Capital for my clothing boutique

Arifah

Magelang, Indonesia

100% repaid

Entrepreneur

Name

Arifah

Member since

August 2015

On-time repayments

166 installments  •  99%

About Me

I was born of a simple family 35 years ago, the great majority of family clothing trade in traditional markets. I live in Magelang, Central Java, Indonesia. I was educated Sarjanaku at Diponegoro University majoring in Chemistry. Graduated from college I worked in a factory. but because they have to care for my little 2-little, then I encourage my husband to take care of children at home. I interrupted the care of children, and to help her husband make ends meet, I tried to trade business by selling clothes too. The result is tolerable, can add an allowance for children. From childhood I was a hobby of selling, from the time they first school, I bring toys or snacks to school and I sell to my friends.

My Business

Pinjamanku filing will I use to increase the capital of my business selling clothes. Many friends request for clothing, sometimes can not all be fulfilled due to capital constraints. According to them, the price of clothing ditempatku much cheaper with the same quality compared to other sellers. I did not take advantage of the many, the most important thing my attempts to run first. So friends to shop clothes at my place. The results of this sale will benefit will I use to pay the loan installments in this Zidisha, and do not forget also my duty as a Muslim. I set aside 2.5% of its profits to help others, give to those in need. Can to the poor and orphans.

Loan Proposal

Alhamdulillah, I have applied for a loan zidisha first. I use the money lent to add stock clothing in butikku. I brought up the same aim of this second loan. To raise capital to add to stock clothes. Praise also butikku look up. Not to forget also, some of these loans share with those in need. May the Fathers and Mothers-pleasing my fund. thank you

Show original Bahasa Indonesia  

About Me

Aku lahir dari keluarga sederhana 35 tahun yang lalu, mayoritas besar keluargaku berdagang pakaian di pasar tradisional. Aku tinggal di Magelang, Jawa Tengah, Indonesia. Aku menempuh pendidikan Sarjanaku di Universitas Diponegoro, Semarang dengan mengambil jurusan Kimia. Lulus kuliah aku bekerja di pabrik. tetapi karena harus mengasuh 2 anakku yang masih kecil-kecil, maka suamiku menganjurkan aku untuk mengasuh anak-anak di rumah. Disela aku mengasuh anak-anak, dan untuk membantu suami mencukupi kebutuhan,aku mencoba bisnis berdagang dengan berjualan pakaian juga. Hasilnya lumayan, bisa buat nambah uang jajan anak-anak . Dari kecil aku memang hobi jualan, dari jaman masih sekolah dulu, aku bawa mainan atau makanan kecil ke sekolah dan aku jual kepada teman-temanku.

My Business

Pengajuan pinjamanku ini akan aku gunakan untuk menambah modal usahaku berjualan pakaian. Banyaknya permintaan teman-teman akan pakaian, kadang tidak dapat semuanya terpenuhi karena keterbatasan modal. Menurut mereka, harga pakaian ditempatku jauh lebih murah dengan kualitas yang sama dibandingkan dengan penjual lainnya. Memang aku tidak mengambil keuntungan yang banyak, yang terpenting usahaku dapat berjalan dulu. Makanya teman-teman memilih berbelanja pakaian di tempatku. Hasil dari keuntungan penjualan ini nantinya yang akan aku gunakan untuk membayar angsuran pinjaman di Zidisha ini, dan tak lupa juga kewajibanku sebagai seorang muslim. 2,5 % keuntungannya aku sisihkan untuk membantu sesama, kuberikan kepada mereka yang membutuhkan. Dapat kepada orang dhuafa maupun anak yatim piatu.

Loan Proposal

Alhamdulillah, aku telah mengajukan pinjaman zidisha yang pertama. Uang yang dipinjamkan aku gunakan untuk menambah stock pakaian di butikku. Aku kembali mengajukan pinjaman kedua ini bertujuan sama. Untuk menambah modal untuk menambah stock pakaian. Alhamdulillah juga butikku bertambah maju. Tak lupa juga, sebagian dari pinjaman ini saya bagikan kepada mereka yang membutuhkan. Semoga Bapak-bapak dan Ibu-berkenan mendanai saya. Terima kasih

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$319.00

Date disbursed

Apr 19, 2016

Repayment status

On Time

Projected term

10 months

Lenders

S

Senryu91

caldogno, Italy

Limeleaf

Toronto, Canada

pentatonicscale

Niiza-shi, Japan

L

Leonora

TÄBY, Sweden

Evan Lamos

Brussels, Belgium

T

TrademarkMan

United States

Roy

Espoo, Finland

SteveFylde

United Kingdom

Daniel Hammarberg

Gothenburg, Sweden

moursund

Beaver Nation, United States

V

Vivek

Arlington, VA, United States

PG

Paul Graham

United States

Isabella

UK, United Kingdom

Nick

Manchester, United Kingdom

TO

Thomas O'Neil

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

BP

Bill Piper

United States

Ask Arifah a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Arifah    Jan 11, 2019

    Alhamdulillah, I thank God, finally I can pay off my third loan on time. I thank you to Zidisha and the funders. This loan is very useful for my business especially. This loan also benefits the people who need it indirectly. In this forum I also want to convey my sadness because Zidisha"s current loan disbursement has been terminated (cannot be disbursed) due to OJK"s policies. It is my hope that in the future Zidisha loans can be redeemed. Because Zidisha loans are very helpful for those in need. I say again. THANK YOU, ZIDISHA AND TIMES, FUNDS ... !!! ALWAYS SUCCESS

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  • Arifah    Nov 28, 2018

    Sorry yesterday I experienced a late payment, due to the installation of the new Zidisha system payment application.

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  • Adityawarman    Jun 7, 2018

    Selamat Sore Mbak Arifah, want to ask me have paid off my loan on June 1, 2018 through BNI Virtual Account # 8808133641410619 of IDR. 246.200, -, but until now unconfirmed, please help me to contact where to issue it, thanks in advance

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    • Lotus Flower    Jun 11, 2018

      Hello, Adityawarman Koswara,

      For information about what the Discussion page is for--(it's *not* for asking the Staff for help)--and to learn the correct place to ask the Staff for help, please read: www.zidisha.org/forum-threa...
      [forum-thread/1550#comment-5595]

      Also, please don't confuse lenders with Zidisha Staff.
      Although some members of the Staff also are lenders, most lenders are *not* on the Staff. Lenders contribute money to help fund loans. Zidisha Staff handles all of the administrative functions.

      Please do not reply to me here, as I won't be notified of your reply.

      Thank you.

      Kind regards,
      Laurie
      Zidisha Team

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  • Endra    Oct 25, 2017

    mbak arifah why my credit is not yet liquid. whereas I have long entered the account number. can you please help me on this issue mbak. my installments are always ontime and I always keep the trust zidisha mbak

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  • Arifah    Oct 5, 2017

    Thank you mr Martin for his support ..

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  • Martin    Oct 5, 2017

    Good luck his business

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  • Arifah    Sep 29, 2017

    There is my plan to expand my business. I want to open a snack wholesale. Alhamdulillah my boutique has increased revenue. Thanks for the donors" support.

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  • Arifah    Mar 27, 2017

    Thank God, thank you to all the funders finally my third loan was disbursed. I hope with the additional capital. I can add stock of clothes for my clothing store. Do not forget the part I give to those in need. So that they can smile. Dear donors, I will keep faith with all. I will use this fund as well as possible. I will also make a payment with the order. Once again I wish to thank the donors.

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  • Arifah    Mar 25, 2017

    Funders and Gentlemen, I have not been able to give a BCA account number for the loan disbursement. Tomorrow Monday, I recently made a BCA account. Hopefully the Pendan deign to wait. thanks.

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  • Arifah    Mar 25, 2017

    Alhamdulillah, thanks to God I finally zidisha third loan funded. Thanks to the funding that has been entrusted to me. I will use this belief as well as possible. Zidisha loan will be used to increase the supply of clothes in my boutique. I hope, more a collection of clothes in my boutique, the more clothing options to choose the buyer. Not to forget a portion of the loan will I give to those in need. Once again my thanks to all donors. My fervent prayer, longlife Zidisha. Aamiin

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  • Arifah    Mar 25, 2017

    The donors were honored, very hoping once zidishaku third loan can be funded. Many garments with models bari I can buy to increase the stock of clothing in butikku. Besara hope in this zidisha loan. thanks.

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  • Arifah    Mar 20, 2017

    Alhamdulillah, I am of zidisha second loan is paid off. Hopefully, I can apply for a loan to my three. Shortly before Ramadhan and Lebaran. Stock clothes in a boutique should I added. Demand usually increases before Eid clothes 2X. Not to forget in the blessed month later, I also want to share with the needy. I am grateful to all donors. Zidisha on the loan, it can expedite my boutique.

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  • Arifah    Mar 5, 2017

    Thanks zidisha. , Pinjamanku finished well. I"d like to make more loans to businesses this butikku. Soon like Hari Raya, I need to stock more goods. Hope it gets easier. Once again, thank you zidisha. ,

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  • Arifah    Feb 7, 2017

    Alhamdulillah, my boutique result increases. I want my loans that have quickly paid off so that I can apply for a loan again. Many orders uniforms in the school year tomorrow. Thanks zidisha, on capital assistance during this time.

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  • Arifah    Jan 1, 2017

    The new year 2017 I increase the amount of merchandise in the boutique. Alhamdulillah more and more enthusiasts. Many models of new clothes at the beginning of this year. Thanks Zidisha. ,

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  • Arifah    Dec 7, 2016

    Operating revenues increased boutique me, so that I can increase the number of installments. Want to quickly resolve these loans. In the new year, may be re-obtain loans zidhisa by larger amounts. To complete the collection which I sell in the boutique. Thank you very much for Zidisha.

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  • Arifah    Nov 13, 2016

    Alhamdulillah boutique income increases, so that I can raise my payment installments.

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