Capital capital capital capital

Dessy Handi Astuti

Semarang, Indonesia

Expired

$181 to go

22% funded of $231 goal

0

days left

Entrepreneur

Name

Dessy Handi Astuti

Member since

October 2017

On-time repayments

19 installments  •  74%

About Me

My name is Dessy .. I am child no 2 of 2 brothers, we are from Catholic family. My father is a security guard at one of the apartments in Semarang, my mother sells food for breakfast. Currently I live in the Purwoyoso district of Ngaliyan Semarang and have married a Catholic man too, and I have 2 boys who are now three and five years old. My husband works in a private company that is engaged in security. I myself work in a private insurance company Prudential and at home with my mother-in-law serving catering to order rice box, cone or snack.

My Business

My source of income earned from my salary work at a leading insurance company in Indonesia, my position is still as an insurance agent. I worked at the company for 2 years. And I live with my father-in-law, because my in-laws are not working anymore so my husband and I decided to open a catering business that we call ASIH CATERING. The one that underlays me to open this business is because I love to cook and near my house many government agencies. My catering business serves ordering rice box, snacks for various meetings, cone for birthday, and various other needs such as for Khitanan, Selapanan dll. The net profit I earn each week ranges from 300 - 500rb.

Loan Proposal

The funds I received in this loan application I used as capital to buy my catering business needs, such as staple food, supplies for packing food, cooking utensils such as gas stoves, gas cylinders, tools for toasting and oven for bread. The advantages that I get I use to buy a three-wheeled motorcycle such as TOSSA as a means of transportation for delivery of food orders. For the people around me, I am very very beneficial with my catering business, because if they need lunch or when there is a special event such as birthday they can directly order at our place. Kisarab price for rice box for Rp 15.000 - 20.000, for Tumpeng about Rp 250,000 - 500.000, for a snack of about Rp 7500 - 15.000 And the equipment for packing the funds I need around Rp 500.0000 For the price of oven about Rp 1,000,000 For the price of stoves and tubes gas around Rp 1.500.0000 Very much my hope that this loan can be approved by the borrowers. Thank You Peace of Christ

Show original Bahasa Indonesia  

About Me

Nama saya Dessy..
Saya anak no 2 dari 2 bersaudara, kami dari keluarga beragama Katolik. Ayah saya seorang penjaga keamanan di salah satu apartemen di Semarang, ibu saya berjualan makanan untuk sarapan. Saat ini saya tinggal daerah Purwoyoso Kecamatan Ngaliyan Semarang dan sudah menikah dengan seorang pria beragama Katolik juga, dan saya dikarunia 2 orang anak laki laki yang saat ini berusia tiga tahun dan lima tahun.
Suami saya bekerja di perusahaan swasta yang bergerak dalam bidang keamanan. Saya sendiri bekerja di perusahaan asuransi swasta Prudential dan dirumah bersama ibu mertua saya melayani catering untuk pemesanan nasi kotak, tumpeng ataupun snack.

My Business

Sumber penghasilan saya diperoleh dari gaji saya bekerja di perusahaan asuransi terkemuka di Indonesia, posisi saya masih sebagai agent asuransi.
Saya bekerja di perusahaan tersebut sudah 2th lamanya.
Dan saya tinggal bersama mertua saya, dikarenakan mertua saya sudah tidak bekerja lagi jadi saya dan suami memutuskan untuk membuka usaha catering yang kami namai ASIH CATERING.
Salah satu yang mendasari saya untuk membuka bisnis ini adalah karena saya suka memasak dan di dekat rumah saya banyak instansi2 pemerintahan.
Bisnis catering saya ini melayani pemesanan nasi kotak, snack untuk berbagai macam pertemuan, tumpeng untuk ulang tahun, dan aneka kebutuhan lain nya seperti untuk Khitanan, Selapanan dll.
Keuntungan bersih yang saya peroleh setiap minggu nya berkisar antara 300 - 500rb.

Loan Proposal

Dana yang saya dapatkan dalam pengajuan pinjaman ini saya gunakan sebagai modal untuk membeli kebutuhan usaha catering saya, seperti bahan makanan pokok, perlengkapan untuk mengemas makanan, alat masak seperti kompor gas, tabung gas, alat untuk memanggang dan oven untuk roti.
Keuntungan yang saya dapatkan saya gunakan untuk membeli sepeda motor roda tiga seperti TOSSA sebagai alat transportasi untuk pengiriman pesanan makanan.
Bagi masyarakat sekitar saya sungguh sangat bermanfaat sekali dengan adanya usaha catering saya ini, karena apabila mereka membutuhkan makan siang atau pada saat ada acara acara khusus seperti ulangtahun mereka dapat langsung memesan di tempat kami.
Kisarab harga untuk nasi kotak sebesar Rp 15.000 - 20.000 , untuk Tumpeng sekitar Rp 250.000 - 500.000 , untuk snack sekitar Rp 7500 - 15.000
Dan perlengkapan untuk pengemasan dana yang saya butuhkan sekitar Rp 500.0000
Untuk harga oven sekitar Rp 1.000.000
Untuk harga kompor dan tabung gas sekitar Rp 1.500.0000
Sangat besar harapan saya supaya pinjaman ini dapat di setujui oleh para peminjam.
Terimakasih
Salam Damai Kristus

Feedback

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Loan Info

Project Type

Classic Loan

Amount requested

$231.00

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  • Dessy Handi Astuti    Dec 4, 2022

    Thank you for approving and funding my project. I will buy the ingredients for the rice box order on Saturday.

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  • J    Feb 12, 2018

    Dear
 Dessy,

    Please post a photo of *yourself* as the profile picture, at the very top of the screen. This is a Zidisha requirement. Please take care of this, as soon as possible. Thank you!

    The other photo that’s currently there, you can move to a lower spot on the Discussion page, with a note to your lenders. Thanks. :)

    Kind regards,
    Joost
    Team Zidisha

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  • Dessy Handi Astuti    Jan 2, 2018

    I want to change the amount of my installment because I have paid on time but there is one pliers not entered into my credit account. please help and do not make people disappointed

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    • J    Jan 2, 2018

      If a payment isn’t recorded then send a support ticket with the following info:
      - Amount
      - Transaction ID
      - Date

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  • Dewi Armiyati    Dec 12, 2017

    Heloo yas .. Please check yes .. The installment has been late for several weeks. Thanks

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  • Dessy Handi Astuti    Nov 7, 2017

    Haloo all her .. good afternoon .. terimaksih I say as big as its because of the loan fund that I have received the power and I use for my catering business shopping capital .. thanks once again to the lender. God bless...

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  • Dessy Handi Astuti    Oct 25, 2017

    Haloo good afternoon .. I"m Dessy. The business that I live today is a Catering snack, tumpeng and rice box with the name ASIH CATERING addressed jl. purwoyoso rt 01 rw 12 purwoyoso ngaliyan semarang 50184. I pioneered this business since 2015 ago with my mother-in-law. With a loan from Zidhisa is very useful because I can buy these catering equipment such as cardboard, mica, plastic, catering name stickers, cutlery etc. The basic ingredients that I can buy such as rice, sugar, vegetables, fruits, kitchen spices, salt, flour, etc. .. the profit from this business I use for the cost of my two children"s education and to fix the roof of my house that has been leaked.

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  • Dessy Handi Astuti    Oct 19, 2017

    I have an increasing amount of profits in this week, for that I want to pay off my loan faster. so that when I need another loan I"m not confused for the next loan application

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