Add new varieties of fish to my market stand

Heni

Palembang, Indonesia

100% repaid

Entrepreneur

Name

Heni

Member since

July 2014

On-time repayments

302 installments  •  95%

About Me

My name is Heni, I was born and raised in Palembang. My husband is Iswandi, he was born and raised in Medan. We both come from a modest family, who values hard work. We have 2 daughters, 13 years old and 8 years old. We are currently living with my parents, though we really want to have our own house. At home, I am selling multiple products online, such as clothes, bag, and cell phone. My husband works in wet market, selling fresh fishes and frozen food. We need additional capital to expand our business. I hope through Zidisha, we can fulfill our dream.

My Business

We sell fish and other frozen foods in the traditional market. The working capital that we need per day is a minimum of IDR 5,000,000. Luckily, we can get profit of 10-25% per day. Hence, we need Zidisha to help us adding more varieties of fish, in order to be able to increase our sales turnover. We hope that from this, we will be able to meet our needs. Thanks in advance.

Loan Proposal

pinjaman yang saya dapat dari zidisha akan saya pergunakan untuk membeli udang, kerang, kepiting dan cumi cumi, dan saya juga akan menambah beberapa jenis ikan yang akan saya jual kembali kepada pelanggan saya. dan sisanya akan saya gunakan untuk membayar sewa lapak yang saya tempati. oleh karena itu saya sangat beharap dengan team pendana di zidisha agar bisa membantu saya. Terima Kasih

Show original Bahasa Indonesia  

About Me

Nama saya heni lahir dan besar di palembang, suami saya iswandi lahir dan besar diMedan kami berasal dari keluarga sederhana dan pekerja keras. kami memiliki 2 anak perempuan, yang pertama berumur 16tahun kelas 3 SMA dan yang kedua berumur 11 tahun kelas 1 SMP, kami tinggal dirumah orang tua kami. Kami ingin sekali memiliki rumah sendiri agar bisa mandiri. Saya sekarang bekerja di wedding decoration selain itu saya juga ber jualan secara online, barang yang saya jual beragam mulai dari pakaian, tas dan handphone, sedang suami saya berjualan ikan di pasar tradisional dengan menyewa lapak kepada pengelola pasar. Dirumah kami juga memelihara ayam kampung, Kami memerlukan tambahan modal yang tidak sedikit untuk usaha kami terutama usaha suami saya. dan membuat kandang ayam yang lebih besar agar bisa menampung ayam yang lebih banyak karena permintaan sudah mulai meningkat. Melalui Zidisha usaha kami sudah mulai berkembang. dan kami masih butuh zidisha untuk terus maju.Terima kasih

My Business

Suami saya berjualan di pasar tradisional di palembang. modal yang di perlukan setiap hari kurang lebih $700 setiap hari, biaya sewa lapak perhari $2, transportasi $1,5 perhari dan keperluan lain $1 perhari dengan keuntungan 10 - 20%perhari. ikan / seafood yang dijual biasanya dalam keadaan beku, sedangkan dipasar induk tempat kami membeli ikan tidak setiap hari pasokan ikan beku tersedia. untuk itu kami perlu tambahan modal untuk membeli banyak ikan/seafood beku untuk stok. agar kami bisa bejualan setiap hari tanpa takut kehabisan stok ikan. sedangkan saya mendapat gaji $112 perbulan dan jualan online dengan penghasilan kotor kurang lebih $50 pehari. barang barang yang saya jual beragam mulai dari pakaian tas dan handphone dengan keuntungan rata rata perhari $2 - $4. Dan untuk ternak ayam kami bisa jual 6 bulan sekali dengan keuntungan sekitar $100,
Kami ingin membuat kandang ayam yang lebih besar, dan membeli bibit ayam unggul agar bisa panen lebih cepat.

Loan Proposal

pinjaman yang saya dapat dari zidisha akan saya pergunakan untuk membeli udang, kerang, kepiting dan cumi cumi, dan saya juga akan menambah beberapa jenis ikan yang akan saya jual kembali kepada pelanggan saya. dan sisanya akan saya gunakan untuk membayar sewa lapak yang saya tempati. oleh karena itu saya sangat beharap dengan team pendana di zidisha agar bisa membantu saya. Terima Kasih

Feedback

3

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Loan Info

Project Type

Classic Loan

Disbursed amount

$153.00

Date disbursed

Sep 8, 2014

Repayment status

On Time

Projected term

7 weeks

Lenders

Y

YoUSA11

Sylvania, United States

J

Jessica

Patagonia, Argentina

McJulio

New Jersey, United States

H

howard

Vence, France

TyWee

Manila, Philippines

D

DStateDDB

United States

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  • Heni    Nov 3, 2022

    After a long time, I finally can access zidisha again, because there are problems with permits in the country and also the method of payment. Plus the Covid 19 pandemic But now Alhamdulillah everything is getting better., And I will be committed to continuing to pay even if it's in small amounts

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  • Heni    Nov 3, 2022

    After so long, I'm trying to pay, I don't know how? Now I will start paying back my installments.

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  • Heni    Jul 25, 2020

    My paypal account is blocked, so is my credit card, is there another way, so I can pay in installments even without paypal?

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  • Heni    Jul 23, 2020

    Because of the pandemic I lost income

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  • Heni    Apr 3, 2020

    Because of the corona virus pandemic our business has decreased dramatically.

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  • Heni    Jul 2, 2018

    Hey all...

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  • Heni    Apr 30, 2018

    Good night, all thanks to you all, our business is progressing. Thank you

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  • Heni    Dec 11, 2017

    thanks to all the budgets, and here"s our effort ........

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  • Heni    Nov 17, 2017

    Once again sorry, too much expense so forced me to reduce the installment, once again sorry

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  • Heni    Oct 8, 2017

    Thanks to all the trusting and helpful funders, I promise to use the funds well, and will be returned according to the agreed schedule. I will use the funds to increase the stock of frozen fish we will sell again, we will also buy materials to make chicken coop as our new business. thank god that God will repay all your good

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  • Heni    Oct 1, 2017

    hai ......

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  • Heni    Oct 1, 2017

    we need to make a bigger cage

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  • Heni    Oct 1, 2017

    we still need a bigger cage

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  • Heni    Oct 1, 2017

    this is our new business at home

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  • Heni    Oct 1, 2017

    Thank you for helping me, my loan has been paid well, and now I need help back from kinder pendants, to develop my business and husband. May God reward all your goodness. Thank you

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  • Heni    Aug 28, 2017

    I have paid for the 7th of August through my wallet of 400,000 and I have also paid 400,000 via xendit BCA. . . . But the payment of both has not been credited to my account yet, how I would pay for the next installment if the previous one has not been signed in, I am afraid that the money I paid is lost because I have repeatedly written / replied to this email but no response at all.

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  • Heni    Aug 22, 2017

    I want to pay the installment. But still confused fear of not entering again. __PLEASE HELP. . . .

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  • Heni    Aug 18, 2017

    Hi zidisha, what is happening to you,? ? ? I"ve been joining together zidisha since april 2014, but never like this, though late logged into account. Not for weeks or even nearly a month like this. ____Where are my payouts on August 7th and 14th, why not sign in too. . . . __dated 7 august i paid through my wallet of 400,000 and dated 14 august __ i paid via xendit BCA

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    • Fitri    Mar 23, 2018

      Good day sir Heni, whatsapp"s number can be contacted? is my father"s paypal / paypro payment already recorded? no whatsapp saya 085646209220. Glad to meet with Zidisha borrowers who have joined since 2014. Looks like father ever asked this fia Forum the old. Greetings. Fitr

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  • Heni    Aug 18, 2017

    Hi zidisha, what is happening to you,? ? ? I"ve been joining together zidisha since april 2014, but never like this, though late logged into account. Not for weeks or even nearly a month like this. ____Where are my payouts on August 7th and 14th, why not sign in too. . . . __ dated 7 august i paid through my wallet of 400,000 and dated 14 august __ i paid via xendit BCA.

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  • Heni    Jul 30, 2017

    We also have another business at home. We raise chickens. __yang maybe in the near future we will develop with the help of zidisha of course.

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