Modern gabbage collection tools

Linet

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Linet

Member since

August 2015

On-time repayments

158 installments  •  71%

About Me

I am a graduate with commerce degree and a 24-year-old Kenyan lady. I was born in a family of four, a setup that has shaped my personality to like working with people and to care for others. I have a strong passion for business and a strong desire to empower women and youth, a dream I believe I will fulfill through my business.

My passion for business can be traced back to as early as high school, when I presented the best business proposal in the Junior Achievement club competition and the divisional level. I am highly environmentally conscious and have taken part in various environmental management programs in various capacities.

Since I was brought up in a male-dominated society, I have also developed a keen interest in empowering the girl child and the less fortunate in the society.

My Business

When in my second year in university, I realised there was a serious problem of garbage collection and disposal. This is because waste collection and disposal was then purely the affair of the local authorities. I saw an opportunity in the environment and started a garbage collection and disposal business. The business that started as a clean-up project saw a lot of appreciation, which made me invest more in the business venture.

Currently, the business operates at a cost of USD 700 and generates an after-tax profit of USD 300 on average per month. The business has three full-time employees and 10 casual employees who help in garbage collection. When we acquire the new tools, we anticipate that the number of employees will increase by five.

The vision of the business is to achieve a clean and green environment. To achieve this dream, most proceeds from the business are currently retained to assist in the business operations and expand the business. Currently, I am in the process of acquiring modern and safe waste collection tools and am looking for USD 249. With this fund, I expect the capacity of the business to expand and profit to grow by at least 20% per month. Later, I plan to diversify the business of waste recycling.

Loan Proposal

I am applying for this loan to acquire modern garbage collection tools for my business. We are currently using the simple garbage collection tools, which have exposed the garbage collection team to health risks as well as limited our garbage collection capacity. The loan will be used to acquire safely gadgets, antiseptic detergents and modern garbage handling equipment. The items are valued at USD 300. This loan will finance a third of the purchase cost. The proceeds from business will be used to pay the balance. These tools, I believe will enhance the capacity and financial performance which will enable me remit the weekly installments in time and pay the entire amount in time. I take this early opportunity to thank the lenders in advance for advancing this noble cause.

Show original English  

About Me

I am graduate with commerce degree, 24 years old Kenyan lady. I was born in a family of four, a set up that has shaped my personality to like working with people and to care for others. I have strong passion for business and strong desire to empower women and youths a dream I believe I will fulfill through my business. My passion for business can be traced back to when as early as when I was high school when I presented the best business proposal in the Junior Achievement club competition and the divisional level. I am highly environmentally conscious and has taken part in various environmental management programs in various capacities. Since I was brought up in a male dominated society, I have also developed keen interest in empowering the girl child and the less fortunate in the society.

My Business

When in second year in the university, I realised there was serious problem of garbage collection and disposal. This is because waste collection and disposal was then purely the affair of the local authorities. I saw an opportunity in the environment and started a garbage collection and disposal business. Currently, the business operates at a cost of USD 900 and generates after tax profit of US400 on average per month. The business has three full time employees and 14 casual employees who help in garbage collection . The business is in the process of renting a new site for temporary storage of recyclable garbage. We need USD 400 for deposit payment. Through some savings from the business, I able to raise USD 160. I am looking for the remaining USD 240 through this loan. With this fund, the business will get space and will soon start recycling of wastes. In addition, the revenue generation of the business will grow by around 10%. I believe I will be able to repay the loan in time.

Loan Proposal

I am applying for this loan to acquire modern garbage collection tools for my business. We are currently using the simple garbage collection tools, which have exposed the garbage collection team to health risks as well as limited our garbage collection capacity. The loan will be used to acquire safely gadgets, antiseptic detergents and modern garbage handling equipment. The items are valued at USD 300. This loan will finance a third of the purchase cost. The proceeds from business will be used to pay the balance. These tools, I believe will enhance the capacity and financial performance which will enable me remit the weekly installments in time and pay the entire amount in time. I take this early opportunity to thank the lenders in advance for advancing this noble cause.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$125.00

Date disbursed

Aug 20, 2015

Repayment status

On Time

Projected term

3 months

Lenders

AH

Aleksi H

Helsinki, Finland

M

MiguelGago

Guimarães, Portugal

mbunifu

San Jose, United States

BrassHat

Boston, United States

lorrymac

Killough, United Kingdom

R

Roman

Barcelona, Spain

B

briansedz

Canton, Ohio, United States

C

chrisherron

Chicago, United States

F

farwest

Alamo, United States

J

JoycaLeplae

Gent, Belgium

J

JandC

Watsonville, United States

Z

Zippo

Berlin, Germany

ReducedFat

Lake Forest, United States

B

Bernhard75

Vienna, Austria

AdvancingCompassion

San Diego, United States

dhulsterwim

LIER, Belgium

swendl

Iowa, United States

P

PetrusR

balmoral, Australia

M

Marod

Edmonton, Canada

M

Masseman

Paris, France

L

LenoMetus

Perth, Australia

G

guiambros

United States

T

thegreek1020

San Jose, United States

J

Jonas

Linköping, Sweden

J

juniormint

United States

T

tengbao

United States

A

adiipienaar

South Africa

L

lfender6445

United States

Paul Buchheit

Mountain View, United States

N

Nijntje

Netherlands

M

Mal57

Australia

N

nathaliekar

United States

M

merk85

United States

C

chatterbox

Gurgaon, India

S

salonasante

United States

mepster

San Francisco, Ca, United States

L

luckiestmonkey

United States

B

blambert

United States

J

JonAlec

United States

Grant Xavier Storer

Seattle, Wa, United States

GerryBonneau

Terrebonne, Canada

C

cocolo

United States

N

Nicolaas

Doha, Qatar

adrianz

United States

ND

Nick DG

Exeter, United Kingdom

S

StefanB

Stockholm, Sweden

Andrew267

Birmingham, United Kingdom

reluck

Marseille, France, France

A

andreab

United States

JP

James Parker

Sacramento, United States

M

Marcus86257

United States

PT

Pattie Thomas

United States

H

Hakon

Drammen, Norway

BS

Bart Sturm

Amsterdam, Brazil

B

Beth

United States

K

KJLake

United States

ward

Netherlands

S

Sharon4B

Molalla, Oregon, United States

Christopher Hey

Sudbury, Canada

Ask Linet a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Liz    Jan 28, 2019

    Hi Linet, I am excited to hear about your work and I hope you are rewarded.

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  • Linet    Jan 26, 2019

    Hallo Lenders,
    I appreaciate, so much, your support in my business. Through the last loan, I was able to purchase garbage collection tools and safety equipment. Through these tools and equipment, my employees have found work interesting and safer. As I alluded earlier, I intend to recycle wastes where possible. Through the last loan, I have enhanced my capacity and am now looking for storage space for recyclable wastes, which means I will soon start recycling. Through Zidisha, I see myself growing to greater heights.
    Thank you once again for believing in my idea.

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  • Linet    May 23, 2017

    The business has declined and I cant raise the installment amount

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  • Linet    Apr 16, 2017

    I am not able to pay the current amount due to slow performance.

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  • Mary    Apr 7, 2017

    Hi Linet, Please contact [email protected] to adjust your loan payments. Lenders would rather see smaller payments made on time rather than skipped payments. Has the drought affected your business? Regards, Mary

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  • Margaret    Mar 25, 2017

    Hi Linet,
    I hope the loan from Zidisha helps you in your water business. Best of luck to you. Regards, Margaret

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  • Linet    Mar 21, 2017

    Hallo Lenders,
    I must say I am so pleased with your support.
    I received my third loan and am so grateful.
    I have acquired 5 filters and am already making some little money.
    Once again, thanks

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  • Mary    Mar 8, 2017

    Hi Linet, Thank you for starting such an important job in your country. I can see you have a good vision for expansion of your business. I hope your Zidisha loan will help bring rapid growth to your future business. Regards, Mary

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  • Linet    Mar 8, 2017

    Thank you, lenders so much for this support. It will go a long way in supporting my business.

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  • Linet    Mar 6, 2017

    These are the water purifying machines I intend to buy.
    Thanks

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  • Linet    Mar 6, 2017

    I once more appreciate the kindness and support accorded by Zidisha team. With the previous loans, I was able to grow and stabilize my garbage collection business. I achieved improved revenue collection of about 20 percent increased profits of about 15 percent. My business growth led to employment of three more staff members and I am very happy.

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  • Linet    Mar 2, 2017

    I appreciate all lenders who have made it possible for me to achieve tremendous growth in my business. I as clear the current loan this week. I request for your continued support in my business. Once again, thanks for believing in my business and for the support.

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  • Linet    Feb 14, 2017

    My business has improved lately and I wish to clear current loan so as to apply for a new one

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  • Linet    Nov 24, 2016

    The business is quite down and I can not raise the installment amount currently

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  • Linet    Oct 31, 2016

    My business is picking and I can now pay more

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  • Linet    Aug 27, 2016

    I wish to clear this loan so I can apply for another one

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  • Linet    Jul 5, 2016

    I wish to pay 500 from this weekend to reduce repayment period

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  • Linet    Apr 30, 2016

    Grace Akoth, I appreciate your advise. I am thankful to the lenders and looks forward to take my business to the next level through Zidisha. My business is gradually improving

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  • Grace    Jan 31, 2016

    I also talked to Linet about making regular payments so as to improve her credit ratings. That will be helpful in her next loan. She agreed to make regular payments even if it meant paying one instalment in advance.

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  • Grace    Jan 31, 2016

    Dear Lenders
    Linet had a slight problem with her payment but she promised to clear the arrears immediately i called her.
    I wish her all the best.

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