More computers to increase daily collections

Kessenger

Nairobi, Ongata Rongai, Kenya

27% repaid

Entrepreneur

Name

Kessenger

Member since

June 2014

On-time repayments

28 installments  •  11%

About Me

Hello my name is Kessenger Magiya and my nickname is Kess. I was born on November 06 1984 in living in Nairobi with my family, my wife with our six years old son. I am a simple, positive thinker & punctual in nature. Accustomed to being around primarily adults, I was always mature for my age. Even my own friends often annoyed me during my adolescent years. I had a lot of people who invested in me, and I excelled at most of my many and varied hobbies.

I opted for Computer Applications as my optional unit at my undergraduate level in Business Computing Degree from Kampala University and I did more on Internet because I personally I needed change in my life of using internet based communication other than the post office mails with my parents constantly reason being in a foreign land with lot of challenges. I had my O- levels from Menyenya SDA High School which is located in Nyamira County some part in Kisii land after a successful completion of my A- Levels from St Mary’s Mosocho primary School. Playing Harmonium, listening music, drawing, cooking and outing/touring with friends are my interests. I play Badminton and Volleyball to keep my body fit and fine. I'm also a good swimmer.

Due to lack of jobs or few job opportunities in our country I opted to be an entrepreneur and started a cyber café business at Ongata Rongai with the savings I had saved while working with Nairobinet Limited before the company collapsed due to mismanagement of funds.

My short term goal is I want to win present circumstances and take on my career with a good path. While my long term goal I want to become a respectable person in my profession and one of the successful people in the Information Technology industry & achieved high respect from the society.

My Business

I am into Internet business as I had earlier mentioned where I am proud connecting people to the social world using the social network via the Internet cables. ie facebook, twitter while chatting and making new friends online while others do online jobs to earn a living. Due the convenience purposes and the location of the cyber cafe, I have managed to tap the estate dwellers to my cyber shop by offering quality customer service and cost friendly in such a way that they aren’t socially economically or politically isolated by charging them 0.00553 USD per minute. And I also offer computer applications packages training class in the morning hours before the peak of the business.


My goal is to provide the community with a social, educational, entertaining, atmosphere for worldwide communication and training in Information Technology basics regardless of age. This is because of the growth and change in this industry from analogue to digital communication. And future I will be able to provide its customers with a full featured modern Internet cyber café well equipped with modern equipments with high speeds taking advantage of the Government fiber optic cabling across the country with the big players in the industry. A unique, upscale, and innovative environment is required to provide the customers with an atmosphere that will spawn socialization. Successful operation in a year time will provide business with customer base that will allow it to be self sustainable and in the following years there will be significant growth to more advanced levels.

I believe that friendship is one of the most important values in human life. We exchange new ideas, find many interesting things about each other and experience new things. I appreciate friendship and people who surround me. Thanks to God for giving me a resourceful friend Justus Mutinda who introduced me to Zidisha Micro financing and it’s by God’s grace and timing.

Loan Proposal

Securing a loan facility from Zidisha will enable me to expand my cyber cafe business by the following: Will purchase three crone machines (computers) that estimated to cost 50 dollars to fill up the already partitioned networked space thus increase my daily returns or collections and also more space for computer class for Computer Applications lessons which also will increase my income for my personal and business growth while servicing my loan. With the growth am anticipating to get will enable me to rent a big space and purchase a number of new and high speed machines thus boosting up the speeds of Internet connections and downloading speeds taking the advantage of the fibre optic cabling which the government and the big player in the Internet Service Providers are connecting to every part of the country

Am also planning in future to expand my business to the next level where I can be able to provide Internet connections to each home via wireless platform in the whole estate and its environs by setting up different access points within the estate. My goal is to provide the community with a social, educational, entertaining, atmosphere for worldwide communication and to provide the customers with an atmosphere that will spawn socialization and their work.

This effort is financially massive because it is a big boost that will enable to think bold on how to grow fast into business and take roots with the assistance of Zidisha microfinance which is on its kind unlike our local banks that cannot offer such facilities on light minded people who wish to entrepreneur. May the Almighty God Bless you people abundantly.

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Jul 10, 2014

Repayment status

Late

Projected term

6 months

Lenders

J

jeffb

United States

C

cjmenchaca

Austin, United States

postnihilist

Honolulu, United States

Zal0m0n

Atlantis!!!! x), Mauritania

Sarasota

Sarasota, Fl, United States

Matching Fund

Sterling, United States

R

roger

United Kingdom

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  • Justus    Mar 21, 2015

    my friend , please make a point of repaying your loan ,image this loan has helped you improve your business ,if you repay your loan ,you will help another less fortune person to get a loan

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  • Henry    Dec 9, 2014

    CONGRATULATION KESSENGER IN YOUR BUSINESS.

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  • Justus    Sep 30, 2014

    Good evening
    well ,hope you are OK
    Please do as you promised
    thanks
    Justus

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  • Justus    Sep 19, 2014

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  • Justus    Sep 19, 2014

    long time ,how is the going,well i am ok ,lets try to clear our loans so that we get a bigger loan and improve our business
    thanks

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  • Kessenger    Aug 17, 2014

    @ hixeu I have been unwell but thanks to the Almighty Father am back thanks for your concern and let me assure you and other lenders plus the entire Zidisha team I wont let you down and the Devil is a lier.

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  • Kessenger    Aug 17, 2014

    Thanks for the facility Zidisha team offered me to boost my business but due to some uncertainties I have not been paying my loan as earlier scheduled:

    (1). First and foremost, have been sick for the last two weeks admitted with Malaria & Typhoid but thanks to God at least am back on my foot again.
    (2). Secondly My insurance cover (National Hospital Fund) did not pay all my medical expenses I had to borrow to pay up my bill so that I can be released from the ward. So that is the main reason I have decided to reduce my premiums so that I can manage to sustain my self and business in terms of Zidisha loan repayment, Rent and other personal expenses.

    Please accept my loan reschedule and if in case I get surplus monies I will reschedule it again upwards. Also forgive me of not doing this earlier than today but I hope and trust that Zidisha Team is understandable. Thanks in advance and God bless Zidisha. Amen

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  • hixeu    Aug 15, 2014

    Hi! How's the business going? I see you lack a little behind on repayment...

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  • Justus    Aug 10, 2014

    how are you sir ,well i wish you the best and now you can invite more friends to join the organisation .
    Thanks

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  • Justus    Jul 23, 2014

    my dear ;good morning, how are you, what about the Business, well IT takes 3 working days for a payment to be Poster.
    any other question? please feel free to ask
    thanks

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  • Justus    Jul 21, 2014

    Sir, i take this opportunity to thanks you For your prompt Payment

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  • Justus    Jul 21, 2014

    lets work harder

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  • Kessenger    Jul 20, 2014

    Justus please advice cause I promised not to let my lenders and you down....

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  • Kessenger    Jul 20, 2014

    Justus I paid my first installment on 19th but it has reflected if it has been received.....how long does it take to reflect.....

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  • Justus    Jul 19, 2014

    pay your first instalment today .i know you can

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  • Kessenger    Jul 16, 2014

    Hallo,
    Thanks once again to all lenders who supported me. I have already purchased three more machines and before the day ends I will upload the power of lenders pictures to my cyber.

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  • Kessenger    Jul 9, 2014

    @Rodger.
    I will do a notice on the wall and I personally am signing Up and inviting all my Friends to the site.....Thanks for the support again.

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  • Kessenger    Jul 9, 2014

    Thanks once again All Lenders for your support. Be Blessed for your good Work.

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  • roger    Jul 8, 2014

    www.clixsense.com/?5249349

    Consider inviting some of your customers to earn a few dollars on this site - depending on how quickly they work and how much you charge by the hour for the use of your facilities, you might both see a reasonable return for part time work.

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  • Kessenger    Jul 7, 2014

    well done lenders, i am happy for funding me upto 48%
    may God Almighty bless you and your family

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