Mobile-phone payment-service center
Shamasamu Shabula
Lusaka, Zambia
51% repaid
Entrepreneur
Name
Shamasamu Shabula
Member since
April 2016
On-time repayments
258 installments • 68%
About Me
My names are Shamasamu Shabula, 32 years old, the founder of Energetic Smart Generation, complete my secondly education in 2006 at Libala high school. when i was young , about 14 years, my mother owned a shop and she required me to help out after school, that's how my love for business started. she would leave the shop in my care to make orders, sell and balance the books. i am one person who loves to share business ideas and ask questions. i believe two hands are better than one, i love to read and network with person online, and go to church for spiritual guidance.
My Business
Name of the Company is Energetic Smart Generation, we provide mobile money (airtel, mtn, fnb cash plus and Zanaco Xpress services in Lusaka ,Zambia. We have 5 outlets located in Bauleni, three in Chalala and one in woodlands. Mobile money is a fast growing business in Zambia, as it makes it easy for people to access and send money. It's on evey corner, and the bank of Zambia the governing body has supported this service. Mobile money is in places that banks can not operate, giving mobile money an advantage over the banks.
Loan Proposal
Dear Lenders,
I humbly write to request for an additional loan to boost my inventory that will make me scale up my agency business thereby giving me an added advantage in covering more people and increasing my weekly and monthly returns from the booth within my community.
By increasing inventory, I will safely employ one more youths who will have the opportunity to be trained in customer service as well as earn a monthly salary which will help them uplift their lives and positively impact their lives.
I am hopeful that with the increase of in inventory, I hope to increase my profit margins by a K3000 per month from the monthly volumes that will be generated from the booth.
I write to submit my loan proposal of K12 300 or dollar equivalent that will make it possible for my strategic business proposition.
I am thanking all the Zidisha lenders in advance for this awesome platform that has made it possible for small businesses and individuals be able to have their business and financial dreams come true.
Kind regards
Shamasamu Shabula
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Loan Info
Project Type
Classic Loan
Disbursed amount
$1,053.29
Date disbursed
Oct 24, 2019
Repayment status
Late
Projected term
20 months
Cost to entrepreneur
Service fee: $36.56
Credit risk payment:
$219.40
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