Name
Wahyu
Member since
November 2017
On-time repayments
85 installments • 67%
My name is Wahyu setiawan, I am an entrepreneur in the field of brick making for building materials, my business has been running 4 more years. At first I learned to make bricks from my father until I finally opened my own brick factory.
Since graduating from school I work in an automotive company as an administrative staff, but I prefer to work outdoors so I learning how to produce brick to my parents, my business initially experienced many obstacles such as failed production because of the inadequate composition of brick-making materials to the weather factor, but I have learned from those experiences and give me the spirit to try to correct the mistakes that happened and got better. Besides that I also want to earn my own income as an entrepreneur and as the head of the family should be able to meet the needs of my family because now I'm married.
My business is engaged in the production of bricks, in the area around me a lot of hills whose land can be utilized as the basic ingredients of brick making and the more days the demand for bricks more and more because of the many new buildings in my city. This business allows me to play a role in protecting the environment because it can utilize waste from other factories as raw material for making bricks such as ash from plywood factory waste, in addition this business can also provide jobs for the surrounding community so that they do not have to go far to the big city to get a job.
Until now I have 4 employees to help make bricks, on average I can produce 1500 - 2000 pcs of bricks per day and after going through the combustion process sold at a price of IDR 500 per piece, in 1 month I can sell 25000 - 35000 pcs of brick with a net profit of around IDR 7.500.000 per month, I am grateful because of this effort can meet the needs of the family, pay the salaries of employees and pay the Zidisha installment on time. With more demand for bricks it will require me to work harder to meet market demand and to provide more jobs. My full time employees work from Monday to Saturday each week and off on weekends so they can take time out to rest and get together with their families, I want to create a comfortable working environment so they can work well
I want to thank the lenders who previously funded my loan, now I want to apply for a new loan to buy brick-making raw materials so that my business runs smoothly as the demand for bricks increases.
Early 2018 is a good time because my sales are increasing, thanks to the previous zidisha loan then I can buy raw materials smoothly and support my business progressing. I am currently getting additional orders from customers so I must be able to produce more bricks from my previous production, the rainy weather becomes my challenge to continue working properly so as to meet market needs and earn profits to meet the family funding needs of paying my employees salaries with smoothly.
The raw materials I will buy are Land ($ 15 / truck), Sand ($ 20 / truck), ash ($ 10 / truck), the rest I will use for daily operating expenses, I hope my loan can be refinanced so my brick business keep running smoothly, thanks
Show original Bahasa Indonesia
My name is Wahyu setiawan, I am an entrepreneur in the field of brick making for building materials, my business has been running 4 more years. At first I learned to make bricks from my father until I finally opened my own brick factory.
Since graduating from school I work in an automotive company as an administrative staff, but I prefer to work outdoors so I learning how to produce brick to my parents, my business initially experienced many obstacles such as failed production because of the inadequate composition of brick-making materials to the weather factor, but I have learned from those experiences and give me the spirit to try to correct the mistakes that happened and got better. Besides that I also want to earn my own income as an entrepreneur and as the head of the family should be able to meet the needs of my family because now I'm married
My business is engaged in the production of bricks, in the area around me a lot of hills whose land can be utilized as the basic ingredients of brick making and the more days the demand for bricks more and more because of the many new buildings in my city. This business allows me to play a role in protecting the environment because it can utilize waste from other factories as raw material for making bricks such as ash from plywood factory waste, in addition this business can also provide jobs for the surrounding community so that they do not have to go far to the big city to get a job.
Until now I have 4 employees to help make bricks, on average I can produce 2000 - 2500 pcs of bricks per day and after going through the combustion process sold at a price of IDR 500 per piece, in 1 month I can sell 30000 - 50000 pcs of brick with a net profit of around IDR 10.000.000 per month, I am grateful because of this effort can meet the needs of the family, pay the salaries of employees and pay the Zidisha installment on time. With more demand for bricks it will require me to work harder to meet market demand and to provide more jobs. My full time employees work from Monday to Saturday each week and off on weekends so they can take time out to rest and get together with their families, I want to create a comfortable working environment so they can work well.
saya ingin berterima kasih kepada lenders yang sebelumnya telah mendanai pinjaman saya, sekarang saya ingin mengajukan pinjaman baru untuk membeli bahan baku pembuatan batu bata sehingga usaha saya tetap berjalan lancar di saat permintaan batu bata semakin meningkat.
awal 2018 adalah saat yang baik karena penjualan saya semakin meningkat, berkat pinjaman zidisha sebelumnya maka saya dapat membeli bahan baku dengan lancar dan mendukung usaha saya semakin maju. Saat ini saya mendapatkan order tambahan dari pelanggan sehingga saya harus dapat memproduksi batu bata lebih banyak lagi dari produksi sebelumnya, cuaca hujan menjadi tantangan saya untuk terus bekerja dengan baik sehingga dapat memenuhi kebutuhan pasar dan mendapatkan keuntungan untuk memenuhi kebutuhan keluarga dana membayar gaji karyawan saya dengan lancar.
Bahan baku yang akan saya beli adalah Tanah ($15 / truck), Pasir ($20 / truck), abu ($10/truck), sisanya akan saya gunakan untuk biaya operasional harian, saya harap pinjaman saya ini dapat terdanai kembali sehingga usaha batu bata saya tetap berjalan lancar, terima kasih
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$58.00
Date disbursed
Feb 7, 2018
Repayment status
On Time
Projected term
4 weeks
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Amount repaid
$58.63
Amount remaining
$0.00
Date repaid
Mar 1, 2018
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Feb 15, 2018 | $11.34 | Feb 14, 2018 | $11.34 |
Feb 22, 2018 | $11.34 | Feb 21, 2018 | $11.34 |
Mar 1, 2018 | $11.34 | Mar 1, 2018 | $11.34 |
Mar 8, 2018 | $24.61 | Mar 1, 2018 | $24.61 |
KrautFunding Feb 9, 2018
Wahyu Feb 15, 2018
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