More S.I.M. cards & airtime credit cards for my business

Abdulai Ayaaba Sumaila

Bawku, Ghana

100% repaid



Abdulai Ayaaba Sumaila

Member since

December 2016

On-time repayments

255 installments  •  88%

About Me

I was born in kokooso a village in the Asonafo South District in the Brong Ahafo Region of Ghana. Because my parents was living there at that time. I attended kokooso primary and junior high school after which I had admission to attend bawku senior high school in 2007.
In secondary school I had the passion to do business. Because of the financial status of my parents, I knew it will be difficult to continue my education to tertiary after my secondary school. I started saving, small amount of money relatives givens to me as my pocket money. After my completion I was having Gh120.00 (30 dollars) which I knew I can use to start some business. I sell credit cards of all the various telecommunication networks in Ghana(M.T.N, Vodafone,Airtel, Tigo, Onetech and
The culture of the peoples makes business good every market day business boom well. I like football and also like reading all kinds of books ringing from story books, magazines and novels in my leisure time.

My Business

I sell credit cards of all the various telecommunication networks in Ghana here and their Sim cards in bawku. The selling of these credit cards and the Sim cards are in demand because every day peoples will make calls and also browse the internet. I decided to choose this business because it does not need huge capital before one can start and more to the point the risk is minimal.
The cost involves in my business is such a way that, I have a capital of Gh450.00 that is about (113 dollars) and every market day I run short of credit cards to my customers due to the low levels of my capital. Averagely I make profit GH16.00 to Gh20. 00(4 to 5 dollars) a day and the profit is reinvented in growing the business.

Loan Proposal

I sell credit cards and Sim cards as my business along side with mobile money business transaction. The​ business is such that, the more you get customers the more your profit grows. God willing my business is situated in a bussy place and that help me get more customers. Averagely I make a profit GHS 30 to GHS50 ( 7 to 12 dollars) every market days. Here the culture is such that every three days is a market day which help my business. The profit gain from the business is used to reinvest into growing up the business.





Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Jul 20, 2017

Repayment status

On Time

Projected term

3 months

Cost to entrepreneur

Service fee: $15.70

Abdulai opted to pay $99.77 into the Zidisha Members Loan Fund in return for a higher starting credit limit.




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