Entrepreneur
Name
Geoffrey
Member since
March 2015
On-time repayments
52 installments • 94%
About Me
My name is Geoffrey Muraya.
I am grateful to Zidisha Team and the lenders for you great kindness in funding me and improving my business and life. Your previous loans have seen my life move to levels high.
In my native language, Muraya means the TALL ONE... and in fact am not the short type.
I grew up in Nyeri County- the administrative centre of the Kenyan Central Province.
My dad passed on when I was young and were brought up by our mum.
Without a father, life was not easy. It involved working so hard and doing any menial job available to help my mum to bring us up. She was not working but being the fist born I had to fend for our family like the father would.
The people from my area are entirely subsistent farmers. We depend on the natural weather cycles to plant our food - twice a year.
By God's grace, I went upto tertiary education level and I took aacounting for the course.
After college, I secured a job which did not last for long and I lost it.
I then decided, I will not again rely on employment. I started keeping chicken which when they matured, I would sell and make money to improve my life.
With only five chicks I was ready to begin.
My hobbies are travelling, swimming and sight seeing. I also love helping the weak in the society.
I also do printing business as my alternative source of income.
My Business
My business involves poultry keeping. I buy broods (1 day old chick). With the help of my wife, we rear them and after three months I sell them.
I am only able to keep 100 chicks at a time since I do not have enough capital to have more.
I chose this business because in my area there are so many hotels who have high demand for chicken, I would go and market my chicken to them and in three months cycles am booked to supply.
These hotels love my chicken because they are able to visit my home and see the environment I rear them in is healthy and hygienic.
My costs in three months are:
When funded, I will use this loan to buy the following:
Chicken feeds : USD 25
Feeders : USD 15
Waterer : USD 5
One day Old chicks : USD 50
Transport/ Labour : USD 5
My profit after three months will increase by 30%.
This profit I shall use to pay school fees for my children and increase my business and pay rent.
Loan Proposal
Chicken feeds : USD 25
Waterers : USD 15
One day Old chicks : USD 50
Transport/ Labour : USD 10
Whatever remains I will use it to buy materials little by little to extend the poultry house.
Feedback
Positive
2
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$92.00
Date disbursed
Oct 20, 2015
Repayment status
On Time
Projected term
8 months
Other loans
Lenders
Tromso, Norway, Norway
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Summary
Amount repaid
$96.14
Amount remaining
$0.00
Date repaid
Dec 17, 2015
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Nov 1, 2015 | $10.00 | Oct 30, 2015 | $10.00 |
| Nov 8, 2015 | $10.00 | Nov 8, 2015 | $10.00 |
| Nov 15, 2015 | $10.00 | Nov 16, 2015 | $10.00 |
| Nov 22, 2015 | $10.00 | Nov 16, 2015 | $10.00 |
| Nov 29, 2015 | $10.00 | Nov 30, 2015 | $10.00 |
| Dec 6, 2015 | $10.00 | Nov 30, 2015 | $10.00 |
| Dec 13, 2015 | $2.00 | Dec 7, 2015 | $2.00 |
| Dec 20, 2015 | $2.00 | Dec 7, 2015 | $2.00 |
| Dec 27, 2015 | $2.00 | Dec 7, 2015 | $2.00 |
| Jan 3, 2016 | $2.00 | Dec 7, 2015 | $2.00 |
| Jan 10, 2016 | $2.00 | Dec 7, 2015 | $2.00 |
| Jan 17, 2016 | $2.00 | Dec 7, 2015 | $2.00 |
| Jan 24, 2016 | $0.90 | Dec 7, 2015 | $0.90 |
| Jan 31, 2016 | $1.00 | Dec 10, 2015 | $1.00 |
| Feb 7, 2016 | $1.00 | Dec 10, 2015 | $1.00 |
| Feb 14, 2016 | $1.00 | Dec 10, 2015 | $1.00 |
| Feb 21, 2016 | $1.00 | Dec 10, 2015 | $1.00 |
| Feb 28, 2016 | $1.00 | Dec 10, 2015 | $1.00 |
| Mar 6, 2016 | $1.00 | Dec 10, 2015 | $1.00 |
| Mar 13, 2016 | $1.00 | Dec 10, 2015 | $1.00 |
| Mar 20, 2016 | $1.00 | Dec 10, 2015 | $1.00 |
| Mar 27, 2016 | $1.00 | Dec 10, 2015 | $1.00 |
| Apr 3, 2016 | $1.00 | Dec 10, 2015 | $1.00 |
| Apr 10, 2016 | $1.00 | Dec 10, 2015 | $0.50 |
| Dec 11, 2015 | $0.50 | ||
| Apr 17, 2016 | $1.00 | Dec 11, 2015 | $1.00 |
| Apr 24, 2016 | $1.00 | Dec 11, 2015 | $1.00 |
| May 1, 2016 | $1.00 | Dec 11, 2015 | $1.00 |
| May 8, 2016 | $1.00 | Dec 11, 2015 | $1.00 |
| May 15, 2016 | $1.00 | Dec 11, 2015 | $1.00 |
| May 22, 2016 | $1.00 | Dec 11, 2015 | $0.87 |
| Dec 16, 2015 | $0.13 | ||
| May 29, 2016 | $1.00 | Dec 16, 2015 | $1.00 |
| Jun 5, 2016 | $1.00 | Dec 16, 2015 | $1.00 |
| Jun 12, 2016 | $1.00 | Dec 16, 2015 | $0.24 |
| Dec 17, 2015 | $0.76 | ||
| Jun 19, 2016 | $1.00 | Dec 17, 2015 | $1.00 |
| Jun 26, 2016 | $1.00 | Dec 17, 2015 | $1.00 |
| Jul 3, 2016 | $1.00 | Dec 17, 2015 | $1.00 |
| Jul 10, 2016 | $0.24 | Dec 17, 2015 | $0.24 |
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