Entrepreneur
Name
Teresia
Member since
October 2013
On-time repayments
54 installments • 50%
About Me
My name is Teresia Njeri, I am 23years old. I was born in kericho. I am God fearing, loving caring and a hardworking lady. I am a member in our church choir. I also love singing since its one of my hobbies. I also love traveling, reading, cooking, making new friends, listening to gospel music, and watching movies. i love trying out new ideas in life like in cooking and baking i like trying new delicacies and discovering new dishes. I appreciate working as a team since it helps me gain new ideas and knowledge in areas that i wasn't good in.
My Business
MY NAME IS TERESIA NJERI, I OPERATE A CAKE SHOP (TERRY'S PASTIEZ) I HAVE 2PERMANENT EMPLOYEES AND 1CASUAL WORKER THAT I HIRE WHEN THERE IS A HUGE WORKLOAD. I NORMALLY BAKE ALL KINDS OF CAKES AND PASTRIES. MY CLIENTS RANGE FROM INSTITUTIONS, HOTELS, RETAIL SHOPS, SUPERMARKETS, ORGANIZATIONS, BIRTHDAY PARTIES WEDDINGS ETC. I NORMALLY BAKE FROM MY SMALL SHOP OR SOMETIMES RENT SOME BAKERY DEPENDING ON THE WORKLOAD. I MAKE ABOUT 95,000KSHS ON AVERAGE MONTHLY AS SALES. I THEN SPEND ABOUT 40,000KSHS ON PURCHASES, 16,000KSHS ON RENT, 18,000KSHS ON SALARIES AND WAGES, 4,000KSHS ON ELECTRICITY, 1,000KSHS ON WATER AND GARBAGE DISPOSAL AND 700KSHS ON LICENSES. I GET MY CLIENTS THROUGH REFERRALS, INTENSIVE MARKETING AND ADVERTISING. IF I GET THE LOAN, I WILL USE TO BUY A BIGGER BAKING OVEN WHICH WILL HELP ME IN MASS PRODUCTION AND FASTER SERVICES. THIS WILL ASSIST ME IN SERVING MY CUSTOMERS MUCH EASIER AND CONVENIENTLY. MY ON-GOING BUSINESS WILL HELP ME REPAY BACK MY LOAN WITHOUT ANY CONSTRAINS OR HARDSHIPS.
MUCH THANKS,
TERESIA NJERI.
Loan Proposal
MY NAME IS TERESIA NJERI, I OPERATE A CAKE SHOP (TERRY'S PASTIEZ) I HAVE 2PERMANENT EMPLOYEES AND 1CASUAL WORKER THAT I HIRE WHEN THERE IS A HUGE WORKLOAD. I NORMALLY BAKE ALL KINDS OF CAKES AND PASTRIES. MY CLIENTS RANGE FROM INSTITUTIONS, HOTELS, RETAIL SHOPS, SUPERMARKETS, ORGANIZATIONS, BIRTHDAY PARTIES WEDDINGS ETC. I NORMALLY BAKE FROM MY SMALL SHOP OR SOMETIMES RENT SOME BAKERY DEPENDING ON THE WORKLOAD. I MAKE ABOUT 95,000KSHS ON AVERAGE MONTHLY AS SALES. I THEN SPEND ABOUT 40,000KSHS ON PURCHASES, 16,000KSHS ON RENT, 18,000KSHS ON SALARIES AND WAGES, 4,000KSHS ON ELECTRICITY, 1,000KSHS ON WATER AND GARBAGE DISPOSAL AND 700KSHS ON LICENSES. I GET MY CLIENTS THROUGH REFERRALS, INTENSIVE MARKETING AND ADVERTISING. IF I GET THE LOAN, I WILL USE TO BUY A BIGGER BAKING OVEN WHICH WILL HELP ME IN MASS PRODUCTION AND FASTER SERVICES. THIS WILL ASSIST ME IN SERVING MY CUSTOMERS MUCH EASIER AND CONVENIENTLY. MY ON-GOING BUSINESS WILL HELP ME REPAY BACK MY LOAN WITHOUT ANY CONSTRAINS OR HARDSHIPS.
MUCH THANKS,
TERESIA NJERI.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Oct 21, 2013
Repayment status
Late
Projected term
54 months
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