Zidisha |

Seraphine

Nairobi - Pipeline, Kenya

100% repaid

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How it Works

Entrepreneur

Name

Seraphine

Member since

June 2013

On-time repayments

57 installments • 7%

About Me

I am Serae Maku. a Kenyan aged 29 years. I reside in Pipeline area in the outskirts of Nairobi town. I obtained. I did my secondary education in 2004. I then did a Certificate in Information Technology in the year 2007. Since 2008 to 2011 i have been working in Cyber cafe as a cyber cafe attendant, 2012 is when i started my own business because i had enough experience. With the earning i am going to get From Zidisha i will purchase new machines to boost my business.

My Business

The name of my business is Phinex Cyber cafe, Located in Pipeline - Nairobi. I have 5 computer machines connected with Internet. 3 printers, a lamination machine and paper cutter. I started the business in August 2012 from my personal savings. The demand for internet is high because most activities are done online. for example job applications. The risk for the business is electricity black out and sometimes slow internet connections.

Loan Proposal

My name is Seraphine Makau residing in Pipeline Embakasi. First i would like to appreciate and Thank Zidisha team for the work they are doing in giving loans to people especially small businesses. this is greatly having a positive impact on their lives.

I do have a Cyber cafe business located in Pipeline area near Tumaini Supermarket off Outering road. i have 5 computer machines connected to internet. Nowadays the demand for online services is very high and some of the time the cyber is fully occupied. With the loans i have applied i will purchase an additional machine to avoid inconveniencing my clients and also increase sales.

I started the business in 2012 from my savings from my previous employment. I normally make a net profit of between Ksh. 25,000 - Ksh. 50,000 per month. so with the loan it will be easy for me to repay the loan on time.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$50.00

Date disbursed

Jan 16, 2014

Repayment status

On Time

Projected term

2 months

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Seraphine Sep 8, 2014

Hi Zidisha lenders, i would like to reschedule my loan and start the repayment of my loan. i have been lagging behind in repayment due to low business and more commitment that have made it difficult to repay the loan. i want to assure you that i will keep my promise. i wish to thank you for your understanding. Thank you

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Seraphine Jun 4, 2014

Hi Lenders, i would like to reschedule my loan for the second time and also reduced the installment because we have been having electricity problems often. this has led to sometimes making no sales at all and thus difficult to repay loan on time. i assure you that i will make the payments promptly. thank you

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- Landerson Jun 6, 2014
  
  Thanks for letting us know Seraphine, hope your electricity problems are fixed very soon. Best wishes
  
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Vincent May 28, 2014

serahphine promised to make his payment as soon as possible

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Seraphine May 13, 2014

Hi Zidisha team, i would like to thank you for giving me a second loan, i appreciated alot. i am late in repaying my loan by week. this is because we have experienced network breakdown for the whole of last week and no sales were made and i was also to pay other bills. i will start paying from tomorow. serah

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Seraphine Apr 11, 2014

Hi Lenders, i wish to reschedule my loan as i am having some difficulties in work, i have to close work very early because i have a little kid am taking care of who is now 6 weeks. although i have a balance of little money, sometimes i feel much challenged. so i will be repaying the remaining amount in one installment by next\t week. thank you for your patient

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Seraphine Mar 10, 2014

i was due to complete my loan on march 7th, but i was unable because the business was low due to the fact that there is a construction being done next to our building thus blocking the way for clients thus a decline in sales. i was however due to pay but i had to pay the house rent. The remaining balance will be paid in the next two weeks

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Seraphine Feb 4, 2014

Hi Zidisha Team, Thank you for the loan you granded me a few weeks earlier. i am sorry for not repaying in time as this was my first time, the problem was that i didn't know the process of repaying quite well using the MPesa pay mode, so i had to contact my volunteer mentor. Please accept that i do start repaying my loan starting Friday next week 15/02/2014. Have great day.

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