Grace

Kiptagwanyi Kenya, Kenya

100% repaid

Entrepreneur

Name

Grace

Member since

August 2012

On-time repayments

72 installments  •  14%

About Me

i am married with two children who are all schooling.i live in kiptagwanyi center plot no 29-m the place is juakali where there is kiosk.in this kiosk is where i sell fruit juice and fresh fruit i am in a road from kiptagwanyi childrens home and another from full gospel church and other orthodox church. and also am a neighbor to the a.p house. about my education i didn't go to secondary school because of my parent situation, thy were poor and also my brother and sister were about 14 people in our home. so thy could not afford to pay for my education, but God is good because i was employed by one rich family as a house help and in there the children of that home loved me very much that thy start teaching me and because one of them was a university graduate ,she even teach me house to use computer a little but because i was an employee i didn't benefit much.the money i get from there is the one which i started this business which i do till now. the money i get from this business i save some and the other i use it for my children education.

My Business

my business entail in fruit juice and fresh fruit. as i have say my business is located in a place where every body know it or see it and because i am located in a place where other business like juakali is on ,those people love my juice and also because of my relationship with the near doctor , she send many people to my juice shop if doctor see the patient want fruit, and also from the business people around me love my juice thy say it is the sweetest and because the fruit i use to make juice i use fresh one from the shamba i also make garlic and carrot juice for the people who have a kind of disease which my self i don't know. the business is marketable and my demand of my service is high in this area, the main challenge is luck of fund and also high interest rate, poor road ,high price of commodity in the market

Loan Proposal

my business had been having some difficult because of having a small machine and my customers are many, so a will buy a bigger fruit blender machine and in that case i will be able to bled more juice to satisfy my customers and to sustain my customers in my business. and also i will add stock of fruit so that fruit juice will be available any time customers need it and in that case i will be able to repay my loan as quick as possible for the future borrowing

Feedback

7

None

1



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Loan Info

Project Type

Classic Loan

Disbursed amount

$500.00

Date disbursed

Sep 6, 2012

Repayment status

On Time

Projected term

12 months

Lenders

johnfay

Lusaka, Zambia, South Africa

Dianne

Maryville, United States

EricDWalters

Rochester, Mn, Usa, United States

D

drakekids

Greensboro, United States

S

shaynic

Glastonbury, CT, United Kingdom

Hope2012

United Kingdom

C

catootje

Zoetermeer, Netherlands

J

Jorgetmorais

Vila Nova de Gaia, Portugal

W

winfried

Seoul, Republic of Korea

Eliduc

Prague, Czech Republic

Judith

London, United Kingdom

F

Forba

Mo i Rana, Norway

evinpa

United States

F

Fiodal

Helsinki, Finland

B

bramberger

Vienna, Austria

H

hugh1

Co Kerry, Ireland

Cordula

Cologne, Germany

michellev

Melbourne, Australia

L

Lemon

Switzerland, Switzerland

queenjord

edmond, United States

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  • Michel    Mar 7, 2014

    Grace,
    Are you here?
    No repayment since 07-sep-13 even after the loan very long rescheduling.
    Any chance to have an explanation?
    Michel

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  • Shealady    Nov 28, 2013

    Hello Grace, I am just checking in to see how you are feeling, I was so sad to hear you were not feeling well, I am happy to hear you are back on your feet again. I don't think anyone will hold it against you for the late payments, we just want to see you get well more than anything. I am sure your business will be back to prospering again as soon as everyone knows you are back selling your wonderful fruit juices and beautiful fresh fruits. I am glad to see you are healthy and feeling back to your self again. Best wishes to you and your family Grace and take care of yourself!!!!!!
    Lorey Brown
    Halifax
    Nova Scotia Canada

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  • Grace    Nov 6, 2013

    Hi lenders am very very sorry for my late repayment .I decide to reschedule my loan application because of my illness that i have encountered for the last one month.i used a lot of money in hospital and on the other hard hard my business was not operating during those days.by now am back to my feet and am now in good health .I want to use the little money I have to revive my business and made it operational as before .I l do hope that you will all understand me and i promise to start repaying immediately when the payment is due .

    THANK VERY MUCH LENDERS FOR LISTENING TO ME AND FOR YOUR CONTINUED SUPPORT
    GRACEHi lenders am very very sorry for my late repayment .I decide to reschedule my loan application because of my illness that i have encountered for the last one month.i used a lot of money in hospital and on the other hard hard my business was not operating during those days.by now am back to my feet and am now in good health .I want to use the little money I have to revive my business and made it operational as before .I l do hope that you will all understand me and i promise to start repaying immediately when the payment is due .

    THANK VERY MUCH LENDERS FOR LISTENING TO ME AND FOR YOUR CONTINUED SUPPORT
    GRACE

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    • evinpa    Nov 6, 2013

      Hello Grace,

      You are welcome. Thank you for the update about your payments and rescheduling. Your update about your situation is very much appreciated.

      I am happy to hear you are regaining good health and wish you luck in reviving your business.

      Evinpa

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  • Grace    Nov 6, 2013

    Hi lenders am very very sorry for my late repayment .I decide to reschedule my loan application because of my illness that i have encountered for the last one month.i used a lot of money in hospital and on the other hard hard my business was not operating during those days.by now am back to my feet and am now in good health .I want to use the little money I have to revive my business and made it operational as before .I l do hope that you will all understand me and i promise to start repaying immediately when the payment is due .

    THANK VERY MUCH LENDERS FOR LISTENING TO ME AND FOR YOUR CONTINUED SUPPORT
    GRACEHi lenders am very very sorry for my late repayment .I decide to reschedule my loan application because of my illness that i have encountered for the last one month.i used a lot of money in hospital and on the other hard hard my business was not operating during those days.by now am back to my feet and am now in good health .I want to use the little money I have to revive my business and made it operational as before .I l do hope that you will all understand me and i promise to start repaying immediately when the payment is due .

    THANK VERY MUCH LENDERS FOR LISTENING TO ME AND FOR YOUR CONTINUED SUPPORT
    GRACE

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  • Grace    Oct 7, 2013

    receive my greeting from grace kamwaro .since you started giving me loans,my cereals business has expanded and actually you have raised my standard of living.i cannot keep thanking you now and then for your commendable assistance. may i inform you that since i started receiving your loans i have been paying my loans monthly installments without delay,and my record can prove this.however i am regretting to tell you that i shall not be able to pay my loans this month due to unavoidable circumstances.i have been sick with pneumonia and malaria had been bedridden for nearly three weeks.i was there fore not able to work .how ever i shall start paying my loans as from next month.i hope you will consider my request kindly.God bless zidisha tearm.

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    • Shealady    Oct 7, 2013

      Grace, I am so sorry to hear you have been not feeling well lately, I will say a prayer for you. I hope you will be back on your feet and feeling back to your wonderful self again soon. I am so happy to hear your business is doing well and I do believe you will go far and prosper in any thing you set your mind to, I love your little updates to tell us how you are doing, it is good to hear from you. I send blessings to you and your family, and lots of positive energy is being sent your way! Best wishes to you and Cheers from Nova Scotia, Canada!
      Lorey Brown

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    • evinpa    Oct 9, 2013

      Hello Grace,

      I know that you have been faithful in repaying and am glad to hear that the loan has been helpful to you.
      I thank you very much for taking the time to post your update, especially since you have been so ill recently. I am sorry to hear that you were in bed for three weeks and hope that you will feel much better soon.

      Evinpa

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  • Grace    Oct 7, 2013

    receive my greeting from grace kamwaro .since you started giving me loans,my cereals business has expanded and actually you have raised my standard of living.i cannot keep thanking you now and then for your commendable assistance. may i inform you that since i started receiving your loans i have been paying my loans monthly installments without delay,and my record can prove this.however i am regretting to tell you that i shall not be able to pay my loans this month due to unavoidable circumstances.i have been sick with pneumonia and malaria had been bedridden for nearly three weeks.i was there fore not able to work .how ever i shall start paying my loans as from next month.i hope you will consider my request kindly.God bless zidisha tearm.

    Log in to reply • Share
  • Grace    Aug 15, 2013

    hello zidisha team.it is yet anther good time i take this opportunity to say my day was very good and my business was doing good.zidisha micro finance has been a blessing to me. and this is the best opportunity that has ever happens in my life .the second loan has very great and importance to me and thus wishing to have to repay my loan on time.the business is doing quite well and thus the returns are good.may the lord blessing shower upon your liver thank a lot you have changed my life and you made it easier thank you all zidisha leaders continue with your work team.

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  • Grace    Aug 15, 2013

    hello zidisha team.it is yet anther good time i take this opportunity to say my day was very good and my business was doing good.zidisha micro finance has been a blessing to me. and this is the best opportunity that has ever happens in my life .the second loan has very great and importance to me and thus wishing to have to repay my loan on time.the business is doing quite well and thus the returns are good.may the lord blessing shower upon your liver thank a lot you have changed my life and you made it easier thank you all zidisha leaders continue with your work team.

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  • Grace    Aug 12, 2013

    dear zidisha for your continued support that you have accorded to me for the past moth that we been together, my business have improved drastically .such that i have been able to meet my need. i therefore want to repay my outstanding so i can i can qualify for more funding to me zidisha microfin ance have been like God sent institution because i have able to afford services like paying school fee, rent. which before were unaffordable.i would like to express my sincere gratitude to zidisha mircrofinance and the management for the support .GOD bless zidisha team.

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  • Grace    Aug 12, 2013

    dear zidisha for your continued support that you have accorded to me for the past moth that we been together, my business have improved drastically .such that i have been able to meet my need. i therefore want to repay my outstanding so i can i can qualify for more funding to me zidisha microfin ance have been like God sent institution because i have able to afford services like paying school fee, rent. which before were unaffordable.i would like to express my sincere gratitude to zidisha mircrofinance and the management for the support .GOD bless zidisha team.

    Log in to reply • Share
  • Grace    Aug 9, 2013

    hi zidisha team.it is yet anther good time i take this opportunity to say my day was very good and my business was doing good.zidisha micro finance has been a blessing to me. and this is the best opportunity that has ever happens in my life .the second loan has very great and importance to me and thus wishing to have to repay my loan on time.the business is doing quite well and thus the returns are good.may the lord blessing shower upon your liver thank a lot you have changed my life and you made it easier thank you all zidisha leaders continue with your work team.God bless you all.

    Log in to reply • Share
  • Grace    Aug 9, 2013

    hi zidisha team.it is yet anther good time i take this opportunity to say my day was very good and my business was doing good.zidisha micro finance has been a blessing to me. and this is the best opportunity that has ever happens in my life .the second loan has very great and importance to me and thus wishing to have to repay my loan on time.the business is doing quite well and thus the returns are good.may the lord blessing shower upon your liver thank a lot you have changed my life and you made it easier thank you all zidisha leaders continue with your work team.God bless you all.

    Log in to reply • Share
  • Grace    Jul 15, 2013

    hi zidisha team.it is yet anther good time i take this opportunity to say my day was very good and my business was doing good.zidisha micro finance has been a blessing to me. and this is the best opportunity that has ever happens in my life .the second loan has very great and importance to me and thus wishing to have to repay my loan on time.the business is doing quite well and thus the returns are good.may the lord blessing shower upon your liver thank a lot you have changed my life and you made it easier thank you all zidisha leaders continue with your work team.i appreciate very much.regard grace.

    Log in to reply • Share
  • Grace    Jul 15, 2013

    hi zidisha team.it is yet anther good time i take this opportunity to say my day was very good and my business was doing good.zidisha micro finance has been a blessing to me. and this is the best opportunity that has ever happens in my life .the second loan has very great and importance to me and thus wishing to have to repay my loan on time.the business is doing quite well and thus the returns are good.may the lord blessing shower upon your liver thank a lot you have changed my life and you made it easier thank you all zidisha leaders continue with your work team.i appreciate very much.regard grace.

    Log in to reply • Share
  • Grace    Jul 8, 2013

    hi zidisha team.it is yet anther good time i take this opportunity to say my day was very good and my business was doing good.zidisha micro finance has been a blessing to me. and this is the best opportunity that has ever happens in my life .the second loan has very great and importance to me and thus wishing to have to repay my loan on time.the business is doing quite well and thus the returns are good.may the lord blessing shower upon your liver thank a lot you have changed my life and you made it easier thank you all zidisha leaders continue with your work team.regard grace.

    Log in to reply • Share
  • Grace    Jul 8, 2013

    hi zidisha team.it is yet anther good time i take this opportunity to say my day was very good and my business was doing good.zidisha micro finance has been a blessing to me. and this is the best opportunity that has ever happens in my life .the second loan has very great and importance to me and thus wishing to have to repay my loan on time.the business is doing quite well and thus the returns are good.may the lord blessing shower upon your liver thank a lot you have changed my life and you made it easier thank you all zidisha leaders continue with your work team.regard grace.

    Log in to reply • Share
  • Grace    Jul 8, 2013

    hi zidisha team.it is yet anther good time i take this opportunity to say my day was very good and my business was doing good.zidisha micro finance has been a blessing to me. and this is the best opportunity that has ever happens in my life .the second loan has very great and importance to me and thus wishing to have to repay my loan on time.the business is doing quite well and thus the returns are good.may the lord blessing shower upon your liver thank a lot you have changed my life and you made it easier thank you all zidisha leaders continue with your work team.regard grace.

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  • Grace    Jul 7, 2013

    hello zidisha microfanace to day is Sunday i will not go to work because i usually go to church.i go to praise and thank him for what he has done for me the whole week.Today i woke up early in the morning and prepare my self and my daughter to go to church.i will go to work tomorrow no Monday.i usually go to work from Monday to Saturday.then Sunday i go to church to day we read psalm chapter 128 verse 1to2 ti says Blessed is every one who fears the lord who walks,in his ways when you eat labor of your hands,you shall be happy and it shall be well with you,God bless zidisha microfanace.

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  • Grace    Jul 7, 2013

    hello zidisha microfanace to day is Sunday i will not go to work because i usually go to church.i go to praise and thank him for what he has done for me the whole week.Today i woke up early in the morning and prepare my self and my daughter to go to church.i will go to work tomorrow no Monday.i usually go to work from Monday to Saturday.then Sunday i go to church to day we read psalm chapter 128 verse 1to2 ti says Blessed is every one who fears the lord who walks,in his ways when you eat labor of your hands,you shall be happy and it shall be well with you,God bless zidisha microfanace.

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  • Grace    Jul 6, 2013

    hi zidisha team.it is yet anther good time i take this opportunity to say my day was very good and my business was doing good.zidisha micro finance has been a blessing to me. and this is the best opportunity that has ever happens in my life .the second loan has very great and importance to me and thus wishing to have to repay my loan on time.the business is doing quite well and thus the returns are good.may the lord blessing shower upon your liver thank a lot you have changed my life and you made it easier thank you all zidisha leaders continue with your work team.regard grace.

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