New desktop switch for my cyber cafe
Nicholas
Rusinga Shopping Centre, Kenya
37% repaid
Entrepreneur
Name
Nicholas
Member since
May 2013
On-time repayments
181 installments • 25%
About Me
I am married with two children. I live in Rusinga Island. I am trained in social work and community development. I occasionally get contracts that may last for within 5 months within the district. At this time I contract some competent people to help. I trust them and know their ability since they are people I have trained and they have equally studied my diligence and affinity to satisfy my customers. The results have always been impressive.I opted for business as I felt it more satisfying other than mainstream jobs. Through the business I am able to provide for my family and support some of those who may need my support.Through this I am able as well to offer a job opportunity to some of the people who were otherwise jobless. I desire to expand the business in order to match the emerging trends.
My Business
I operate a computer bureau within Rusinga Market. Through the Zidisha loan I managed to buy more data bundles in bulk and customers were thrilled that there were no delays as I could not run out of the data bundles. Consequently I have realised that with additional machines I have to buy another desktop switch and at the same time upgrade my machines by replacing the older ones that are a bit slow. Since computer industry is dynamic I always want to stay relevant and at the same time add more equipment.
From the cyber cafe there is high demand as people always come to browse especially in the evenings after work.
I am currently in need of about $150 from Zidisha to top up the amount that I have to aid me upgrade my equipment. I have done my research and realised that an upgraded equipment especially the desktop switch will help in internet sharing between the computers for efficiency.
I have been trying to get funds from the mainstream financial institutions but always disappointed because of the securities and other technicalities associated that they require.
I am located at the central business area within the market and the services I offer are quality. They range from photography, Typesetting, Printing, photocopy, graphic design, basic computer training and basic computer repair services.
There is however competition which I seek to beat by just upgrading the equipment. I believe by doing this the profit margin will increase and therefore be able to settle the loan as soon as possible. I desire to take this business to greater heights since I can see the potential both in me and the potential customers.
Loan Proposal
I operate a cyber cafe at the shops of Rusinga Island. I have had good customers of late and customers stream the cafe especially in the evenings to use the internet. The emergence of the social networks like facebook, twitter etc has given a boost to cyber operators like me. I realised that the internet switch I have been using is at times faulty. I contacted some technicians who advised me to acquire a new one. Since I do not want to disappoint my clients, i thought it wise to get a new one which will have high speed and able to serve many computers since I plan to buy some more computers.
I have accumulated some money but it is not enough considering the budget I currently have. This is why I seek the loan of 150 dollars from Zidisha and top up my current cash.
Computer industry is very competitive since there are hand held devices that people have but should I be having efficient machines I will be at a better position to win the confidence of my clients. I believe with this loan from Zidisha I will be able to make a positive step towards satisfying the needs of my customers.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$148.00
Date disbursed
Jun 17, 2014
Repayment status
Late
Projected term
40 months
Other loans
Lenders
Germany
United States
Summary
Amount repaid
$75.58
Amount remaining
$127.44
Expected completion
Oct 14, 2017
Status
Repaying late
Installment amount
$1.16
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jun 28, 2014 | $5.44 | Jun 28, 2014 | $5.44 |
| Jul 5, 2014 | $5.44 | Jun 28, 2014 | $0.37 |
| Jul 8, 2014 | $3.49 | ||
| Jul 24, 2014 | $1.58 | ||
| Jul 12, 2014 | $0.74 | Jul 24, 2014 | $0.74 |
| Jul 19, 2014 | $0.00 | ||
| Jul 26, 2014 | $0.00 | ||
| Aug 2, 2014 | $0.00 | ||
| Aug 9, 2014 | $2.33 | Aug 26, 2014 | $2.33 |
| Aug 16, 2014 | $0.00 | ||
| Aug 23, 2014 | $0.00 | ||
| Aug 30, 2014 | $0.00 | ||
| Sep 6, 2014 | $1.16 | Sep 8, 2014 | $1.16 |
| Sep 13, 2014 | $1.16 | Sep 15, 2014 | $1.16 |
| Sep 20, 2014 | $1.16 | Sep 21, 2014 | $1.16 |
| Sep 27, 2014 | $1.16 | Sep 30, 2014 | $1.16 |
| Oct 4, 2014 | $1.16 | Sep 30, 2014 | $1.16 |
| Oct 11, 2014 | $1.16 | Oct 22, 2014 | $1.16 |
| Oct 18, 2014 | $1.16 | Oct 26, 2014 | $1.16 |
| Oct 25, 2014 | $1.16 | Oct 26, 2014 | $1.16 |
| Nov 1, 2014 | $1.16 | Nov 11, 2014 | $1.16 |
| Nov 8, 2014 | $1.16 | Nov 11, 2014 | $1.16 |
| Nov 15, 2014 | $1.16 | Nov 15, 2014 | $1.16 |
| Nov 22, 2014 | $1.16 | Nov 25, 2014 | $1.16 |
| Nov 29, 2014 | $1.16 | Dec 1, 2014 | $1.16 |
| Dec 6, 2014 | $1.16 | Dec 10, 2014 | $1.16 |
| Dec 13, 2014 | $1.16 | Jan 5, 2015 | $1.16 |
| Dec 20, 2014 | $1.16 | Jan 19, 2015 | $1.16 |
| Dec 27, 2014 | $1.16 | Jan 23, 2015 | $1.16 |
| Jan 3, 2015 | $1.16 | Jan 23, 2015 | $1.16 |
| Jan 10, 2015 | $1.16 | Jan 27, 2015 | $1.16 |
| Jan 17, 2015 | $1.16 | Jan 27, 2015 | $1.16 |
| Jan 24, 2015 | $1.16 | Jan 29, 2015 | $1.16 |
| Jan 31, 2015 | $1.16 | Feb 2, 2015 | $1.16 |
| Feb 7, 2015 | $1.16 | Feb 2, 2015 | $1.16 |
| Feb 14, 2015 | $1.16 | Feb 15, 2015 | $1.16 |
| Feb 21, 2015 | $1.16 | Feb 21, 2015 | $1.16 |
| Feb 28, 2015 | $1.16 | Mar 2, 2015 | $1.16 |
| Mar 7, 2015 | $1.16 | Mar 10, 2015 | $1.16 |
| Mar 14, 2015 | $1.16 | Mar 14, 2015 | $1.16 |
| Mar 21, 2015 | $1.16 | Mar 21, 2015 | $1.16 |
| Mar 28, 2015 | $1.16 | Apr 1, 2015 | $1.16 |
| Apr 4, 2015 | $1.16 | Apr 1, 2015 | $1.16 |
| Apr 11, 2015 | $1.16 | Apr 14, 2015 | $1.16 |
| Apr 18, 2015 | $1.16 | Apr 14, 2015 | $1.16 |
| Apr 25, 2015 | $1.16 | Apr 28, 2015 | $1.16 |
| May 2, 2015 | $1.16 | May 6, 2015 | $1.16 |
| May 9, 2015 | $1.16 | May 6, 2015 | $1.16 |
| May 16, 2015 | $1.16 | May 28, 2015 | $1.16 |
| May 23, 2015 | $1.16 | May 28, 2015 | $1.16 |
| May 30, 2015 | $1.16 | Jun 14, 2015 | $1.16 |
| Jun 6, 2015 | $1.16 | Jul 1, 2015 | $1.16 |
| Jun 13, 2015 | $1.16 | Jul 1, 2015 | $1.16 |
| Jun 20, 2015 | $1.16 | Jul 11, 2015 | $1.16 |
| Jun 27, 2015 | $1.16 | Jul 28, 2015 | $1.16 |
| Jul 4, 2015 | $1.16 | Jul 28, 2015 | $1.16 |
| Jul 11, 2015 | $1.16 | Jul 28, 2015 | $1.16 |
| Jul 18, 2015 | $1.16 | Jul 28, 2015 | $1.16 |
| Jul 25, 2015 | $1.16 | Jul 28, 2015 | $1.16 |
| Aug 1, 2015 | $1.16 | Aug 23, 2015 | $1.16 |
| Aug 8, 2015 | $1.16 | Aug 23, 2015 | $1.16 |
| Aug 15, 2015 | $1.16 | Sep 14, 2015 | $1.16 |
| Aug 22, 2015 | $1.16 | Sep 26, 2015 | $1.16 |
| Aug 29, 2015 | $1.16 | Sep 26, 2015 | $1.16 |
| Sep 5, 2015 | $1.16 | Jun 17, 2019 | $1.16 |
| Sep 12, 2015 | $1.16 | ||
| Sep 19, 2015 | $1.16 | ||
| Sep 26, 2015 | $1.16 | ||
| Oct 3, 2015 | $1.16 | ||
| Oct 10, 2015 | $1.16 | ||
| Oct 17, 2015 | $1.16 | ||
| Oct 24, 2015 | $1.16 | ||
| Oct 31, 2015 | $1.16 | ||
| Nov 7, 2015 | $1.16 | ||
| Nov 14, 2015 | $1.16 | ||
| Nov 21, 2015 | $1.16 | ||
| Nov 28, 2015 | $1.16 | ||
| Dec 5, 2015 | $1.16 | ||
| Dec 12, 2015 | $1.16 | ||
| Dec 19, 2015 | $1.16 | ||
| Dec 26, 2015 | $1.16 | ||
| Jan 2, 2016 | $1.16 | ||
| Jan 9, 2016 | $1.16 | ||
| Jan 16, 2016 | $1.16 | ||
| Jan 23, 2016 | $1.16 | ||
| Jan 30, 2016 | $1.16 | ||
| Feb 6, 2016 | $1.16 | ||
| Feb 13, 2016 | $1.16 | ||
| Feb 20, 2016 | $1.16 | ||
| Feb 27, 2016 | $1.16 | ||
| Mar 5, 2016 | $1.16 | ||
| Mar 12, 2016 | $1.16 | ||
| Mar 19, 2016 | $1.16 | ||
| Mar 26, 2016 | $1.16 | ||
| Apr 2, 2016 | $1.16 | ||
| Apr 9, 2016 | $1.16 | ||
| Apr 16, 2016 | $1.16 | ||
| Apr 23, 2016 | $1.16 | ||
| Apr 30, 2016 | $1.16 | ||
| May 7, 2016 | $1.16 | ||
| May 14, 2016 | $1.16 | ||
| May 21, 2016 | $1.16 | ||
| May 28, 2016 | $1.16 | ||
| Jun 4, 2016 | $1.16 | ||
| Jun 11, 2016 | $1.16 | ||
| Jun 18, 2016 | $1.16 | ||
| Jun 25, 2016 | $1.16 | ||
| Jul 2, 2016 | $1.16 | ||
| Jul 9, 2016 | $1.16 | ||
| Jul 16, 2016 | $1.16 | ||
| Jul 23, 2016 | $1.16 | ||
| Jul 30, 2016 | $1.16 | ||
| Aug 6, 2016 | $1.16 | ||
| Aug 13, 2016 | $1.16 | ||
| Aug 20, 2016 | $1.16 | ||
| Aug 27, 2016 | $1.16 | ||
| Sep 3, 2016 | $1.16 | ||
| Sep 10, 2016 | $1.16 | ||
| Sep 17, 2016 | $1.16 | ||
| Sep 24, 2016 | $1.16 | ||
| Oct 1, 2016 | $1.16 | ||
| Oct 8, 2016 | $1.16 | ||
| Oct 15, 2016 | $1.16 | ||
| Oct 22, 2016 | $1.16 | ||
| Oct 29, 2016 | $1.16 | ||
| Nov 5, 2016 | $1.16 | ||
| Nov 12, 2016 | $1.16 | ||
| Nov 19, 2016 | $1.16 | ||
| Nov 26, 2016 | $1.16 | ||
| Dec 3, 2016 | $1.16 | ||
| Dec 10, 2016 | $1.16 | ||
| Dec 17, 2016 | $1.16 | ||
| Dec 24, 2016 | $1.16 | ||
| Dec 31, 2016 | $1.16 | ||
| Jan 7, 2017 | $1.16 | ||
| Jan 14, 2017 | $1.16 | ||
| Jan 21, 2017 | $1.16 | ||
| Jan 28, 2017 | $1.16 | ||
| Feb 4, 2017 | $1.16 | ||
| Feb 11, 2017 | $1.16 | ||
| Feb 18, 2017 | $1.16 | ||
| Feb 25, 2017 | $1.16 | ||
| Mar 4, 2017 | $1.16 | ||
| Mar 11, 2017 | $1.16 | ||
| Mar 18, 2017 | $1.16 | ||
| Mar 25, 2017 | $1.16 | ||
| Apr 1, 2017 | $1.16 | ||
| Apr 8, 2017 | $1.16 | ||
| Apr 15, 2017 | $1.16 | ||
| Apr 22, 2017 | $1.16 | ||
| Apr 29, 2017 | $1.16 | ||
| May 6, 2017 | $1.16 | ||
| May 13, 2017 | $1.16 | ||
| May 20, 2017 | $1.16 | ||
| May 27, 2017 | $1.16 | ||
| Jun 3, 2017 | $1.16 | ||
| Jun 10, 2017 | $1.16 | ||
| Jun 17, 2017 | $1.16 | ||
| Jun 24, 2017 | $1.16 | ||
| Jul 1, 2017 | $1.16 | ||
| Jul 8, 2017 | $1.16 | ||
| Jul 15, 2017 | $1.16 | ||
| Jul 22, 2017 | $1.16 | ||
| Jul 29, 2017 | $1.16 | ||
| Aug 5, 2017 | $1.16 | ||
| Aug 12, 2017 | $1.16 | ||
| Aug 19, 2017 | $1.16 | ||
| Aug 26, 2017 | $1.16 | ||
| Sep 2, 2017 | $1.16 | ||
| Sep 9, 2017 | $1.16 | ||
| Sep 16, 2017 | $1.16 | ||
| Sep 23, 2017 | $1.16 | ||
| Sep 30, 2017 | $1.16 | ||
| Oct 7, 2017 | $1.16 | ||
| Oct 14, 2017 | $0.70 | ||
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