Name
Habiba
Member since
February 2016
On-time repayments
108 installments • 76%
During my childhood, I was staying with my senior sister who was supporting me in school. After her demise, I became handicapped as I was left with no any help not even from my patents because they had so many to cafe for. My schooling naturally ended premature at primary class six (6). The only thing I could do was to take up my sister's trade of cooking and selling rice and beans (waache). I was on this for some time until I got married and later had two children
Circumstances beyond my control made me to divorce my man and migrated to another community, where I am staying with my current husband.
I figured out over here that their favorite typ of porridge or koko could be my trade, hence the birth of " koko for breakfast.
The people of Teiman are business minded who leave their homes early enough for several places, their business points. Others prepare their children and quickly dispatch or send them to schools. Once timing here is critical, I ensure that before they got up from their beds, koko their favorite is ready for them.
My daughter who is now training as a nurse, has intended to commission into the Ghana Armed Forces Medical Services as a senior nurse to assist the medical officers to treat and prevent diseases among soldiers and other staff of the deffence ministry, including the general public.
Looking at the boy's behavior , he is interested in auto engineering.
Reading is a hobby I like most. Anytime and anywhere I go on break or recreation, I carry along my Holy Quran and do a lot of reading there. I strongly believe that Zidisha has come to my life at the right time. I therefore fervently pray to Allah for a continuous health and alignment with Zidisha and Partners. Long live Zidisha. Long live Lenders.
I provide the people of Teiman porridge or koko of a difference
Koko for porridge is useful because when they wake up in the morning it's what is at their disposal early enough for their patronage.
I chose this business because it happened to be a marginal trade on the ground and it could benefit me.
My current typical cost is around five thousand Ghana cedis (GHS 5 000/ USD 909) and my current revenue is around five thousand two hundred Ghana cedis (GHS 5 200 / USD 945.5).
I use my profits in paying my children's and other dependents' school fees, reinvesting into the business for growth and also taking care of my home.
(1) 5 bags of millet @ GHS 450.00 / bag = GHS 2250.00 /USD 409.1 (2) 2 bags of beans @ GHS 500.00 / bag = GHS 1000.00 / USD 181.8 (3) 2 bags of flour @ GHS 170.00 / bag = GHS 340.00 / USD 61.8 (4) 2 bags of sugar @ GHS 180.00 / bag = GHS 360.00 /USD 65.5 (5) 2 jerry cans of cooking oil @ GHS 150 / can = GHS 300.00 / USD 54.5 (6) Misc = Ingredients, transportation, etc = GHS 680.00 / USD 123.6 (GHS 4933 app) / USD 896.3 ( 896.9 app)
Positive
6
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$1,094.00
Date disbursed
Jan 3, 2018
Repayment status
Late
Projected term
7 months
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