Name
Janet
Member since
March 2016
On-time repayments
151 installments • 28%
I was brought up and schooled in kang'aru village in kagio town Kirinyaga county in central province Kenya.Life was not easy as we could walk long distances to school barefooted and even stay out of school due to lack of school fees but that did not deter me from achieving my goals.I burnt the midnight oil and managed to pass my exams and later joined college though with financial difficulties.
I completed my diploma in Education in 2009 and have not gotten a job yet.I decided to start selling mitumba clothes because that did not require much money for capital .I started by selling in a Kibanda but have progress end now because I have rented a small house in juja town in kiambu county near Jkuat college.I have big plans for my business.God help me.
I have a shop along sunrise street in juja town and also sell online. I sell mitumba clothes.I buy from Gikomba market and later resell at a higher price to make profit.My customers are Jkuat university students. I chose to sell mitumba clothes because that's what my target group like for the clothes are fashionable and not expensive.My overall costs by the end of the month are usually 30,000 KESto 35,000 KES and sales of about 75,000 .I divide the net profit into two.to re invest into the business to grow it.use the rest in my day to day expenses.
I din't receive any money on my first loan since it served as my security deposit.my next loan will help stock my business thus improving sales.I will buy two bales of secondhand clothes locally known as mitumba which will cost ksh 28,000 .I can't wait to receive it.Zidisha will really help me enlarge my business.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$262.00
Date disbursed
Nov 9, 2016
Repayment status
On Time
Projected term
4 months
Other loans
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Marcus Mar 30, 2017
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