Name
Daniel
Member since
February 2015
On-time repayments
254 installments • 36%
My name is Daniel Mbugua, a poultry farmer from Mombasa - Kenya. I was born and raised in Mombasa where my father worked at the Kenya Ports Authority. I was born in a rural area where I grew up accustomed to fairly good infrastructure like electricity and paved roads.
In spite of relative good life in my childhood, I faced a number of challenges like lack of playing fields due to poor planning by the local authorities and I grew up deprived what would be considered as the basic necessities of a growing child. That notwithstanding, my parents raised me well and imparted good values early life.
I went to rural schools both for primary and secondary schools because my parents feared I would get involved in drug taking which was rampant in our neighborhood. I later joined a polytechnic where I did a three year course in civil engineering. I was hoping to secure a good job after the completing the course after my father's footsteps but I was not as lucky.
I decided to use our house backyard to start poultry keeping which remarkable success. This is what I am still doing to date and I have no regrets for doing so since it brings food on the table and I also get a lot of satisfaction from the job.
I am married with two kids both who are in school.
I rear broiler chicken as well as geese in my house backyard. I sell broilers to local hotels and to residents within the residential estates. Mombasa is a fast growing city and it has all the demands of big city and one of these is fast food. I saw this opportunity and decided to exploit it.
The living standards of the residents has also improved in the recent past and a good number of residents have a much better bargaining power as compared to yesteryears. What used to be a preserve of the rich (like chicken) is now a common dish among many.
I keep broilers that take between 5-6 weeks to mature. I normally buy them when they are one day old and if the survival rate is good (about or above 95%), I make about $150 per brood. I use the geese to provide eggs that I sell to support the family when I am not selling the chicken.
I am glad I have a ready market of loyal clients in hotels and also in the residential areas. If funded, I like to keep two sets of broilers and separate then within two weeks so as to ensure a continuous sale of the chicken instead of waiting for 6 weeks interval. However, for me to do this, I need to get a helping hand in form of affordable credit and this is where Zidisha comes in.
I used the previous loan to build a better coop for my chicken. The new coop is can accommodate 400 birds at a time. I currently have slightly over 200 birds. If loaned, I will use $200 to buy 200 day old chicks @ $1. I will use the remaining balance to buy chicken feed.
This expansion will double my income and it will be much easier to service my loan. I also take this opportunity to thank those who have supported me in the past because Zidisha loans have lifted my business to levels I did not expect in such a short time.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$365.00
Date disbursed
Jan 2, 2016
Repayment status
On Time
Projected term
15 months
Amount repaid
$383.67
Amount remaining
$0.00
Date repaid
Aug 20, 2016
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Jan 10, 2016 | $6.00 | Jan 18, 2016 | $6.00 |
Jan 17, 2016 | $6.00 | Jan 18, 2016 | $6.00 |
Jan 24, 2016 | $6.00 | Jan 18, 2016 | $6.00 |
Jan 31, 2016 | $6.00 | Feb 11, 2016 | $6.00 |
Feb 7, 2016 | $6.00 | Feb 11, 2016 | $6.00 |
Feb 14, 2016 | $6.00 | Feb 11, 2016 | $5.00 |
Feb 28, 2016 | $1.00 | ||
Feb 21, 2016 | $6.00 | Feb 28, 2016 | $6.00 |
Feb 28, 2016 | $6.00 | Feb 28, 2016 | $6.00 |
Mar 6, 2016 | $6.00 | Mar 6, 2016 | $6.00 |
Mar 13, 2016 | $6.00 | Mar 6, 2016 | $6.00 |
Mar 20, 2016 | $6.00 | Mar 6, 2016 | $6.00 |
Mar 27, 2016 | $6.00 | Mar 6, 2016 | $2.00 |
Mar 21, 2016 | $4.00 | ||
Apr 3, 2016 | $6.00 | Mar 21, 2016 | $6.00 |
Apr 10, 2016 | $6.00 | Mar 21, 2016 | $2.00 |
Apr 4, 2016 | $4.00 | ||
Apr 17, 2016 | $6.00 | Apr 4, 2016 | $6.00 |
Apr 24, 2016 | $6.00 | Apr 4, 2016 | $2.00 |
Jun 5, 2016 | $4.00 | ||
May 1, 2016 | $6.00 | Jun 5, 2016 | $6.00 |
May 8, 2016 | $6.00 | Jun 5, 2016 | $6.00 |
May 15, 2016 | $6.00 | Jun 5, 2016 | $4.00 |
Jun 25, 2016 | $2.00 | ||
May 22, 2016 | $6.00 | Jun 25, 2016 | $6.00 |
May 29, 2016 | $6.00 | Jun 25, 2016 | $6.00 |
Jun 5, 2016 | $6.00 | Jun 25, 2016 | $6.00 |
Jun 12, 2016 | $6.00 | Jul 2, 2016 | $6.00 |
Jun 19, 2016 | $6.00 | Jul 2, 2016 | $6.00 |
Jun 26, 2016 | $6.00 | Jul 2, 2016 | $6.00 |
Jul 3, 2016 | $6.00 | Jul 2, 2016 | $2.00 |
Jul 29, 2016 | $4.00 | ||
Jul 10, 2016 | $6.00 | Jul 29, 2016 | $6.00 |
Jul 17, 2016 | $6.00 | Jul 29, 2016 | $6.00 |
Jul 24, 2016 | $6.00 | Jul 29, 2016 | $6.00 |
Jul 31, 2016 | $6.00 | Jul 29, 2016 | $6.00 |
Aug 7, 2016 | $6.00 | Jul 29, 2016 | $6.00 |
Aug 14, 2016 | $6.00 | Jul 29, 2016 | $6.00 |
Aug 21, 2016 | $6.00 | Jul 29, 2016 | $6.00 |
Aug 28, 2016 | $6.00 | Jul 29, 2016 | $4.00 |
Aug 18, 2016 | $2.00 | ||
Sep 4, 2016 | $6.00 | Aug 18, 2016 | $6.00 |
Sep 11, 2016 | $6.00 | Aug 18, 2016 | $6.00 |
Sep 18, 2016 | $6.00 | Aug 18, 2016 | $6.00 |
Sep 25, 2016 | $6.00 | Aug 18, 2016 | $1.00 |
Aug 19, 2016 | $5.00 | ||
Oct 2, 2016 | $6.00 | Aug 19, 2016 | $6.00 |
Oct 9, 2016 | $6.00 | Aug 19, 2016 | $6.00 |
Oct 16, 2016 | $6.00 | Aug 19, 2016 | $1.67 |
Aug 19, 2016 | $4.33 | ||
Oct 23, 2016 | $6.00 | Aug 19, 2016 | $6.00 |
Oct 30, 2016 | $6.00 | Aug 19, 2016 | $6.00 |
Nov 6, 2016 | $6.00 | Aug 19, 2016 | $6.00 |
Nov 13, 2016 | $6.00 | Aug 19, 2016 | $6.00 |
Nov 20, 2016 | $6.00 | Aug 19, 2016 | $6.00 |
Nov 27, 2016 | $6.00 | Aug 19, 2016 | $6.00 |
Dec 4, 2016 | $6.00 | Aug 19, 2016 | $6.00 |
Dec 11, 2016 | $6.00 | Aug 19, 2016 | $6.00 |
Dec 18, 2016 | $6.00 | Aug 19, 2016 | $6.00 |
Dec 25, 2016 | $6.00 | Aug 19, 2016 | $6.00 |
Jan 1, 2017 | $6.00 | Aug 19, 2016 | $6.00 |
Jan 8, 2017 | $6.00 | Aug 19, 2016 | $6.00 |
Jan 15, 2017 | $6.00 | Aug 19, 2016 | $6.00 |
Jan 22, 2017 | $6.00 | Aug 19, 2016 | $6.00 |
Jan 29, 2017 | $6.00 | Aug 19, 2016 | $6.00 |
Feb 5, 2017 | $6.00 | Aug 19, 2016 | $6.00 |
Feb 12, 2017 | $6.00 | Aug 19, 2016 | $6.00 |
Feb 19, 2017 | $6.00 | Aug 19, 2016 | $3.67 |
Aug 20, 2016 | $2.33 | ||
Feb 26, 2017 | $6.00 | Aug 20, 2016 | $6.00 |
Mar 5, 2017 | $6.00 | Aug 20, 2016 | $6.00 |
Mar 12, 2017 | $6.00 | Aug 20, 2016 | $6.00 |
Mar 19, 2017 | $6.00 | Aug 20, 2016 | $6.00 |
Mar 26, 2017 | $5.67 | Aug 20, 2016 | $5.67 |
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