Entrepreneur
Name
Berma
Member since
June 2016
On-time repayments
99 installments • 91%
About Me
My name is berma abigail,i was born on the 6th march 1990.my Childhood days was a normal one,i lived with my parents and three siblings and also attended three different primary schools because school fee was not easy to come by.
Same difficulty in paying School fees continued in junior secondary and senior secondary,
After the senior secondary i did some petty jobs and and enrolled myself in some computer training school with which the knowledge i acquired i use in the company where i work now. And i am planning to further myself soon ,i know with the help of zidisha i can.After working for sometime in the company, i was able to save some money and added it to the little money my wife had and we started trading beauty products. My people at where i live are easy going people and very hospitable. My daughters wants to be a doctors in future.
I like singing and playing the piano as a choir director.
My Business
My business is a joint business with my husband and we deal in beauty products like acrylic liquid,nails, powder, nail polish, brushes,different types of hair etc.
These goods are in demand and useful because its the accessories of women, and all of us know that women do not take their beautification for granted,they always want to look nice or beautiful.I chose this kind of business because women spend money on them and also they buy things more than men.
Our revenue is between 1000 and 2000 cedis monthly but i can see our location is not helping us in business so i need to get a better store that is closer to my house. I will use 60% to reinvent into my business and 40% will use to pay my utility bills .
Loan Proposal
Please I want i will use all the loan to buy new tank and intensify it for my Beauty salon and hair business.the tank will cost GHS1000, the take care of piece will cost GHS500,the wood will cost GHS500,and the handiwork will cost GHS500.this new pouch will help me to draw new customers.i will do my best forthcoming precise to my lenders.
Feedback
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$462.00
Date disbursed
Mar 23, 2017
Repayment status
Late
Projected term
193 months
Other loans
Lenders
Pitten, Austria
United States
United States
Jake Gibson and Beverly Picardo
San Francisco, United States
Summary
Amount repaid
$87.04
Amount remaining
$349.08
Expected completion
Jun 22, 2018
Status
Repaying late
Installment amount
$48.63
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Mar 31, 2017 | $6.82 | Mar 30, 2017 | $6.82 |
| Apr 7, 2017 | $6.82 | Apr 6, 2017 | $6.82 |
| Apr 14, 2017 | $11.36 | Apr 14, 2017 | $11.36 |
| Apr 21, 2017 | $11.36 | Apr 14, 2017 | $11.36 |
| Apr 28, 2017 | $11.36 | Apr 14, 2017 | $11.36 |
| May 5, 2017 | $11.36 | Apr 14, 2017 | $11.36 |
| May 12, 2017 | $1.14 | May 13, 2017 | $1.14 |
| May 19, 2017 | $1.14 | May 13, 2017 | $1.14 |
| May 26, 2017 | $1.14 | May 29, 2017 | $1.14 |
| Jun 2, 2017 | $1.14 | May 29, 2017 | $1.14 |
| Jun 9, 2017 | $1.14 | Jun 12, 2017 | $1.14 |
| Jun 16, 2017 | $0.45 | Jun 25, 2017 | $0.45 |
| Jun 23, 2017 | $0.45 | Jun 25, 2017 | $0.45 |
| Jun 30, 2017 | $0.45 | Jul 5, 2017 | $0.45 |
| Jul 7, 2017 | $0.45 | Jul 5, 2017 | $0.45 |
| Jul 14, 2017 | $0.45 | Jul 5, 2017 | $0.45 |
| Jul 21, 2017 | $0.45 | Aug 6, 2017 | $0.45 |
| Jul 28, 2017 | $0.45 | Aug 6, 2017 | $0.45 |
| Aug 4, 2017 | $0.45 | Aug 6, 2017 | $0.45 |
| Aug 11, 2017 | $0.45 | Aug 6, 2017 | $0.45 |
| Aug 18, 2017 | $0.45 | Aug 19, 2017 | $0.45 |
| Aug 25, 2017 | $0.45 | Aug 19, 2017 | $0.45 |
| Sep 1, 2017 | $0.45 | Sep 1, 2017 | $0.45 |
| Sep 8, 2017 | $0.45 | Sep 1, 2017 | $0.45 |
| Sep 15, 2017 | $0.45 | Sep 24, 2017 | $0.45 |
| Sep 22, 2017 | $0.45 | Sep 24, 2017 | $0.45 |
| Sep 29, 2017 | $0.45 | Oct 1, 2017 | $0.45 |
| Oct 6, 2017 | $0.45 | Oct 1, 2017 | $0.45 |
| Oct 13, 2017 | $0.45 | Oct 14, 2017 | $0.45 |
| Oct 20, 2017 | $0.45 | Oct 14, 2017 | $0.45 |
| Oct 27, 2017 | $0.45 | Oct 14, 2017 | $0.45 |
| Nov 3, 2017 | $0.45 | Oct 26, 2017 | $0.45 |
| Nov 10, 2017 | $0.45 | Oct 26, 2017 | $0.45 |
| Nov 17, 2017 | $0.45 | Oct 26, 2017 | $0.45 |
| Nov 24, 2017 | $0.45 | Oct 26, 2017 | $0.45 |
| Dec 1, 2017 | $0.45 | Oct 26, 2017 | $0.45 |
| Dec 8, 2017 | $0.45 | Oct 26, 2017 | $0.45 |
| Dec 15, 2017 | $0.45 | Oct 26, 2017 | $0.45 |
| Dec 22, 2017 | $0.45 | Oct 26, 2017 | $0.45 |
| Dec 29, 2017 | $0.45 | Oct 26, 2017 | $0.45 |
| Jan 5, 2018 | $0.45 | Oct 26, 2017 | $0.45 |
| Jan 12, 2018 | $0.45 | Oct 26, 2017 | $0.45 |
| Jan 19, 2018 | $0.45 | Oct 26, 2017 | $0.45 |
| Jan 26, 2018 | $0.45 | Jan 25, 2018 | $0.45 |
| Feb 2, 2018 | $0.45 | Jan 25, 2018 | $0.45 |
| Feb 9, 2018 | $0.45 | Jan 25, 2018 | $0.45 |
| Feb 16, 2018 | $0.45 | Jan 25, 2018 | $0.45 |
| Feb 23, 2018 | $0.45 | Jan 25, 2018 | $0.45 |
| Mar 2, 2018 | $0.45 | Mar 5, 2018 | $0.45 |
| Mar 9, 2018 | $0.45 | Mar 5, 2018 | $0.45 |
| Mar 16, 2018 | $0.45 | Mar 5, 2018 | $0.45 |
| Mar 23, 2018 | $0.45 | Mar 5, 2018 | $0.45 |
| Mar 30, 2018 | $0.45 | Mar 5, 2018 | $0.45 |
| Apr 6, 2018 | $0.45 | Apr 7, 2018 | $0.45 |
| Apr 13, 2018 | $0.45 | Apr 7, 2018 | $0.45 |
| Apr 20, 2018 | $0.45 | May 1, 2018 | $0.45 |
| Apr 27, 2018 | $0.45 | May 1, 2018 | $0.45 |
| May 4, 2018 | $48.63 | May 1, 2018 | $0.91 |
| May 11, 2018 | $48.63 | ||
| May 18, 2018 | $48.63 | ||
| May 25, 2018 | $48.63 | ||
| Jun 1, 2018 | $48.63 | ||
| Jun 8, 2018 | $48.63 | ||
| Jun 15, 2018 | $48.63 | ||
| Jun 22, 2018 | $10.00 | ||
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