Janet
Nairobi, Kenya
100% repaid
Name
Janet
Member since
March 2016
On-time repayments
151 installments • 28%
I was brought up and schooled in kang'aru village in kagio town Kirinyaga county in central province Kenya.Life was not easy as we could walk long distances to school barefooted and even stay out of school due to lack of school fees but that did not deter me from achieving my goals.I burnt the midnight oil and managed to pass my exams and later joined college though with financial difficulties.
I completed my diploma in Education in 2009 and have not gotten a job yet.I decided to start selling mitumba clothes because that did not require much money for capital .I started by selling in a Kibanda but have progress end now because I have rented a small house in juja town in kiambu county near Jkuat college.I have big plans for my business.God help me.
I have a shop along sunrise street in juja town and also sell online. I sell mitumba clothes.I buy from Gikomba market and later resell at a higher price to make profit.My customers are Jkuat university students. I chose to sell mitumba clothes because that's what my target group like for the clothes are fashionable and not expensive.My overall costs by the end of the month are usually 30,000 KESto 35,000 KES and sales of about 75,000 .I divide the net profit into two.to re invest into the business to grow it.use the rest in my day to day expenses.
I will add more stock to my business I will buy two bales of mitumba clothes.each bale will cost ksh.20,000(appx 190 dollars)
The more the stock in the shop the more the sales.I expect sales to increase by atleast 30%
The buyers will have a variety to chose from because the shop will be well stocked.
Zidisha has enabled me to grow my business because I can get a loan easily and pay at installments am comfortable in and can adjust anytime.
Thankyou Zidisha team.
Positive
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Neutral
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Negative
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Project Type
Classic Loan
Disbursed amount
$388.00
Date disbursed
Apr 8, 2017
Repayment status
On Time
Projected term
9 months
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Marcus Mar 30, 2017
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