New electrical materials for my kiosk

Joel

Karate, Kenya

Funds disbursed

$0 to go

100% funded of $193 goal

0

days left

Entrepreneur

Name

Joel

Member since

March 2014

On-time repayments

14 installments  •  50%

About Me

Am the second born of a family of four. I have 2 sisters and me and and a brother. Beside that am a proud husband and father of three daughters. My wife has been employed as a receptionist in one of the hotels in Naivaisha town My father and mother are peasant farmers in our our farm in Naivaisha. I have been also working on the piece of farm that was given by my father and I do grow capsicums and onions. I have manage to buy a car that I use as a cab in Naivasha town to supplement in my income on the farm.

My Business

Am a farmer and I deal in capsicums and onions. I have done this for the past four and half years and am very impressed, as I have been able to buy a car that I use as a taxi in Naivaisha town. This has also come to the notice of my parents and they want we join hands and also cultivate on their piece of land. Due to increase demand f capsicum and onions we have decided to plant more to increase on the profit. I make a proximately 25 usd a day on the cab and that is good amount that has been able to pay my bills.

Loan Proposal

First is to thank every one who contributed in my last loan which has helped me alot.I need this loan to add my stock in my small kiosk that i just started a few months ago.its really doing well because its situated in a good working business area.Due to customers demand,i need to add some electrical materials like extensions that will cost USD 48.bulb holders that will cost USD 46.Bulbs that will cost USD 45, sockets that will cost USD 47 and USD 24 will be used to buy bed switches.Am looking forward to this loan since i have a good guarantee that this will improve my business and i will be able to pay my loan.Since am working as a taxi driver,my wife is staying at the shop because she is no longer working at the hotel.I believe with Zidisha,my dreams will come true.Thanks to everyone who supported me in previous loan and thanks to everyone who will support me in this one.God bless Zidisha.

Feedback

3

None

1



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Loan Info

Project Type

Classic Loan

Disbursed amount

$193.00

Date disbursed

Nov 12, 2014

Repayment status

Late

Projected term

7 weeks

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Ask Joel a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Philipp    May 21, 2015

    Is there any news?
    I'm really sad we don't get any further information.
    Joel didn't show up here for five month now...

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  • John    Feb 25, 2015

    hi lenders joel kamau is not reachable but his community leader is available and he told me that i can dwell on him .he told me he will call and find out what happen even thorough it mean visiting him to his homestead .i will notify you as soon as he call me
    thank you
    john

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    • Philipp    Mar 11, 2015

      Thanks for this, John!
      It would be good to get some News here...

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  • Joel    Jan 2, 2015

    I beg to adjust my installment amount due to the unexpected incident.thank you in advance.

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  • Joel    Jan 2, 2015

    Halloo members,i hereby apologize for the inconvenience for not paying my loan as expected.Something just happened unexpectedly in my job which has brought a huge loss to me.It happened that the place i had rented for my business got demolished by the owner because he wanted to build a permanent building.Since that incident i haven't gotten another place to settle my business.I just beg you lenders to give me to me some more time for me to settle and i will continue to pay my loan as required.Thank you for your understanding.

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  • ommthree    Jan 2, 2015

    Thanks for keeping an eye on this John

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  • John    Dec 22, 2014

    Hi lenders ,i had a telephone conversation with Joel Kamau concerning her past dues and he told me that unexpected happened to his business and he had to stop repaying but he promise to start repaying back his loan January .i keep communicating and following up till
    Thank you
    john

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  • Joel    Nov 27, 2014

    Thank you all lenders who contributed in my loan.am so glad to say that i have managed to buy all the materials i needed for my kiosk which is doing so well at the moment.God bless zidisha team.!

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  • John    Nov 6, 2014

    All the best Mr Joel Kamau .

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  • Joel    Sep 25, 2014

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  • Joel    May 3, 2014

    am so glad to have joined zidisha cause the money i received helped me to grow onions capsicums which are really doing well.i hope within the next two months i will have them ready for market.thank you zidisha for your support.

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  • Joel    Apr 24, 2014

    i work as a taxi driver in Naivasha and i got a problem with my cab for the last two weeks because it got a mechanical problem.i have not been working thats why i got a problem of paying my installment for the past two weeks.am really working hard on it and i have been able to raise some money to pay for its repairement.am proposing to change my repayment schedule for that inconvinience.am thanking God because my onions are doing well and am hoping withing the next two months,i will have them ready for market.am really greatfull to Zidisha team for helping me start my own onion farm.am also very sorry for the inconviniece i have caused you.i promise i try all my best to pay the balance on time following the new repaymayment schedule.thank you in advance.yours,Joel Muriithi Kamu.

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  • ommthree    Mar 29, 2014

    Thank you for your repayment Joel. I hope things are going well on the farm.

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    • Joel    Sep 12, 2014

      you are most welcome.all is well with me
      and i really thank you for your surppot.God bless you so much.

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