Name
Teresia
Member since
October 2013
On-time repayments
54 installments • 50%
My name is Teresia Njeri, I am 23years old. I was born in kericho. I am God fearing, loving caring and a hardworking lady. I am a member in our church choir. I also love singing since its one of my hobbies. I also love traveling, reading, cooking, making new friends, listening to gospel music, and watching movies. i love trying out new ideas in life like in cooking and baking i like trying new delicacies and discovering new dishes. I appreciate working as a team since it helps me gain new ideas and knowledge in areas that i wasn't good in.
MY NAME IS TERESIA NJERI, I OPERATE A CAKE SHOP (TERRY'S PASTIEZ) I HAVE 2PERMANENT EMPLOYEES AND 1CASUAL WORKER THAT I HIRE WHEN THERE IS A HUGE WORKLOAD. I NORMALLY BAKE ALL KINDS OF CAKES AND PASTRIES. MY CLIENTS RANGE FROM INSTITUTIONS, HOTELS, RETAIL SHOPS, SUPERMARKETS, ORGANIZATIONS, BIRTHDAY PARTIES WEDDINGS ETC. I NORMALLY BAKE FROM MY SMALL SHOP OR SOMETIMES RENT SOME BAKERY DEPENDING ON THE WORKLOAD. I MAKE ABOUT 95,000KSHS ON AVERAGE MONTHLY AS SALES. I THEN SPEND ABOUT 40,000KSHS ON PURCHASES, 16,000KSHS ON RENT, 18,000KSHS ON SALARIES AND WAGES, 4,000KSHS ON ELECTRICITY, 1,000KSHS ON WATER AND GARBAGE DISPOSAL AND 700KSHS ON LICENSES. I GET MY CLIENTS THROUGH REFERRALS, INTENSIVE MARKETING AND ADVERTISING. IF I GET THE LOAN, I WILL USE TO BUY A BIGGER BAKING OVEN WHICH WILL HELP ME IN MASS PRODUCTION AND FASTER SERVICES. THIS WILL ASSIST ME IN SERVING MY CUSTOMERS MUCH EASIER AND CONVENIENTLY. MY ON-GOING BUSINESS WILL HELP ME REPAY BACK MY LOAN WITHOUT ANY CONSTRAINS OR HARDSHIPS.
MUCH THANKS,
TERESIA NJERI.
MY NAME IS TERESIA NJERI, I OPERATE A CAKE SHOP (TERRY'S PASTIEZ) I HAVE 2PERMANENT EMPLOYEES AND 1CASUAL WORKER THAT I HIRE WHEN THERE IS A HUGE WORKLOAD. I NORMALLY BAKE ALL KINDS OF CAKES AND PASTRIES. MY CLIENTS RANGE FROM INSTITUTIONS, HOTELS, RETAIL SHOPS, SUPERMARKETS, ORGANIZATIONS, BIRTHDAY PARTIES WEDDINGS ETC. I NORMALLY BAKE FROM MY SMALL SHOP OR SOMETIMES RENT SOME BAKERY DEPENDING ON THE WORKLOAD. I MAKE ABOUT 95,000KSHS ON AVERAGE MONTHLY AS SALES. I THEN SPEND ABOUT 40,000KSHS ON PURCHASES, 16,000KSHS ON RENT, 18,000KSHS ON SALARIES AND WAGES, 4,000KSHS ON ELECTRICITY, 1,000KSHS ON WATER AND GARBAGE DISPOSAL AND 700KSHS ON LICENSES. I GET MY CLIENTS THROUGH REFERRALS, INTENSIVE MARKETING AND ADVERTISING. IF I GET THE LOAN, I WILL USE TO BUY A BIGGER BAKING OVEN WHICH WILL HELP ME IN MASS PRODUCTION AND FASTER SERVICES. THIS WILL ASSIST ME IN SERVING MY CUSTOMERS MUCH EASIER AND CONVENIENTLY. MY ON-GOING BUSINESS WILL HELP ME REPAY BACK MY LOAN WITHOUT ANY CONSTRAINS OR HARDSHIPS.
MUCH THANKS,
TERESIA NJERI.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Oct 21, 2013
Repayment status
Late
Projected term
54 months
Amount repaid
$89.18
Amount remaining
$33.64
Expected completion
May 20, 2018
Status
Repaying late
Installment amount
$2.35
Expected Payments | Actual Payments | ||
---|---|---|---|
Dec 19, 2013 | $0.00 | ||
Jan 19, 2014 | $2.35 | Feb 18, 2014 | $2.35 |
Feb 19, 2014 | $2.35 | Feb 18, 2014 | $2.35 |
Mar 20, 2014 | $2.35 | Mar 18, 2014 | $1.18 |
Mar 19, 2014 | $1.18 | ||
Apr 20, 2014 | $2.35 | Mar 19, 2014 | $2.35 |
May 20, 2014 | $2.35 | Mar 19, 2014 | $1.18 |
Apr 19, 2014 | $1.18 | ||
Jun 20, 2014 | $2.35 | Apr 19, 2014 | $1.18 |
Jun 19, 2014 | $1.18 | ||
Jul 20, 2014 | $2.35 | Jul 19, 2014 | $2.35 |
Aug 20, 2014 | $2.35 | Sep 3, 2014 | $2.35 |
Sep 20, 2014 | $2.35 | Sep 27, 2014 | $2.35 |
Oct 20, 2014 | $2.35 | Oct 21, 2014 | $2.35 |
Nov 19, 2014 | $2.35 | Dec 6, 2014 | $1.76 |
Jan 9, 2015 | $0.59 | ||
Dec 19, 2014 | $2.35 | Jan 9, 2015 | $1.18 |
Jan 27, 2015 | $1.18 | ||
Jan 19, 2015 | $2.35 | Jan 27, 2015 | $0.59 |
Feb 23, 2015 | $1.76 | ||
Feb 19, 2015 | $2.35 | Feb 23, 2015 | $2.35 |
Mar 20, 2015 | $2.35 | Feb 23, 2015 | $0.59 |
Mar 9, 2015 | $1.76 | ||
Apr 20, 2015 | $2.35 | Mar 9, 2015 | $0.59 |
May 7, 2015 | $1.76 | ||
May 20, 2015 | $2.35 | May 19, 2015 | $2.35 |
Jun 20, 2015 | $2.35 | Jun 29, 2015 | $2.35 |
Jul 20, 2015 | $2.35 | Aug 14, 2015 | $2.35 |
Aug 20, 2015 | $2.35 | Sep 12, 2015 | $2.35 |
Sep 20, 2015 | $2.35 | Oct 15, 2015 | $2.35 |
Oct 20, 2015 | $2.35 | Oct 20, 2015 | $2.35 |
Nov 19, 2015 | $2.35 | Oct 20, 2015 | $0.59 |
Oct 20, 2015 | $0.24 | ||
Nov 17, 2015 | $1.51 | ||
Nov 18, 2015 | $0.02 | ||
Dec 19, 2015 | $2.35 | Nov 18, 2015 | $2.35 |
Jan 19, 2016 | $2.35 | Jan 4, 2016 | $2.35 |
Feb 19, 2016 | $2.35 | Feb 20, 2016 | $2.35 |
Mar 20, 2016 | $2.35 | Feb 21, 2016 | $2.35 |
Apr 20, 2016 | $2.35 | Apr 26, 2016 | $2.35 |
May 20, 2016 | $2.35 | May 18, 2016 | $2.35 |
Jun 20, 2016 | $2.35 | Jun 27, 2016 | $2.35 |
Jul 20, 2016 | $2.35 | Aug 8, 2016 | $2.35 |
Aug 20, 2016 | $2.35 | Sep 19, 2016 | $2.35 |
Sep 20, 2016 | $2.35 | Sep 19, 2016 | $2.00 |
Nov 6, 2016 | $0.35 | ||
Oct 20, 2016 | $2.35 | Nov 6, 2016 | $2.12 |
Nov 25, 2016 | $0.24 | ||
Nov 19, 2016 | $2.35 | Nov 25, 2016 | $2.12 |
Dec 22, 2016 | $0.24 | ||
Dec 19, 2016 | $2.35 | Dec 22, 2016 | $2.12 |
Feb 5, 2017 | $0.24 | ||
Jan 19, 2017 | $2.35 | Feb 5, 2017 | $2.12 |
Feb 25, 2017 | $0.24 | ||
Feb 19, 2017 | $2.35 | Feb 25, 2017 | $2.12 |
Mar 20, 2017 | $2.35 | ||
Apr 20, 2017 | $2.35 | ||
May 20, 2017 | $2.35 | ||
Jun 20, 2017 | $2.35 | ||
Jul 20, 2017 | $2.35 | ||
Aug 20, 2017 | $2.35 | ||
Sep 20, 2017 | $2.35 | ||
Oct 20, 2017 | $2.35 | ||
Nov 19, 2017 | $2.35 | ||
Dec 19, 2017 | $2.35 | ||
Jan 19, 2018 | $2.35 | ||
Feb 19, 2018 | $2.35 | ||
Mar 20, 2018 | $2.35 | ||
Apr 20, 2018 | $2.35 | ||
May 20, 2018 | $0.46 |
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