More items for my provision store

Emmanuel

Ho, Ghana

100% repaid

Entrepreneur

Name

Emmanuel

Member since

October 2017

On-time repayments

20 installments  •  65%

About Me

I am Gbley Emmanuel aged 29 from Adaklu –kodzobi in the ho east district of the Volta region of Ghana. I had my basic education at kodzobi after which I proceeded to Mawuli Senior High at HO. I then enrolled at NIIT College of technology at Accra where am pursuing advance diploma in system engineering which will qualify me to become an expert in that field. I worked as secretary at ministry of agric.

My Business

Provision store becomes one of the lucrative businesses in Ghana. For provision store one will surely made sale before the day ends, because I have provisions that are for daily uses.
I also planned to include electrical appliances. I have a place that is already set for business to start. I therefore need money to start business on small scale unit until it expand to become the number one leading store in the town. The money will be used to buy the provisions and the electrical appliances.
I therefore needs the assistance of the Zidisha in raising this fund.

Loan Proposal

With this loan that i will received,I will add the little money that i can afford so that I will be able to get some provisions and some items for the shop .

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$17.00

Date disbursed

Apr 17, 2018

Repayment status

On Time

Projected term

8 weeks

Lenders

Dean Suminski

Portland, Oregon, United States

Randy E

United States

Jeanette

Fort Worth, Texas, United States

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  • Daniel    Jan 15, 2019

    Emmanuel say his business has really run down.

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  • Daniel    Dec 14, 2018

    Emmanuel still complain of run down business.

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  • Daniel    Nov 8, 2018

    I can reach him still and the reference.

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  • Daniel    Oct 6, 2018

    Emmanuel is still unavaible !!!

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  • Daniel    Sep 3, 2018

    I called him and the reference and they are not available.

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    • Emmanuel    Oct 13, 2020

      good morning, i would like to continue my payment but can it be possible i used my second number in doing the payments,since i have problem with my first number, my second number is also a registered number with my name.thanks,waiting for your response.

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  • J    Jul 7, 2018

    Dear Emmanuel,

    Your on time repayment score is 75%. It has to grow to 90% before your credit limit is allowed to increase.

    You can find an overview with the credit limit on your “your credit limit” page. (www.zidisha.org/current-credit). Before taking out a large loan, you must first build creditworthiness by repaying small test loans over a period of time.

    Please read this page because it gives information about increasing your credit limit over time and also provides info about a credit limit bonus.

    More info about Zidisha can also be found on the Borrowers FAQ (www.zidisha.org/faq#borrowe...)

    Kind regards,
    Joost
    Team Zidisha

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    • Daniel    Jul 25, 2018

      Yes Emma, speed up your payment record to get at least 90% on time repayment rate if you want to qualify for credit limit increase.

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  • Emmanuel    Jul 6, 2018

    why is that I received 77gh for almost five times?no increase on my amount? need clarification on this please.

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  • Emmanuel    Jul 6, 2018

    tanks to my lenders,with this loan i will be able to add more goods to my store even though is not enough. but i will add some to it in order to add more goods so that i will be able meet customers needs.

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  • J    Jun 29, 2018

    Dear Emmanuel,

    Did you see this announcement from our director? www.zidisha.org/forum-threa...

    My advice is to continue to pay as scheduled. Normally it can take up to 3 business days, US Eastern Time, for a repayment to be credited to your account. This time you should wait a few more days.

    If the payment hasn’t been credited next week then please create a support ticket using the help menu (www.zidisha.org/borrower/help) with the following details:
    - Date you made the payment
    - Payment amount
    - Phone number or account number you used to send the payment
    - Transaction ID of your payment

    Kind regards,
    Joost
    Team Zidisha

    Ps. The payments will still be recorded on the day that you did the actual repayment.

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  • Emmanuel    Jun 28, 2018

    I have made payment of 20gh since last week sunday and is not yet credited into my account

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  • Emmanuel    Jun 11, 2018

    Good morning my honourable lenders, thanks for your help and support. my question is ,why is it that am allowed to apply for only gh77cedis? does it mean that i cannot apply for any amount that is bigger than 77,moreover I have received gh77 cedis for almost 3 times . please check and do something about it.

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    • J    Jun 11, 2018

      Dear Emmanuel,

      Lenders can't help you with that. Only Zidisha's Staff can help you with this request. Although some Staff members also are lenders, most lenders are not on the Staff. To reach the appropriate team of volunteers on Staff (teams are organized according to borrower country), please send in a Support Ticket from the "Help" link in your account. Your Support Ticket will get routed automatically to the correct team. Please note that it can take up to three business days to receive a reply, or longer when we are short-staffed (which we currently are). Thank you, in advance, for your patience.


      Kind regards,
      Joost
      Team Zidisha

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  • Daniel    Jun 7, 2018

    I talked to Emmanuel this morning an he was claiming the reason why his credit limit remain the same. I told him to remain at least 90% on time repayment rate. He has now understood and has promised to make payments.

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  • Emmanuel    May 8, 2018

    Tanks to my lenders. With this loan, I was able to add some little amount and I was able to get a seperate meter for my store. Now i will be able to operate the store from morning to evening because i now have light to use. I appreciate it a lot,may the almighty God bless all my lenders. Long live Zidisha,

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  • Jeanette    Apr 15, 2018

    God's blessing on your business!

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  • Emmanuel    Apr 9, 2018

    Regards to all my lenders, with the past loan that I have received from my lenders I was able to get provisions for my shop.Am very grateful and once again I say thank you .

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  • Daniel    Mar 28, 2018

    I talked to Emmanuel today and he said there is no mobile money vendor in where he is now. He will make payments when he come home.

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  • Daniel    Mar 17, 2018

    I talked to him again and he said, he travelled does why payments has delayed. He will make payments when he is back.

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  • Emmanuel    Feb 27, 2018

    Thanks to all my lenders. I have received the loan which is 74GHS. I tried my best in adding some money to it and i was able to get some items for my shop.Once again am grateful..

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