and they are all also not picking up calls

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  • Gideon Amefu    May 26, 2021

    Business has been a little bit slow and we are hoping it would pick up soon. We are advertising more to get more buyers for our products. Thank you

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  • Abdul Shakool    May 2, 2021

    Gideon said business is slow so I should give him 2 weeks to repay it back

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  • Gideon Amefu    Apr 21, 2021

    Business has been a bit slow since the beginning of the year. We are hoping for our product to start moving as usual in the course of the subsequent months.

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  • Gideon Amefu    Apr 10, 2021

    Hello lenders, business just began to pick up. When the year began, we had very few orders but the market is beginning to become steady and I hope to start paying off the loan as agreed. Thank you

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  • Abdul Shakool    Mar 31, 2021

    Gideon said he will repay his loan back soon

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  • Frank Afful    Mar 2, 2021

    Gideon says he is facing some challenges but will repay the loan

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  • Gideon Amefu    Feb 8, 2021

    Business is still not brisk as expected. Orders keep coming but not in their usual numbers. I would like to reduce the installment amount until our order numbers go up. Thank you

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  • Frank Afful    Jan 30, 2021

    I spoke to Gideon mother and she promised to inform Gideon of the payments

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  • Gideon Amefu    Jan 11, 2021

    During the Christmas festivities, business seemed to be much slower and its now picking up. Orders for our popcorn machines have started trickling in but not in the usual quantity we used to sell. I am hoping things normalize by ending of January so we could pay much more than we are doing now. Thank you

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  • Gideon Amefu    Jan 4, 2021

    Sales have grinded almost to a halt due to the Christmas and New year holidays. We are hoping sales would pick up in the next couple of weeks but for now we have to adjust our installment rate so that I don't default.

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