Motorcycle for easy access to my customer

Luke

Thika, Kenya

100% repaid

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How it Works

Entrepreneur

Name

Luke

Member since

September 2013

On-time repayments

369 installments • 66%

About Me

My names are pastor Luke Gitonga. I am forty years old of age, I was born in Mikuyu village in Chuka county. I schooled at Tomekua primary school later joined Kanjuki Boys High school where I attained O-levels and after passing my final exams I was admitted at jomo Kenyatta University For a diploma in sales and marketing. Having completed my Diploma am now pursuing my degree in theology at International Gospel Outreach in Thika town where am at the third year distance learning. I am born again christian currently serving as an assistance pastor with Christian outreach church . I am married to one wife named Racheal Kagendo and we are blessed with two boys.
Namely Victor mureithi and Emanuel mutugi aged 6 and 1 year respectively . I m a third born to a family of six children two girls and four boys my parents are retired teachers currently working in their farm at Chuka county. We are from meru a tribe in kenya
I reside at Thika town which is located at Kiambu County, Makongeni estate phase 9 plot number 53.
Currently am working at Thika town as sales representative man in a Thika Chemist Pharmaceutical shops which is located Kwameh Nkrhuma Road opposite Housing Finance Bank. During weekends and and evening hours after my full time job I operate at my own studio at Makongeni shopping Centre near Kamenu stage, this is a busy populated area, which is a town center near my home area where I live. I specialize in printing, photocopying and taking photographs and also printing other people’s photo. The reason why I choose to start this business it is because in my estate no one owned a camera and the only nearest person the estate dwellers depended on was a person who resided some miles away from my home place. It is through this part time job that I have been in a position to educate my first born at kindergarten .and also has enabled me to support my mother at village who is jobless who relies on me.

My Business

About my business I operate a small studio in makongeni kamenu estate where I specialize in taking photos printing and photocopying using the small printing machine. I operate the business during my off duties and during evenings . my vision is to buy another camera and also to employ another person who will be staying there full time when iam on duty.That area is avery potential place for the kind of business for there are no such activities around and the nearest person of the kind is amile away.The full time worker will help me a lot especially in taking photographs for most of the my clients are the house helps who are free most of the day and matatu operators being in one of the stages of the main town.The revenue i got from this business is like 2 to 4 dollars a day though to some days it is abit low but on holidays and weekends it can go up to 5and 6 dollars . I use the profit mostly for my family education, there before i was using for tuition for the college ,but since i graduated on january now i would like to save some for the expansion of the business.

Loan Proposal

Thanks for the loan i have just completed, and i would like to apply for another one which i will purchase a motorcycle to enable me to reach more customers and for transporting my printers to the events that cutting cost of traveling to the nearest studio but to have my own studio where events are taking place. I intend with the amount i will get i shall add some from my saving to reach the amount required for amotorbike the current going rate in my country is about 1200 dollars , the bike is very convenience now in this business for it will enable me to extend my working area ,hence increase my revenue. with the money from other employment i will be able to repay the loan without any problem for i will be hiring the motorcycle when im not using it to be carrying passengers as Bonda Bonda which is a looming business in our country nowadays hence i will increase my revenue ,for when the bike is not in the studio it will be earning as well so there will no any time it will be without work. Intend to be involved more now in events photos like burials all social activities in our area, graduations, weddings and any other activities even political rallies.