Entrepreneur
Name
Stephen
Member since
July 2015
On-time repayments
179 installments • 6%
About Me
I am Steven from Naivasha Kenya.Naivsha is a town located in the Kenyan Rift Valley.Naivasha is one of the tourist hub in Kenya with a lake and game Parks.It ismostly known for the production of export of flowers.It is locate one hour and 30 minutes drive at 80 kilometer per hour.
I managed to undergo the primary and secondary Kenyan education system upto college where i joined for a Social Work training.I was un able to pay school feed hence dropping before i finished my training.
This one was a big challenge to me for my future life.To overcome the challlenge i decided to look for a job in the flower sector in Naivasha.I managed to save little money that i used as capital to start my current business.
I am married with one wife and two sons.My old son dreams to be a doctor in future.My second born son is seven month old.
During my childhood i dreamt to be a lawyer to help the oppressed.My hobby is reading the bible,travelling and making friends.
My Business
I live in Naivasha town where i do my business. My business entails selling of second hand shoes locally known as mtumba. These goods are in demand locally for they are cheap, durable and affordable to the local citizens compared to new ones. Locals are unable to afford new shoes as per their low income.
I chose this business for it needed less capital to start and the goods are of high demand to the locally.
I buy the shoes from Nairobi which is the capital city of Kenya.It cost ksh 200 to Nairobi which is one hour thirty minutes drive from Naivasha.Return journey too is ksh 200.From where i alight is ksh 40 to Gikomba the market where i buy the shoe and return journey is ksh 90 inclusive my good before picking the vehicle to Naivasha whereby i will be charge more ksh 150 for my luggage.I buy one shoe at ksh 100 and resale at ksh 200.Example ksh 5,000 shoes i will have sale of ksh 10,000 then i minus working money and to get ksh 5,000 minus the transport hence profit will be ksh 4,360.
My buying price depending with how much cash i have for restock
I use the profit i earn for investment in growing the business and also in domestic use for my household like food,school fees etc
Loan Proposal
I am optimistic to get a loan with Zidisha.I f i get the loan i will be able to but more shoe to restock my business.
Am currentlly in need of US dollar $98.53.
If i get this amount it will be of benefit for me and my customers for i will be able to bring the more variety of shoes to suit their test they have telling me to bring the.
I will be using the loan specifically for my business restock.
I will high highly appreciate for the loan.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Aug 7, 2015
Repayment status
Late
Projected term
42 months
Lenders
Jake Gibson and Beverly Picardo
San Francisco, United States
Summary
Amount repaid
$63.00
Amount remaining
$41.50
Expected completion
Jan 20, 2019
Status
Repaying late
Installment amount
$51.50
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Aug 16, 2015 | $4.00 | Aug 16, 2015 | $4.00 |
| Aug 23, 2015 | $4.00 | Aug 23, 2015 | $4.00 |
| Aug 30, 2015 | $4.00 | Aug 30, 2015 | $4.00 |
| Sep 6, 2015 | $2.00 | Sep 11, 2015 | $2.00 |
| Sep 13, 2015 | $0.00 | ||
| Sep 20, 2015 | $0.00 | ||
| Sep 27, 2015 | $0.00 | ||
| Oct 4, 2015 | $1.00 | Oct 4, 2015 | $1.00 |
| Oct 11, 2015 | $1.00 | Oct 11, 2015 | $1.00 |
| Oct 18, 2015 | $1.00 | Oct 25, 2015 | $1.00 |
| Oct 25, 2015 | $1.00 | Nov 10, 2015 | $1.00 |
| Nov 1, 2015 | $1.00 | Nov 10, 2015 | $1.00 |
| Nov 8, 2015 | $1.00 | Nov 10, 2015 | $1.00 |
| Nov 15, 2015 | $1.00 | Nov 29, 2015 | $1.00 |
| Nov 22, 2015 | $1.00 | Feb 21, 2016 | $1.00 |
| Nov 29, 2015 | $1.00 | Oct 22, 2018 | $1.00 |
| Dec 6, 2015 | $1.00 | Oct 22, 2018 | $1.00 |
| Dec 13, 2015 | $1.00 | Oct 22, 2018 | $1.00 |
| Dec 20, 2015 | $1.00 | Oct 22, 2018 | $1.00 |
| Dec 27, 2015 | $1.00 | Oct 22, 2018 | $1.00 |
| Jan 3, 2016 | $1.00 | Oct 22, 2018 | $1.00 |
| Jan 10, 2016 | $1.00 | Oct 22, 2018 | $1.00 |
| Jan 17, 2016 | $1.00 | Oct 22, 2018 | $1.00 |
| Jan 24, 2016 | $1.00 | Oct 22, 2018 | $1.00 |
| Jan 31, 2016 | $1.00 | Oct 22, 2018 | $1.00 |
| Feb 7, 2016 | $1.00 | Oct 22, 2018 | $1.00 |
| Feb 14, 2016 | $1.00 | Oct 22, 2018 | $1.00 |
| Feb 21, 2016 | $1.00 | Oct 22, 2018 | $1.00 |
| Feb 28, 2016 | $1.00 | Oct 22, 2018 | $1.00 |
| Mar 6, 2016 | $1.00 | Oct 22, 2018 | $1.00 |
| Mar 13, 2016 | $1.00 | Oct 22, 2018 | $1.00 |
| Mar 20, 2016 | $1.00 | Oct 22, 2018 | $1.00 |
| Mar 27, 2016 | $1.00 | Oct 22, 2018 | $1.00 |
| Apr 3, 2016 | $1.00 | Oct 22, 2018 | $1.00 |
| Apr 10, 2016 | $1.00 | Oct 22, 2018 | $1.00 |
| Apr 17, 2016 | $0.00 | ||
| Apr 24, 2016 | $0.00 | ||
| May 1, 2016 | $0.00 | ||
| May 8, 2016 | $0.00 | ||
| May 15, 2016 | $0.00 | ||
| May 22, 2016 | $0.00 | ||
| May 29, 2016 | $0.00 | ||
| Jun 5, 2016 | $0.00 | ||
| Jun 12, 2016 | $0.00 | ||
| Jun 19, 2016 | $0.00 | ||
| Jun 26, 2016 | $0.00 | ||
| Jul 3, 2016 | $0.00 | ||
| Jul 10, 2016 | $0.00 | ||
| Jul 17, 2016 | $0.00 | ||
| Jul 24, 2016 | $0.00 | ||
| Jul 31, 2016 | $0.00 | ||
| Aug 7, 2016 | $0.00 | ||
| Aug 14, 2016 | $0.00 | ||
| Aug 21, 2016 | $0.00 | ||
| Aug 28, 2016 | $0.00 | ||
| Sep 4, 2016 | $0.00 | ||
| Sep 11, 2016 | $0.00 | ||
| Sep 18, 2016 | $0.00 | ||
| Sep 25, 2016 | $0.00 | ||
| Oct 2, 2016 | $0.00 | ||
| Oct 9, 2016 | $0.00 | ||
| Oct 16, 2016 | $0.00 | ||
| Oct 23, 2016 | $0.00 | ||
| Oct 30, 2016 | $0.00 | ||
| Nov 6, 2016 | $0.00 | ||
| Nov 13, 2016 | $0.00 | ||
| Nov 20, 2016 | $0.00 | ||
| Nov 27, 2016 | $0.00 | ||
| Dec 4, 2016 | $0.00 | ||
| Dec 11, 2016 | $0.00 | ||
| Dec 18, 2016 | $0.00 | ||
| Dec 25, 2016 | $0.00 | ||
| Jan 1, 2017 | $0.00 | ||
| Jan 8, 2017 | $0.00 | ||
| Jan 15, 2017 | $0.00 | ||
| Jan 22, 2017 | $0.00 | ||
| Jan 29, 2017 | $0.00 | ||
| Feb 5, 2017 | $0.00 | ||
| Feb 12, 2017 | $0.00 | ||
| Feb 19, 2017 | $0.00 | ||
| Feb 26, 2017 | $0.00 | ||
| Mar 5, 2017 | $0.00 | ||
| Mar 12, 2017 | $0.00 | ||
| Mar 19, 2017 | $0.00 | ||
| Mar 26, 2017 | $0.00 | ||
| Apr 2, 2017 | $0.00 | ||
| Apr 9, 2017 | $0.00 | ||
| Apr 16, 2017 | $0.00 | ||
| Apr 23, 2017 | $0.00 | ||
| Apr 30, 2017 | $0.00 | ||
| May 7, 2017 | $0.00 | ||
| May 14, 2017 | $0.00 | ||
| May 21, 2017 | $0.00 | ||
| May 28, 2017 | $0.00 | ||
| Jun 4, 2017 | $0.00 | ||
| Jun 11, 2017 | $0.00 | ||
| Jun 18, 2017 | $0.00 | ||
| Jun 25, 2017 | $0.00 | ||
| Jul 2, 2017 | $0.00 | ||
| Jul 9, 2017 | $0.00 | ||
| Jul 16, 2017 | $0.00 | ||
| Jul 23, 2017 | $0.00 | ||
| Jul 30, 2017 | $0.00 | ||
| Aug 6, 2017 | $0.00 | ||
| Aug 13, 2017 | $0.00 | ||
| Aug 20, 2017 | $0.00 | ||
| Aug 27, 2017 | $0.00 | ||
| Sep 3, 2017 | $0.00 | ||
| Sep 10, 2017 | $0.00 | ||
| Sep 17, 2017 | $0.00 | ||
| Sep 24, 2017 | $0.00 | ||
| Oct 1, 2017 | $0.00 | ||
| Oct 8, 2017 | $0.00 | ||
| Oct 15, 2017 | $0.00 | ||
| Oct 22, 2017 | $0.00 | ||
| Oct 29, 2017 | $0.00 | ||
| Nov 5, 2017 | $0.00 | ||
| Nov 12, 2017 | $0.00 | ||
| Nov 19, 2017 | $0.00 | ||
| Nov 26, 2017 | $0.00 | ||
| Dec 3, 2017 | $0.00 | ||
| Dec 10, 2017 | $0.00 | ||
| Dec 17, 2017 | $0.00 | ||
| Dec 24, 2017 | $0.00 | ||
| Dec 31, 2017 | $0.00 | ||
| Jan 7, 2018 | $0.00 | ||
| Jan 14, 2018 | $0.00 | ||
| Jan 21, 2018 | $0.00 | ||
| Jan 28, 2018 | $0.00 | ||
| Feb 4, 2018 | $0.00 | ||
| Feb 11, 2018 | $0.00 | ||
| Feb 18, 2018 | $0.00 | ||
| Feb 25, 2018 | $0.00 | ||
| Mar 4, 2018 | $0.00 | ||
| Mar 11, 2018 | $0.00 | ||
| Mar 18, 2018 | $0.00 | ||
| Mar 25, 2018 | $0.00 | ||
| Apr 1, 2018 | $0.00 | ||
| Apr 8, 2018 | $0.00 | ||
| Apr 15, 2018 | $0.00 | ||
| Apr 22, 2018 | $0.00 | ||
| Apr 29, 2018 | $0.00 | ||
| May 6, 2018 | $0.00 | ||
| May 13, 2018 | $0.00 | ||
| May 20, 2018 | $0.00 | ||
| May 27, 2018 | $0.00 | ||
| Jun 3, 2018 | $0.00 | ||
| Jun 10, 2018 | $0.00 | ||
| Jun 17, 2018 | $0.00 | ||
| Jun 24, 2018 | $0.00 | ||
| Jul 1, 2018 | $0.00 | ||
| Jul 8, 2018 | $0.00 | ||
| Jul 15, 2018 | $0.00 | ||
| Jul 22, 2018 | $0.00 | ||
| Jul 29, 2018 | $0.00 | ||
| Aug 5, 2018 | $0.00 | ||
| Aug 12, 2018 | $0.00 | ||
| Aug 19, 2018 | $0.00 | ||
| Aug 26, 2018 | $0.00 | ||
| Sep 2, 2018 | $0.00 | ||
| Sep 9, 2018 | $0.00 | ||
| Sep 16, 2018 | $0.00 | ||
| Sep 23, 2018 | $0.00 | ||
| Sep 30, 2018 | $0.00 | ||
| Oct 7, 2018 | $0.00 | ||
| Oct 14, 2018 | $0.00 | ||
| Oct 21, 2018 | $0.00 | ||
| Oct 28, 2018 | $3.50 | Nov 4, 2018 | $3.50 |
| Nov 4, 2018 | $7.50 | Nov 4, 2018 | $2.50 |
| Jan 4, 2019 | $5.00 | ||
| Nov 11, 2018 | $0.00 | ||
| Nov 18, 2018 | $0.00 | ||
| Nov 25, 2018 | $0.00 | ||
| Dec 2, 2018 | $0.00 | ||
| Dec 9, 2018 | $0.00 | ||
| Dec 16, 2018 | $0.00 | ||
| Dec 23, 2018 | $0.00 | ||
| Dec 30, 2018 | $0.00 | ||
| Jan 6, 2019 | $0.00 | ||
| Jan 13, 2019 | $0.00 | ||
| Jan 20, 2019 | $51.50 | Apr 4, 2019 | $10.00 |
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